Compare First Option CU Transaction & Bank Accounts - Best Find

First Option Credit Union Transaction Accounts

Smart Start Access Saver

The IMB Everyday Account is an ideal account for regular, everyday transactioN/Al banking. It has a great range of access options and no monthly account keeping fees.

Overview

Annual interest rate2.10%

Interest calculated Daily

Interest paid Monthly

Fees and Charges

Monthly account fees$0.00

Fee free deposit amount$0.00

Number of free transactionsUnlimited

ATM withdrawl fee$0.00

EFTPOS transaction fee$0.00

Branch withdrawl feeNone

Overdrawn feeTBA

Overseas ATM withdrawl feeTBA

Currency conversion feeTBA

Miscellaneous

Base rebateTBA

Online application Yes

Minimum age 12

Residency requirementsPermanent or Australian resident

Features

Credit debit cardYes

Contactless paymentYes

ATM access Yes

Unlimited ATM accessYes

Unlimited branch accessYes

Fraud protectionN/A

EFTPOS facility Yes

Internet bankingYes

Phone bankingYes

Overdraft facilityNo

Cheque facility No

Joint access TBA

Pay using Apple PayYes

Pay using Android PayYes

BPAY

Other

Sponsored No

Data accurate as of29/3/2017

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Retirement Access Saver

Flexible, with no minimum balance requirements, our Access Savings Account has Internet Banking, Telephone Teller, ATM, EFTPOS facilities, plus many easy-to-use features such as linking to a Titanium Visa Debit card, cheque book or persoN/Al overdraft.

Overview

Annual interest rate1.75%

Interest calculated Daily

Interest paid Monthly

Fees and Charges

Monthly account fees$0.00

Fee free deposit amount$0.00

Number of free transactions7

ATM withdrawl fee$0.00

EFTPOS transaction fee$0.00

Branch withdrawl feeNone

Overdrawn feeTBA

Overseas ATM withdrawl feeTBA

Currency conversion feeTBA

Miscellaneous

Base rebateTBA

Online application Yes

Minimum age 18

Residency requirementsPermanent or Australian resident

Features

Credit debit cardYes

Contactless paymentYes

ATM access Yes

Unlimited ATM accessYes

Unlimited branch accessYes

Fraud protectionN/A

EFTPOS facility Yes

Internet bankingYes

Phone bankingYes

Overdraft facilityNo

Cheque facility Yes

Joint access TBA

Pay using Apple PayYes

Pay using Android PayYes

BPAY

Other

Sponsored No

Data accurate as of269/3/2017

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First Option Credit Union
$0.00
$0.00
0.05%
$0.00

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Access Saver

All the ATMs in Australia are free when you deposit your pay of $1000 or more per month.

Overview

Annual interest rate0.05%

Interest calculated Daily

Interest paid Monthly

Fees and Charges

Monthly account fees$0.00

Fee free deposit amount$0.00

Number of free transactions7

ATM withdrawl fee$0.00

EFTPOS transaction fee$0.00

Branch withdrawl feeNone

Overdrawn feeTBA

Overseas ATM withdrawl feeTBA

Currency conversion feeTBA

Miscellaneous

Base rebateTBA

Online application Yes

Minimum age 18

Residency requirementsPermanent or Australian resident

Features

Credit debit cardYes

Contactless paymentYes

ATM access Yes

Unlimited ATM accessYes

Unlimited branch accessNo

Fraud protectionN/A

EFTPOS facility Yes

Internet bankingYes

Phone bankingYes

Overdraft facilityNo

Cheque facility Yes

Joint access TBA

Pay using Apple PayYes

Pay using Android PayYes

BPAY

Other

Sponsored No

Data accurate as of29/3/2017

Hide info ˄

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Compare 100s of transaction bank accounts

Did you know you can compare 100s of bank accounts? Review the fees, interest rates, features and apply online. Compare transaction and bank accounts on our main comparison page to find the best account for your needs.

Compare and review First Option Credit Union transaction accounts

Save time and compare all the bank accounts offered by First Option Credit Union.

You can also review and compare First Option Credit Union term deposits and First Option Credit Union savings accounts.

What bank account options does First Option Credit Union offer?

First Option Credit Union has 3 transaction account products:

  • Smart Start Access Saver
  • Retirement Access Saver
  • Access Saver

View the above table for detailed product information, interest rates, fees and features.

How to apply for a First Option Credit Union transaction bank account?

If you’d like to apply online for a First Option Credit Union account, just scroll up and click on “Learn more” to be taken to First Option Credit Union’s secure online application form. Before you apply, be sure to learn about First Option Credit Union’s transaction account products, fees and eligibility criteria.

Give yourself around 20 minutes to complete the bank account application.

You will also need:

  • an Australian residential address
  • Accepted ID such as drivers licence and passport
  • Foreign tax residents will require a foreign tax number

Who can apply for a First Option Credit Union transaction account?

  • You must be an Australian resident with an Australian residential and mailing address
  • You must be at least 18 years or over

Other benefits included with First Option Credit Union transaction accounts

Below is a list of features and benefits offered by First Option Credit Union. Note, the below features are not available with all accounts. Review the above product table to see which accounts offer which features:

  • Zero monthly fees (conditions may apply)
  • Unlimited ATM and branch access (conditions may apply)
  • Contactless payment
  • Internet banking
  • Phone bank
  • ATM access
  • EFTPOS facility
  • Branch access