Uber Car Loans, Interest Rates & Fees - Best Find
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Uber Car Loans

NRMA used car loans can help you get one step closer to owning your dream pre-loved car.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.99%

Car loan comparison rate7.55%

Monthly repayments (approx)$593

Total repayments (approx)$35,633

Total interest repayments (approx)$5,633

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of1/08/2018

GO TO NRMA

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Get a new or used car loan from 8.95%* (Comparison rate 10.56%^ p.a) with a quick application process and no monthly fees.

Overview

Application / establishment fees4%, maximum $495

Minimum loan amount$4,000

Maximum loan amount$40,000

Minimum term1.5 years

Maximum term7 years

Car loan interest rates (base)8.95%

Car loan comparison rate10.56%

Monthly repayments (approx)$622

Total repayments (approx)$37,321

Total interest repayments (approx)$7,321

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Now Finance

Other Fees & Information

Monthly fee$13.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of15.07.2018

GO TO Now Finance

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The NRMA car loans for business can help you expand your fleet or treat yourself to that company car that you've always wanted.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.99%

Car loan comparison rate6.55%

Monthly repayments (approx)$579

Total repayments (approx)$34,790

Total interest repayments (approx)$4,790

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of1/08/2018

GO TO NRMA

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There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.99%

Car loan comparison rate6.55%

Monthly repayments (approx)$579

Total repayments (approx)$34,790

Total interest repayments (approx)$4,790

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredYes

Telephone1300 732 398

Data accurate as of1/08/2018

GO TO NRMA

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NRMA used car loans can help you get one step closer to owning your dream pre-loved car.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.99%

Car loan comparison rate7.55%

Monthly repayments (approx)$593

Total repayments (approx)$35,633

Total interest repayments (approx)$5,633

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of1/08/2018

GO TO NRMA

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Get a new or used car loan from 8.95%* (Comparison rate 10.56%^ p.a) with a quick application process and no monthly fees.

Overview

Application / establishment fees4%, maximum $495

Minimum loan amount$4,000

Maximum loan amount$40,000

Minimum term1.5 years

Maximum term7 years

Car loan interest rates (base)8.95%

Car loan comparison rate10.56%

Monthly repayments (approx)$622

Total repayments (approx)$37,321

Total interest repayments (approx)$7,321

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Now Finance

Other Fees & Information

Monthly fee$13.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of15.07.2018

GO TO Now Finance

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An Arab Bank Australia Personal Loan is a great way to purchase the car you want or need now, if you currently don't have the savings or cash to make your purchase.

Overview

Application / establishment fees$200

Minimum loan amount$2,000

Maximum loan amount$500,000

Minimum term0 years

Maximum term5 years

Car loan interest rates (base)11.30%

Car loan comparison rate12.32%

Monthly repayments (approx)$656

Total repayments (approx)$39,406

Total interest repayments (approx)$9,406

Rate typeFixed

Secured or unsecuredSecured

GO TO Arab Bank

Other Fees & Information

Monthly fee$8.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$250

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1800 64 64 84

Data accurate as of13.03.2017

GO TO Arab Bank

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With flexible options and competitive interest rates you could be driving your dream car sooner than you think.

Overview

Application / establishment fees$250

Minimum loan amount$5,000

Maximum loan amount$75,000

Minimum term1 year

Maximum term5 years

Car loan interest rates (base)11.95%

Car loan comparison rate12.33%

Monthly repayments (approx)$666

Total repayments (approx)$39,994

Total interest repayments (approx)$9,994

Rate typeFixed

Secured or unsecuredUnsecured

GO TO The Capricornian

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 314 900

Data accurate as of02.04.2017

GO TO The Capricornian

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Big Sky offers car loans with varying interest rates depending on the type of vehicle being purchased and security offered.

Overview

Application / establishment fees$0

Minimum loan amount$10,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)12.40%

Car loan comparison rate12.43%

Monthly repayments (approx)$673

Total repayments (approx)$40,404

Total interest repayments (approx)$10,404

Rate typeVariable

Secured or unsecuredSecured

GO TO Big Sky Building Society

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment schedulen/a

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 654 321

Data accurate as of02.04.2017

GO TO Big Sky Building Society

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Buy the type of car or vehicle you want with interest rates from 12.99% p.a. (comparison rate 14.06% p.a.)

Overview

Application / establishment fees$195

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)12.99%

Car loan comparison rate14.06%

Monthly repayments (approx)$682

Total repayments (approx)$40,946

Total interest repayments (approx)$10,946

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Bank of Melbourne

Other Fees & Information

Monthly fee$12.0

Other fees$0

Missed payment fee$9

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$100

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 100 266

Data accurate as of13.09.2017

GO TO Bank of Melbourne

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The variable rate personal loan is unsecured.

Overview

Application / establishment fees$195

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)13.60%

Car loan comparison rate13.89%

Monthly repayments (approx)$691

Total repayments (approx)$41,510

Total interest repayments (approx)$11,510

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Credit Union SA

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$10

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check feeAt cost

For used vehiclesYes

SponsoredNo

Telephone08 8202 7777

Data accurate as of17.07.2017

GO TO Credit Union SA

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With all the great features of our new car loan, this loan is designed for used cars over 5 years old.

Overview

Application / establishment fees$100

Minimum loan amount$1,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term5 years

Car loan interest rates (base)13.90%

Car loan comparison rate14.11%

Monthly repayments (approx)$696

Total repayments (approx)$41,789

Total interest repayments (approx)$11,789

Rate typeFixed

Secured or unsecuredSecured

GO TO Macquarie Credit Union

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 885 480

Data accurate as of02.04.2017

GO TO Macquarie Credit Union

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With flexible options and competitive interest rates you could be driving your dream car sooner than you think.

