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Tips for getting your personal loan approved

Tips for getting your personal loan approved

If you’re looking to take that long earned holiday, renovate or simply consolidate your debt, you might be considering a personal loan. Whatever the reason, it’s not loads of fun to get your application rejected. We’ve done the research for you and come up with 9 tips to help you get that application approval. 1. Check […]

What is a term deposit and how does it work?

What are term deposits and how do they work?

A term deposit is a short or long term investment where your money is guaranteed a certain interest rate. A term deposit is the kind of account where you put your money into the account and leave it, short or long term, as you have arranged with the bank. You cannot touch the money for […]

What are the risks if I cannot repay my loan?

What are the risks of not paying a loan

Anyone can experience financial hardships, often through unexpected events like illness, sudden death, divorce, and more. While it is always important to prioritise making payments for loans and credit cards on time, it is not always possible. No matter your situation, you do have remedial actions you can take. What happens if I cannot repay […]

4 ways to make extra money without a career change

4 ways to make extra money

It’s not uncommon for us 9-to-5 workers to grow tired of the monotony of the everyday “grind”. We day dream about quitting our job and heading off to a tropical island to enjoy our days in the sun, sipping cocktails. Of course, this is unrealistic, those margaritas don’t pay for themselves. Instead, many people consider […]

7 tips for spending less money on clothes

7 tips for spending less money on clothes

When you’re trying to save, it can be hard to resist the urge to do a bit of retail therapy. While clothes shopping can be fun and exciting, and fashion is a great way to express ourselves, it can be an expensive habit. Here’s how to save some money by spending less on clothes, without […]

How to Make Money with Your Smartphone

How to make money on smartphones

A lot of us like to claim that money doesn’t play a big part in our lives, that we can enjoy the little things in life without the materialistic possessions the rest of society obsess over. However, in reality, everyone likes to make extra money when they can.  Like it or not, money is an […]

Personal loans: How much can I borrow? Will I be approved?

Personal loans: How much can I borrow?

There are often circumstances that lead us to borrowing money. Whether it’s for a major purchase, personal emergencies, investment opportunities or simply to consolidate debt. When this need arises, you may ask yourself: How much can I borrow when getting a personal loan? How long does it take to get it approved and will my […]

6 Lifestyle Changes That Will Save You Money

6 lifestyle changes that will save you money

There are two ways to looking at growing the number in your savings account: ways to save money and ways to earn money. First, it helps to know where your money is going. Using Apps like PocketBook and Money Brilliant can help you track your finances. These apps link up with your bank account and […]