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Now Finance Personal Loans

NOW Finance is in the business of providing financial products with a side order of great customer service. Use BestFind’s tools below to see if a NOW Finance personal loan could be just the thing you’re looking for. Compare options, calculate your estimated repayments, and read our guide.

Calculate repayments

Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What’s more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score.

Overview

Minimum loan amount$15,000

Maximum loan amount$100,000

Minimum term (years)1.5 years

Maximum term (years)7 Years

Personal loan interest rates (base)4.45%

Personal loan comparison rate4.45%

Monthly repayments (approx)$891

Total repayments (approx)$32,102

Total interest repayments (approx)$2,102

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$0

GO TO Now Finance

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of23/02/2021

GO TO Now Finance

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Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $8,000-$50,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. The comparison rate can vary from 5.95% to 17.95%

Overview

Minimum loan amount$8,000

Maximum loan amount$50,000

Minimum term (years)1.5 years

Maximum term (years)7 Years

Personal loan interest rates (base)5.95%

Personal loan comparison rate5.95%

Monthly repayments (approx)$911

Total repayments (approx)$32,831

Total interest repayments (approx)$2,831

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$0

GO TO Now Finance

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of23/02/2021

GO TO Now Finance

Hide info -

Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $8,000-$50,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. The comparison rate can vary from 5.95% to 17.95%

Overview

Minimum loan amount$8,000

Maximum loan amount$50,000

Minimum term (years)1.5 years

Maximum term (years)7 Years

Personal loan interest rates (base)5.95%

Personal loan comparison rate5.95%

Monthly repayments (approx)$911

Total repayments (approx)$32,831

Total interest repayments (approx)$2,831

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$0

GO TO Now Finance

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of23/02/2021

GO TO Now Finance

Hide info -

OurMoneyMarket offer competitive low rates on loans up to $50,000, plus free extra repayments and fee-free redraw facility.

Overview

Minimum loan amount$2,001

Maximum loan amount$50,000

Minimum term (years)1 year

Maximum term (years)7 Years

Personal loan interest rates (base)5.45%

Personal loan comparison rate6.07%

Monthly repayments (approx)$912

Total repayments (approx)$32,858

Total interest repayments (approx)$2,858

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$250

GO TO OurMoneyMarket

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored Yes

Telephone1300 990 115

Data accurate as of30/06/2021

GO TO OurMoneyMarket

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Money can be available in your bank account in as little as 60 minutes. Easy online application with low rates, fast approvals, and no early exit fees. Thousands of 5-star customer reviews.

Overview

Minimum loan amount$2,100

Maximum loan amount$50,000

Minimum term (years)1 year

Maximum term (years)5 years

Personal loan interest rates (base)6.25%

Personal loan comparison rate7.64%

Monthly repayments (approx)$931

Total repayments (approx)$33,533

Total interest repayments (approx)$3,533

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$495

GO TO MoneyMe

Other Fees & Information

Monthly fee$10

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleFortnightly/Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$15

For debt consolidation?Yes

Sponsored Yes

Telephone1300 329 037

Data accurate as of03.03.2021

GO TO MoneyMe

Hide info -

Consolidate your credit cards and other loans into one low monthly repayment with OneDebt. Low rates with approvals typically within 60 minutes. Flexible repayments with no early exit fees. Backed by thousands of 5-star reviews. Must be employed with decent credit history.

Overview

Minimum loan amount$15,001

Maximum loan amount$50,000

Minimum term (years)1 year

Maximum term (years)5 Years

Personal loan interest rates (base)6.25%

Personal loan comparison rate7.64%

Monthly repayments (approx)$931

Total repayments (approx)$33,533

Total interest repayments (approx)$3,533

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$495

GO TO OneDebt

Other Fees & Information

Monthly fee$10

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored Yes

Telephone1300 990 115

Data accurate as of29/09/2021

GO TO OneDebt

Hide info -

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BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 20.89% p.a. Total interest repayments vary between $1,387 and $4,165 over the life of the loan. *Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of loan are you looking for?

