What do I do if my loan application is rejected?
Sure, getting your loan application rejected can be a downer. But most lenders review these applications by the book, and if they find something amiss, it’s nothing personal. Some lenders even use an automated system for this process. So, whether it’s a personal loan, car loan, student loan, or any kind of loan, here’s how […]
What is a pre-approved car loan?
If you’re buying a car and financing the purchase, it’s much less stressful with a pre-approved car loan. Here’s all you need to know about this highly recommended auto loan feature. What it means when you’re pre-approved for a car loan Car loan pre-approval means you can apply for finance before you shop for your […]
How much does a loan affect your credit score?
Taking out a loan can send out ripples that affect not only your personal finances but also your credit score. Whether that’s a good or bad thing depends on your ability to service the loan, plus other factors. Here are some borrowing dos and don’ts related to your credit score to help you stay on […]
How to choose a car insurance in Australia
Planning for a rainy day is important, and part of that includes having the right car insurance. After all, a wrecked car shouldn’t mean a wrecked budget. So, whether you need coverage for your dream car or the precursor to your dream car, here’s what you need to know when choosing a car insurance that’s […]
How to obtain a personal loan in Australia
A personal loan can provide the financial support you need to meet your goals sooner. Whether you’re planning to buy a car, renovate your home, or consolidate debt, here’s what it takes to get a personal loan in Australia. Decide on the loan type that’s best for you Before you narrow it down to one […]
How to use a personal loan to buy a car
A personal loan is just about handy for anything: debt consolidation, holidays, weddings, home renovations – you name it. But can you use a personal loan to buy a car? The quick and short answer is yes. Keep reading to find a detailed explanation on how to finance your next set of wheels via a […]
Should you buy an electric car?
Electric car sales are yet to top the charts in Australia. However, this will likely change as the technology catches on and the world becomes more green conscious. According to an Australian Electric Vehicle Market Study, the number of EVs cruising the roads should match the abundance of internal combustion engine vehicles once cheaper models […]
Tips to select the best budgeting software for your needs
Recently, the process of budgeting has evolved from the pen, paper, and calculator combo to something more sophisticated due to the use of budgeting software or apps. Such software takes the basic process of budgeting up a notch making it easier and more convenient to take charge of your financial life. But with so many […]
Trim your food bill: Top tips to eat better for less
Many food movements have emerged over the years to help people eat better. There’s the slow food movement that encourages people to swap out fast food for locally grown sustainable produce. Locavores only eat products grown and produced in their vicinity. This could be a 50km or 100km radius or even much less, as Vicki […]
How to pay off your credit card debt in 7 steps
Credit cards are not the complete villains they are often painted out to be. After all, they can be great financial tools that come with bonuses, rewards points, cash backs, and credit building opportunities. But when a huge pile of credit card debt rears its ugly head, it can leave you struggling with unforgiving late […]