Citibank Credit Cards | Compare Interest Rates, Fees & Reviews - Best Find

Citi Credit Cards

Citi
20.99%
0%
Up to 55
$395

Citi Qantas Signature

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Citi's Citi Qantas Signature has a pruchase rate of 0.2099 and a purchase rate of 395 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate0%

Balance transfer period 6 months

Balance transfer reverts to 21.74%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

GO TO Citi

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa) 1

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Citi

Additional Benefits

Travel insuranceUp to 180 days International & Domestic

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceYes

Price protectionYes

Extended warrantyYes

GO TO Citi

Rates & Fees

Maximum free daysUp to 55

Annual fee$395

Purchase rate20.99%

Promotional purchase rateNone

Late payment fee$10

Over limit fee$40

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$30

GO TO Citi

Overseas Fees

Currency conversion fee3.40%

Overseas ATM fee (higher of)$5.00

Overseas cash advance feeTBA

GO TO Citi

Other

Minimum card limit$15

Maximum limit$100

Sponsored Yes

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Citi

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Citi
20.99%
0%
Up to 44
$700

Citi Prestige

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Citi's Citi Prestige has a pruchase rate of 20.99% and a purchase rate of 700 with Up to 44 interest free days

Balance Transfer & Intro Offers

Balance transfer rate0%

Balance transfer period 6 months

Balance transfer reverts to 21.74%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

GO TO Citi

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa) 2

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Citi

Additional Benefits

Travel insuranceNo

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyYes

GO TO Citi

Rates & Fees

Maximum free daysUp to 44

Annual fee$700

Purchase rate20.99%

Promotional purchase rateNone

Late payment fee$10

Over limit fee$40

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$30

GO TO Citi

Overseas Fees

Currency conversion fee3.40%

Overseas ATM fee (higher of)$5.00

Overseas cash advance feeTBA

GO TO Citi

Other

Minimum card limit$30

Maximum limit$100

Sponsored Yes

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Citi

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Citi
20.99%
0%
Up to 55
$99

Citi Classic Card

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Citi's Citi Classic Card has a pruchase rate of 20.99% and a purchase rate of 99 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate0%

Balance transfer period 15 months

Balance transfer reverts to 21.74%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee 1.50%

GO TO Citi

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa) 1

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Citi

Additional Benefits

Travel insuranceUp to 180 days International & Domestic

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

GO TO Citi

Rates & Fees

Maximum free daysUp to 55

Annual fee$99

Purchase rate20.99%

Promotional purchase rateNone

Late payment fee$10

Over limit fee$40

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$30

GO TO Citi

Overseas Fees

Currency conversion fee3.40%

Overseas ATM fee (higher of)$5.00

Overseas cash advance feeTBA

GO TO Citi

Other

Minimum card limit$2

Maximum limit$100

Sponsored Yes

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Citi

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Citi
19.99%
0%
Up to 55
$0

Citi Simplicity

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Citi's Citi Simplicity has a pruchase rate of 0.1999 and a purchase rate of 0 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate0%

Balance transfer period 15 months

Balance transfer reverts to 19.99%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee 1.50%

GO TO Citi

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Citi

Additional Benefits

Travel insuranceUp to 180 days International & Domestic

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyYes

GO TO Citi

Rates & Fees

Maximum free daysUp to 55

Annual fee$0

Purchase rate19.99%

Promotional purchase rateNone

Late payment fee$0

Over limit fee$40

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$30

GO TO Citi

Overseas Fees

Currency conversion fee3.40%

Overseas ATM fee (higher of)$5.00

Overseas cash advance feeTBA

GO TO Citi

Other

Minimum card limit$6

Maximum limit$100

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Citi

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Citi
20.99%
0%
Up to 55
$299

Citi Emirates World MasterCard

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Citi's Citi Emirates World MasterCard has a pruchase rate of 20.99% and a purchase rate of 299 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate0%

Balance transfer period 9 months

Balance transfer reverts to 21.74%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

GO TO Citi

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa) 1

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Citi

Additional Benefits

Travel insuranceUp to 180 days International

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceYes

Price protectionYes

Extended warrantyYes

GO TO Citi

Rates & Fees

Maximum free daysUp to 55

Annual fee$299

Purchase rate20.99%

Promotional purchase rateNone

Late payment fee$10

Over limit fee$40

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$30

GO TO Citi

Overseas Fees

Currency conversion fee3.40%

Overseas ATM fee (higher of)$5.00

Overseas cash advance feeTBA

GO TO Citi

Other

Minimum card limit$15

Maximum limit$100

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Citi

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Citi
14.99%
None
Up to 55
$99