NOW Finance personal loans – Find friendly lending solutions

What’s better than having your own advisor when taking out a personal loan? It may be a step up from other lenders, but with a NOW Finance personal loan that’s not the only benefit you can count. Get the full picture on whether NOW Finance is the way to go in our guide.

Types of personal loans from NOW Finance

  • Unsecured personal loans. A NOW Finance secured personal loan is a popular option that demands no security. You can borrow up to $50,000.
  • Secured personal loans. Need to purchase a valuable asset with your NOW Finance personal loan? When you offer your purchase as security for the loan, you can bag an interest rate discount of 1-2.5%. You can also borrow up to $100,000, which is more than you get with an unsecured loan. You can even use an asset you already own so the funds can cover another worthwhile purpose such as a renovation or vacation.
  • Joint loans. You and your partner can benefit from this arrangement if you plan to borrow more or manage your debt together. When you both qualify, it’s possible to fund your perfect wedding or other shared expenses. Keep in mind you’ll both be responsible for making repayments.

Features of NOW Finance personal loans

  • Loan amounts of between $8,000 and $50,000 for unsecured loans and between $15,000 and $100,000 for secured loans
  • Loan terms from 1.5 to 7 years (18-84 months)
  • Fixed interest rates, therefore, your repayments won’t change
  • Personalised and competitive interest rates based on your credit file and other details
  • Weekly and fortnightly repayments
  • Early repayments are allowed at no cost
  • Hassle-free online application process
  • Help from a personal loan advisor
  • A wide range of uses
  • Prequalify without any credit checks so it won’t impact your credit score
  • Single and joint applications available

NOW Finance personal loan purposes

NOW Finance has an impressive number of loan categories designed to suit all types of personal needs:

  • Vehicle, boat, or caravan finance
  • Medical and dental loans
  • Debt consolidation loans
  • Student loans
  • Home renovation loans
  • Travel loans
  • Wedding loans
  • Furniture loans

Now Finance rates and fees

Interest rates start from 5.95% to 17.95% p.a for unsecured loans but range from 4.45% to 15.45% p.a for secured loans. Your assigned rate depends on factors such as your credit score and personal information.

NOW Finance doesn’t charge any establishment fees, ongoing account keeping fees, or early repayment fees. Therefore, the comparison rate (which represents the loan’s true cost) will always match the interest rate on offer. However, if you fail to stick to your contract, you may have to cover default or enforcement costs.

Details about NOW Finance customer service

A personal loan from NOW Finance comes with exceptional personal service in the form of an Australian-based personal loan advisor. This professional is available to take the first steps of the application process with you and remains on standby during your term. They provide crucial answers about your account, the application process, and other financial bits so you can enjoy a smooth borrowing experience.

To qualify for a NOW Finance loan, you must:

  • Be at least 18 years or older
  • Be a permanent Australian resident
  • Have no paid or unpaid defaults or active payday loans
  • Be employed full time, part-time, casually (for more than six months) or self-employed (for more than 24 months)
  • Have no previous bankruptcies or court judgements
  • Provide acceptable identification such as a current Australian passport, driver’s licence or Medicare card

How to apply for personal loan from NOW Finance

When you click “Go to Site” in the product table above, the link redirects you to NOW Finance’s website where the simple, 4-step online application awaits you. You first submit your personal details then your financial details. Thirdly, you confirm your eligibility, and lastly, you get a guaranteed personalised rate. Once you accept the offer, you can receive funds within 24 to 48 business hours.

To avoid any bumps in the application process, it’s best to have the following readily available:

  • Front and back copies of your ID
  • Proof of employment and income such as payslips or letter from employer
  • Bank statements
  • Proof of address
  • Proof of rent and mortgage payments where applicable
  • Details of any debts you owe

Your personal loan advisor may also require additional documents

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