Compare Car Loans | Cheap Car Loans Comparison - BestFind.com.au

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Car loan amount

Term of car loan

Features

Type of vehicle loan

Car finance provider

Car Loans

New Car Variable Loan

Holiday Coast makes it easy to finance a new or used vehicle with a low variable interest rate and no on-going fees or early payment penalties.

Overview

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term5 years

Advertised rate5.49%

Comparison rate5.49%

Monthly repayments (approx)$301

Total repayments (approx)$10,868

Total interest repayments (approx)$868

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$0

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 365 724

Data accurate as of02.04.2017

Comparison warning Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

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My New Car Loan

Our Fixed Rate New Car Loan allows you to lock in your interest rate for the term of your loan, so you'll have confidence knowing exactly how much you need to repay each month.

Overview

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate5.49%

Comparison rate6.49%

Monthly repayments (approx)$306

Total repayments (approx)$11,031

Total interest repayments (approx)$1,031

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$150

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 655 116

Data accurate as of02.04.2017

Comparison warning Comparison rate based on a $30,000 secured loan for a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

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New car loan

When you credit your whole salary to your Victoria Teachers Mutual Bank account you’ll receive a great discounted rate across our entire Car Loan range.

Overview

Minimum loan amount$10,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term7 years

Advertised rate5.79%

Comparison rate6.39%

Monthly repayments (approx)$306

Total repayments (approx)$11,016

Total interest repayments (approx)$1,016

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$90

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 654 822

Data accurate as of02.04.2017

Comparison warning Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.

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No Fee Car Loan

With absolutely no upfront, ongoing or early repayment fees, our No Fee Car Loan makes it’s easier to get on the road.

Overview

Minimum loan amount$10,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term7 years

Advertised rate8.89%

Comparison rate8.89%

Monthly repayments (approx)$317

Total repayments (approx)$11,429

Total interest repayments (approx)$1,429

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$0

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$20

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 236 344

Data accurate as of13.03.2017

Comparison warning The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Personal Car loan

Find and secure your car loan with low fixed rates from loans.com.au. We can help you with a loan for a car bought privately, through a dealership or an auction. Balloon options – reduce monthly repayments

Overview

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term3 years

Maximum term5 years

Advertised rate5.44%

Comparison rate8.09%

Monthly repayments (approx)$313

Total repayments (approx)$11,295

Total interest repayments (approx)$1,295

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$400

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 10 90

Data accurate as of17.09.2017

Comparison warning The interest rate is determined with reference to the age of the vehicle, private or dealer sale, and the credit assessment. Interest rate loading may be applied. The comparison rate is based on a $30,000 loan over 5 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply.

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New car loan

Our New Car Loan is a great secured variable rate loan available for brand new cars or brand new registrable motorbikes.

Overview

Minimum loan amount$10,000

Maximum loan amount$60,000

Minimum term1 year

Maximum term7 years

Advertised rate5.34%

Comparison rate6.37%

Monthly repayments (approx)$305

Total repayments (approx)$11,012

Total interest repayments (approx)$1,012

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$150

Other Fees & Information

Monthly fee$5.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 13 19 64

Data accurate as of02.04.2017

Comparison warning The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan

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New car loan

Our New Car Loan is a great secured variable rate loan available for brand new cars or brand new registrable motorbikes.

Overview

Minimum loan amount$10,000

Maximum loan amount$60,000

Minimum term1 year

Maximum term7 years

Advertised rate5.34%

Comparison rate5.37%

Monthly repayments (approx)$301

Total repayments (approx)$10,850

Total interest repayments (approx)$850

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$0

Other Fees & Information

Monthly fee$5.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 13 22 77

Data accurate as of02.04.2017

Comparison warning The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Special fixed rate car loan

The special fixed rate personal loan is available when secured by a new or used vehicle less than 2 years of age.

Overview

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate5.99%

Comparison rate7.29%

Monthly repayments (approx)$310

Total repayments (approx)$11,163

Total interest repayments (approx)$1,163

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$195

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$10

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check feeAt cost

For used vehiclesYes

SponsoredNo

Telephone08 8202 7777

Data accurate as of17.07.2017

Comparison warning Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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New Car Loan

With no ongoing fees, fast loan turnaround and pre-approval available, you’ll be cruising along an open stretch of road in no time.

Overview

Minimum loan amount$10,000

Maximum loan amount$50,000

Minimum term1 year

Maximum term7 years

Advertised rate5.99%

Comparison rate7.42%

Monthly repayments (approx)$310

Total repayments (approx)$11,185

Total interest repayments (approx)$1,185

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$215

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 622 278

Data accurate as of02.04.2017

Comparison warning This comparison rate is based on a secured loan of $30,000 loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

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New Car Loan

With great rates and no penalty for early payout, the IMB New Car Loan could have you cruising in the car of your dreams sooner than you thought.

Overview

Minimum loan amount$2,000

Maximum loan amount$75,000

Minimum term1 year

Maximum term7 years

Advertised rate5.99%

Comparison rate7.66%

Monthly repayments (approx)$311

Total repayments (approx)$11,224

Total interest repayments (approx)$1,224

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$250

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone133 462

Data accurate as of4.08.2017

Comparison warning Comparison rate is based on a $30,000 secured loan over 5 years. WARNING: This comparison rate applies only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. Normal IMB lending criteria, terms and conditions, fees and charges apply.

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New Car Loan

A great fixed interest rate perfect for new motor vehicles. You'll be driving away in no time!