Citi Clear Platinum Visa

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Citi's Citi Clear Platinum Visa has a pruchase rate of 14.99% and a purchase rate of 99 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rateNone

Balance transfer period n/a

Balance transfer reverts to n/a

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

GO TO Citi

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Citi

Additional Benefits

Travel insuranceNo

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceYes

Price protectionYes

Extended warrantyYes

GO TO Citi

Rates & Fees

Maximum free daysUp to 55

Annual fee$99

Purchase rate14.99%

Promotional purchase rateNone

Late payment fee$10

Over limit fee$40

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$30

GO TO Citi

Overseas Fees

Currency conversion fee3.40%

Overseas ATM fee (higher of)$5.00

Overseas cash advance feeTBA

GO TO Citi

Other

Minimum card limit$6

Maximum limit$100

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Citi

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Bankwest
17.99%
2.99%
Up to 55
$0

Zero Platinum MasterCard

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Bankwest's Zero Platinum MasterCard has a pruchase rate of 0.1799 and a purchase rate of 0 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate2.99%

Balance transfer period 9 months

Balance transfer reverts to 17.99%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

GO TO Bankwest

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Bankwest

Additional Benefits

Travel insuranceUp to 180 days International & Domestic

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceYes

Price protectionYes

Extended warrantyNo

GO TO Bankwest

Rates & Fees

Maximum free daysUp to 55

Annual fee$0

Purchase rate17.99%

Promotional purchase rateNone

Late payment fee$25

Over limit fee$30

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$20

GO TO Bankwest

Overseas Fees

Currency conversion fee0.00%

Overseas ATM fee (higher of)$4 or 2%

Overseas cash advance feeTBA

GO TO Bankwest

Other

Minimum card limit$6

Maximum limit$1

Sponsored Yes

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Bankwest

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American Express
20.74%
0%
Up to 44
$0

Qantas Discovery Credit Card

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American Express's Qantas Discovery Credit Card has a pruchase rate of 0.2074 and a purchase rate of 0 with Up to 44 interest free days

Balance Transfer & Intro Offers

Balance transfer rate0%

Balance transfer period 12 months

Balance transfer reverts to 20.74%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee 1%

GO TO American Express

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex) 1

Points expiry TBA

GO TO American Express

Additional Benefits

Travel insuranceNo

Individual fraud protectionTBA

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

GO TO American Express

Rates & Fees

Maximum free daysUp to 44

Annual fee$0

Purchase rate20.74%

Promotional purchase rateNone

Late payment fee$30

Over limit fee$30

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.50%

Minimum repayment (amount)$30

GO TO American Express

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 3%

Overseas cash advance feeTBA

GO TO American Express

Other

Minimum card limit$2

Maximum limit$25

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO American Express

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Virgin Money
18.99%
0%
Up to 44
$0

No Annual Fee Credit Card

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Virgin Money's No Annual Fee Credit Card has a pruchase rate of 0.1899 and a purchase rate of 0 with Up to 44 interest free days

Balance Transfer & Intro Offers

Balance transfer rate0%

Balance transfer period 12 months

Balance transfer reverts to 20.99%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee 3%

GO TO Virgin Money

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

GO TO Virgin Money

Additional Benefits

Travel insuranceNo

Individual fraud protectionTBA

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

GO TO Virgin Money

Rates & Fees

Maximum free daysUp to 44

Annual fee$0

Purchase rate18.99%

Promotional purchase rateNone

Late payment fee$10

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$30

GO TO Virgin Money

Overseas Fees

Currency conversion fee3.30%

Overseas ATM fee (higher of)$5.00

Overseas cash advance feeTBA

GO TO Virgin Money

Other

Minimum card limit$6

Maximum limit$100

Sponsored Yes

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

GO TO Virgin Money

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Community First CU
8.99%
8.99%
Up to 55
$40 ($20 donated to McGrath Foundation)

McGrath Pink Visa Card

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8 month introductory rate of 4.99% p.a. running until 28 February 2018. For new applicants only. This award winning card allows you to help fund McGrath breast care nurses in communities across Australia. Half of your card's annual fee ($20) is donated to the McGrath Foundation each year that you hold the card.