Overview

Application / establishment fees$250

Minimum loan amount$5,000

Maximum loan amount$75,000

Minimum term1 year

Maximum term5 years

Car loan interest rates (base)13.95%

Car loan comparison rate14.34%

Monthly repayments (approx)$697

Total repayments (approx)$41,836

Total interest repayments (approx)$11,836

Rate typeFixed

Secured or unsecuredUnsecured

GO TO The Capricornian

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 314 900

Data accurate as of02.04.2017

GO TO The Capricornian

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An Arab Bank Australia Personal Loan is a great way to purchase the car you want or need now, if you currently don't have the savings or cash to make your purchase.

Overview

Application / establishment fees$200

Minimum loan amount$2,000

Maximum loan amount$500,000

Minimum term0 years

Maximum term5 years

Car loan interest rates (base)14.00%

Car loan comparison rate14.99%

Monthly repayments (approx)$698

Total repayments (approx)$41,883

Total interest repayments (approx)$11,883

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Arab Bank

Other Fees & Information

Monthly fee$8.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1800 64 64 84

Data accurate as of13.03.2017

GO TO Arab Bank

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Whether you're upgrading your ride or adding to your garage, a NAB Personal Loan gives you a great rate. If you are an existing customer and apply in- store by 2pm, you could walk away with your money that very same day

Overview

Application / establishment fees$150

Minimum loan amount$5,000

Maximum loan amount$55,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)14.69%

Car loan comparison rate15.55%

Monthly repayments (approx)$708

Total repayments (approx)$42,529

Total interest repayments (approx)$12,529

Rate typeVariable

Secured or unsecuredUnsecured

GO TO NAB

Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 13 12

Data accurate as of17.09.2017

GO TO NAB

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Whether you're upgrading your ride or adding to your garage, a NAB Personal Loan gives you a great rate. If you are an existing customer and apply in- store by 2pm, you could walk away with your money that very same day

Overview

Application / establishment fees$150

Minimum loan amount$5,000

Maximum loan amount$55,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)14.99%

Car loan comparison rate15.85%

Monthly repayments (approx)$713

Total repayments (approx)$42,812

Total interest repayments (approx)$12,812

Rate typeVariable

Secured or unsecuredUnsecured

GO TO NAB

Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 13 12

Data accurate as of17.09.2017

GO TO NAB

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Did you know you can compare 100’s of car loans? Browse, filter and on our main car loans comparison page.

Consideration when comparing Uber car loans

There may be ups and downs in Uber driving, just like any other job but if you are diligent enough and severe about such driving, then you can take it up as a profession. There are a lot of financial institutions and banks that are ready to provide you with a loan to buy your Uber, provided you fulfil the requirements. Some specific laws and rules would make you eligible for an Uber car loan including a few requirements for the vehicle you want to drive. There are different types, and models of Uber that you may drive and all have specific needs according to the law.

Requirements for Uber vehicles

The models of the vehicle must not be older than ten years to qualify for Uber loans. Apart from that, all Uber vehicle must be essentially a four-door car, minivan or truck having the manual or standard transmission which is satisfactory. It must pass all necessary vehicle inspections and tests to get the loan and on the vehicle insurance, the full name of the driver must be mentioned explicitly. There is no requirement of the name of the driver on the vehicle registration, though, but the driver must pass all background checks conducted.

Some restrictions laid down

There are certain limitations that are defined by the authority for vehicles that would not qualify for Uber car loans or Uber service as well. Any full-size vans are not allowed for Uber service and would therefore not be eligible to get an Uber car loan. Apart from that no renovated or salvaged vehicles would be allowed for such services as well as it should not be any marked vehicles like taxis and others. When you are sure that you have the necessary requirements fulfilled, then you can apply for an Uber car loan.

Requirement for user’s vehicles

UberX service is the lowest in Uber service, and therefore there are also some specific needs for such cars to be eligible for Uber car loan. Any vehicle made after 2006 would qualify for such credit, though there may be some exceptions in few places. There should be four passenger seats having four distinct seat belts. There should be four full doors and any car had a central door would be disqualified for Uber car loan. UberX service is most popular, and therefore, UberX car loans are mostly in demand.

Flexibility

The schedule of driving an Uber is very flexible, and you can drive as little or as much as you want with your phone app turned on while you are at work and off when you are not. Therefore, you create your schedule, start and end any time of the day with no boss overseeing your activity. Though there can be a manager on behalf of the company who can make some suggestions, you are your boss. There is a minimum requirement of 4.5 rating so that you are not cut from driving, and you can also rate your passengers as well.

Meet new people

While being on the move you get a chance to meet and see new people. You get the opportunity to interact more socially and also see places which you did not know till now. You become more aware of the city you drive in and have all the news of the currents events and happenings. While listening to music or the news, you can get surge rides as well which are very elusive with their exceptionally high fare as well.

Downside of being an Uber driver

You must take the work and fares as they come and do not have a choice with it. There are too many cars and drivers, so you have to face stiff competition as well. There are no tips in Uber service, and you entirely depend on the number of trips that you make throughout the day, or night or both. The rating system seems to be unfair as drivers having a rating of 4 out of a scale of 1 to 5 are often terminated, and there are little recognition and interaction with other fellow employees.

Get a Uber on finance

You can get a Uber car on finance as well as it is counted as an occupation in your car loan application. This can be your source of income also, and therefore you can have an Uber on finance. Depending on your eligibility and your credit history, all other features of available on an Uber car loan as with any other car loan. In Australia, to drive an Uber, you have to be at least 21 years old or more and also have a clean driving record and a minimum three years driving experience.