Overview

Minimum loan amount$5,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term5 years

Advertised rate6.29%

Comparison rate7.29%

Monthly repayments (approx)$310

Total repayments (approx)$11,164

Total interest repayments (approx)$1,164

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$150

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 366 565

Data accurate as of02.04.2017

Comparison warning The comparison rate is calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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New Car Loan

With a Transport Mutual Car Loan you can be driving away in no time.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term1 year

Maximum term7 years

Advertised rate6.54%

Comparison rate6.54%

Monthly repayments (approx)$306

Total repayments (approx)$11,040

Total interest repayments (approx)$1,040

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$0

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone(02) 8202 8555

Data accurate as of02.04.2017

Comparison warning This comparison rate is based on a secured loan of $30,000 loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

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Australian Military Bank
5.71%
6.57%
$306.24

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Car loan

Our Car and Personal Loans offer you tailored rates based on your credit history. We offer a range of benefits and features like the ability to make extra repayments or pay off your loan early without penalty and the option to make loan repayments straight from your salary.

Overview

Minimum loan amount$1,000

Maximum loan amount$80,000

Minimum term1 years

Maximum term7 years

Advertised rate5.71%

Comparison rate6.44%

Monthly repayments (approx)$306

Total repayments (approx)$11,024

Total interest repayments (approx)$1,024

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$100

Other Fees & Information

Monthly fee$10.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$30

For used vehiclesYes

SponsoredNo

Telephone1300 13 23 28

Data accurate as of13.09.2017

Comparison warning Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

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New Car Loan (Secured)

Looking to buy a new car and want to take out a simple loan, so you can get on the road sooner? Look no further.

Overview

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term5 years

Advertised rate6.32%

Comparison rate7.66%

Monthly repayments (approx)$311

Total repayments (approx)$11,224

Total interest repayments (approx)$1,224

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$200

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 864 266

Data accurate as of02.04.2017

Comparison warning Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply.

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New Car Loan (Secured)

Our secured new car loan is available to any personal borrowers buying a motor vehicle in its first year of registration and who meet the Credit Union’s standard lending criteria.

Overview

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term5 years

Advertised rate6.32%

Comparison rate7.66%

Monthly repayments (approx)$311

Total repayments (approx)$11,224

Total interest repayments (approx)$1,224

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$200

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone13 22 49

Data accurate as of02.04.2017

Comparison warning Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply.

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Tips for comparing car loan

Overview

A car loan is a specific type of personal loan used for the purpose of purchasing a vehicle, such as a car, van, truck, motorcycle, or other motorized vehicles. A car loan is typically used when the borrower can not afford to purchase the vehicle with cash, but can afford to pay off a loan in monthly instalments.

Types of car loans

A new car loan is for buying brand new cars (lenders will offer new car loans cars for up to five years) where the interest rate is likely to be lower. A new car loan will typically use the car as an asset to secure the loan.

A Used-car loan is available for cars Usually That are a five year old. A used car loan is usually a secured loan, like a new car loan, with the car as the asset.

Of An UNSECURED-car loan is available for Usually OldEr-car, That Banks do not see of value in securing. Unsecured loan interest rates are typically higher than secured car loans.

Pros of a car loan:

  • Car loan payment terms can be up to 10 years
  • Borrowers can borrow an unlimited amount with most financial institutions
  • The debt is fixed so every payment made toward the loan will lower the premium and borrowers can not add more debt
  • The average interest rate for a car loan is lower than its immediate competitors, personal loans or credit cards
  • A fixed interest rate loan makes it easy for the borrower to make and stick to a budget

Cons of a car loan:

  • Some financial institutions will place restrictions upon the makes and models of vehicles it will accept for a car loan
  • Borrowers can not increase the amount of debt to cover operating or maintenance costs
  • The car can be repossessed (in the case of a secured loan) or the borrower taken to court (in the case of an unsecured loan) if the payments are not continued

Who can apply for a loan?

Most permanent residents of Australia are eligible to apply for a car loan if they are 18 years or older and can verify their income. While many financial institutions will turn down the loan application of a prospective buyer with poor credit, there are some institutions willing to lend to someone with a poor credit history if the loan is secured against the value of the car.

What types other of car loans are available?

In addition to the secured new and used car loans and the unsecured car loan discussed above, you could compare car loans based on features such as early repayment fees, repayment schedules and up-front fees.

A -car hire Quick Search purchase is another option for the self-employed Have Prospective Borrowers. Each payment made toward a car hire purchase reduces the purchase price of the car.

A car lease is yet another option for the self-employed that borrower wishes to have a vehicle for business use. In this case, the financial institution purchases the car and the borrower makes payments on it for an agreed-upon term in exchange for the use of the car.

A Novated lease is the when an employer Makes an arrangement to a pay to a lease out of the the borrower’s the before-tax salary. At the end of the lease period, the borrower will have the option of purchasing the car or upgrading to a new model. This is a great option to reduce your taxable income at the end of the year.

What else should you consider when you compare car loans?

  • The interest rate. Ensure that the interest rate you are offered is competitive for your financial history and the vehicle that you are purchasing.
  • The loan term length. The shorter the loan, the less it will cost you in interest.
  • Balloon payment. Some loans will require a larger sum payment at the end of the loan term. This is especially common with dealership lenders.
  • Repayment frequency. Check to see how often you will need to make a payment and if you will be penalized for paying off the loan early.
  • Fees or additional costs. Sometimes a loan with a higher interest rate with fewer hidden fees is more economical in the long run. Monthly account fees and establishment fees are common with car loans.
  • It is likely your lender will insist upon valid car insurance during the life of the loan as additional protection for the car as the security of the loan.