Liberty Financial Personal Loan Rates & Fees, Review & Compare - Best Find

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Liberty Financial Personal Loans

Personal Choice

As well as a market leading rate and no ongoing fees, the Liberty Personal Best loan provides the flexibility to access your cash as you need it and only pay interest on what you use.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate10.99%

Comparison rate11.27%

Monthly repayments (approx)$333

Total repayments (approx)$12,013

Total interest repayments (approx)$2,013

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$195

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$10

For debt consolidation?Yes

Sponsored No

Telephone13 11 33

Data accurate as of6/04/2017

Comparison rate warning Interest rates will range from 10.99% p.a. to 24.99% p.a. and will depend on our assessment criteria and comparison rates range from 11.27% p.a. to 25.31% p.a. Comparison rates are based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Personal Best

As well as a market leading rate and no ongoing fees, the Liberty Personal Best loan provides the flexibility to access your cash as you need it and only pay interest on what you use.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate7.99%

Comparison rate8.26%

Monthly repayments (approx)$319

Total repayments (approx)$11,499

Total interest repayments (approx)$1,499

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$195

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$10

For debt consolidation?Yes

Sponsored No

Telephone13 11 33

Data accurate as of6/04/2017

Comparison rate warning Comparison rates are based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Liberty Financial personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Liberty Financial personal loans, there are other important things to consider and understand, other than just Liberty Financial’s interest rates.

What personal loan options does Liberty Financial offer?

Liberty Financial has 2 personal loan products:

  • Liberty Financial Personal Choice
  • Liberty Financial Personal Best

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Liberty Financial home loan.

Do you have a Liberty Financial personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Liberty Financial Personal Loan?

If you’d like to apply online for a Liberty Financial personal loan, just scroll up and click on “Learn more” to be taken to Liberty Financial’s secure online application form. Before you apply, be sure to learn about Liberty Financial’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Liberty Financial’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Liberty Financial’s lending criteria. Below is high-level overview of Liberty Financial’s criteria:

Liberty Financial’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Liberty Financial branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Liberty Financial

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Liberty Financial personal loan

There are many additional factors Liberty Financial consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Liberty Financial personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Liberty Financial will lend for:

 

Additional product information

Liberty Financial’s minimum and maximum personal loan amounts and terms

You can borrow between $5,000 and $50,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Liberty Financial’s repayment schedule

Liberty Financial allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Liberty Financial allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Liberty Financial’s Variable Rate Personal Loan gives you the option of being able to make redraws.