Balance Transfer & Intro Offers

Balance transfer rate8.99%

Balance transfer period ongoing

Balance transfer reverts to 8.99%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee n/a

GO TO Community First CU

Rewards Program

Rewards program n/a

Signup bonus points n/a

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry n/a

GO TO Community First CU

Additional Benefits

Travel insuranceNo

Individual fraud protectionNo

Purchase protectionNo

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

GO TO Community First CU

Rates & Fees

Maximum free daysUp to 55

Annual fee$40 ($20 donated to McGrath Foundation)

Purchase rate8.99%

Promotional purchase rateNone

Late payment fee$25

Over limit fee$30

Cash advance ATM feen/a

Additional cardholder feeNone

Minimum repayment (percent)3.00%

Minimum repayment (amount)$20

GO TO Community First CU

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$5 or 3%

Overseas cash advance feeTBA

GO TO Community First CU

Other

Minimum card limit$1

Maximum limit$15

Sponsored Yes

Data accurate as of22/12/2017

Disclaimer Credit eligibility criteria, terms & conditions, fees & charges apply. Rates are current as at 1/07//2017 and subject to change without notice. Community First Credit Union donates $20 to the McGrath Foundation from the annual fee for each McGrath Pink Vi

GO TO Community First CU

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Community First CU
8.99%
8.99%
Up to 55
$40

Low Rate Visa Cred Card

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8 month introductory rate of 4.99% p.a. running until 28 February 2018. For new applicants only. Our award winning card has the same low ongoing interest rate for everything - purchases, cash advances and balance transfers. You can use it for day-to-day purchases, shopping online or on holidays overseas.

Balance Transfer & Intro Offers

Balance transfer rate8.99%

Balance transfer period ongoing

Balance transfer reverts to 8.99%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee n/a

GO TO Community First CU

Rewards Program

Rewards program n/a

Signup bonus points n/a

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry n/a

GO TO Community First CU

Additional Benefits

Travel insuranceNo

Individual fraud protectionNo

Purchase protectionNo

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

GO TO Community First CU

Rates & Fees

Maximum free daysUp to 55

Annual fee$40

Purchase rate8.99%

Promotional purchase rateNone

Late payment fee$25

Over limit fee$30

Cash advance ATM feen/a

Additional cardholder feeNone

Minimum repayment (percent)3.00%

Minimum repayment (amount)$20

GO TO Community First CU

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$5 or 3%

Overseas cash advance feeTBA

GO TO Community First CU

Other

Minimum card limit$1

Maximum limit$15

Sponsored Yes

Data accurate as of22/12/2017

Disclaimer Credit eligibility criteria, terms & conditions, fees & charges apply. Rates are current as at 1/07//2017 and subject to change without notice.

GO TO Community First CU

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Citibank Credit Card Comparison

Did you know you can compare 100s of credit cards? Review, view interest rates, calculate fees, apply online and save by visiting our main credit cards comparison page.

Compare and review Citibank credit cards

Save time and compare all the credit cards offered by Citibank in one go! There is no shortage of credit card products to choose from. It all comes to your specific needs and desires.

What credit card options does Citibank offer?

Citibank has 6 credit card products:

  • Citibank Simplicity Credit Card
  • Citibank Qantas Signature Credit Card
  • Citibank Prestige Credit Card
  • Citibank Emirates World MasterCard Credit Card
  • Citibank Clear Platinum Credit Card
  • Citibank Classic Credit Card

View the above table for detailed product information and a comparison of the purchase rate, transfer rate, maximum free days and annual fees.

You can also review and compare Citibank home loans.

How to apply for a Citibank credit card?

If you’d like to apply online for a Citibank credit card, just scroll up and click on “Learn more” to be taken to Citibank’s secure online application form. Before you apply, be sure to learn about Citibank’s credit card products, fees and eligibility criteria. Give yourself around 30 minutes to complete the credit card application.

Citibank’s credit card eligibility criteria

Before you apply for a credit card, be sure to understand and meet the Citibank’s eligibility criteria. Below is high-level overview of Citibank’s criteria:

Citibank’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn the minimum annual income requirement
  • Have a good credit rating
  • You’re an Australian citizen, a permanent Australian resident or a valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Citibank branch or online, make sure to have the following details and documents nearby:

  • Employment information: Your annual income and savings account statements. Your current employer’s name, contact name and phone number
  • Liabilities & debts: Your ongoing expenses such as day to day living expenses (think child care, food, transport costs) and any other credit cards you may have.
  • Personal Information: Proof of ID (Driver License or ID card), contact information and address

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)
  • You may need to provide your accountant’s contact details

Other things to keep mind when applying

  • Approval time takes between 0 hours (instantaneous) and 10 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Other credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Citibank credit card

There are many additional factors Citibank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Smart ways you can use your Citibank credit card

Credit Cards are a smart way to buy goods and services, and allow you to cover unexpected expenses as well as build up your financial reputation.

Here are some tips on how to make good use of your Citibank credit card:

  • Always pay your credit card on time
  • Set a credit limit that works for you, not for the bank
  • Regularly check your credit card statement
  • Never contract an additional credit card with another bank to make ends meet
  • Check the terms and conditions very carefully. Yes, read the fine print!
  • If you need to cancel your credit card, ask your bank their process to do so