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Important disclosure

Compare RAMS Savings Accounts

for $5,000 over 1 year
RAMS's Saver Account offers a base interest rates of 1.35% where interest is paid Monthly


Standard base interest rate 1.35%

Maximum rate 1.35%

Bonus rate 0.00%

Bonus expiry period n/a

Bonus minimum deposit n/a

Bonus maximum deposit n/a

Bonus foregone by withdrawl n/a

Maximum interest per month (approx)$5.63

Total interest over term (approx)$67.56

Interest calculated Daily

Minimum opening deposit $0.00

Interest paid Monthly

Linked accounts required Yes

Account fee $0.00



Joint access n/a

Online application Yes

Minimum age 18



ATM access Yes

EFTPOS facility Yes


Internet facility Yes

Phone facility Yes

Cheque facility Yes

Branch access Yes

Salary direct credit facility n/a




Data accurate as of24/03/2016


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Compare 100s of high interest savings accounts

Did you know you can compare 100s of savings accounts? Review the highest interest rates, calculate earnings and apply online. Compare savings accounts on our main comparison page and find the best account for your needs.

Compare and review RAMS savings accounts

Save time and compare all the savings accounts offered by RAMS.

You can also review and compare RAMS transaction accounts.

What savings account options does RAMS offer?

RAMS has 1 savings account products:

  • Saver Account

View the above table for detailed product information, interest rates, fees and calculate your potential returns.

How to apply for a RAMS savings account?

If you’d like to apply online for a RAMS savings account, just scroll up and click on “Learn more” to be taken to RAMS’s secure online application form. Before you apply, be sure to learn about RAMS’s savings account products, fees and eligibility criteria.

Give yourself around 20 minutes to complete the savings account application.

You will also need:

  • an Australian residential address
  • Accepted ID such as drivers licence and passport
  • For some savings accounts you will also need a linked transaction account
  • For some savings accounts you will need to deposit a minimum amount
  • Foreign tax residents will require a foreign tax number

Who can apply for a RAMS savings account?

  • You must be an Australian resident with an Australian residential and mailing address
  • You must be at least 12 years or over

RAMS savings account calculator

Want to calculate how much you could potentially earn with your RAMS savings accounts? Just use the filter to change your deposit amounts to calculate approximate earnings. Your potential earnings are calculated and displayed in the table.

Other benefits included with RAMS savings accounts

Below is a list of features and benefits offered by RAMS. Note, the below features are not available with all accounts. Review the above product table to see which accounts offer which features:

  • Internet banking
  • Phone bank
  • ATM access
  • EFTPOS facility
  • Branch access
  • $0 account keeping fees

Want to get the most of your savings? Read our savings tips for Australians.