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Caravan loans

Explore the thrill of Australia’s open roads with a caravan personal loan. From weekend road trips with family and friends to months-long solo adventures and everything in between – our comparison table can help you make this dream a reality.

Check out your options below and use the calculator to find a repayment that won’t take the fun from your holiday home.

Calculate your repayments

Use Driva's platform to compare rates and choose the best car loan option for you. Making car financing fast, simple & transparent with Jump Payments.

Overview

Application / establishment fees$400

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term1 Year

Maximum term7 years

Car loan interest rates (base)4.69%

Car loan comparison rate6.55%

Monthly repayments (approx)$561

Total repayments (approx)$33,713

Total interest repayments (approx)$3,713

Rate typeFixed

Secured or unsecuredSecured

GO TO Driva

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 755 494

Data accurate as of15/06/2020

GO TO Driva

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There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)4.99%

Car loan comparison rate5.69%

Monthly repayments (approx)$566

Total repayments (approx)$33,960

Total interest repayments (approx)$3,960

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

GO TO NRMA

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A quick and easy, 100% online application. No printing. No paper. No fuss. No monthly account keeping fees, no exit fees and no early repayment fees.

Overview

Application / establishment fees$250

Minimum loan amount$2,001

Maximum loan amount$75,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.50%

Car loan comparison rate5.85%

Monthly repayments (approx)$573

Total repayments (approx)$34,381

Total interest repayments (approx)$4,381

Rate typeFixed

Secured or unsecuredSecured

GO TO OurMoneyMarket

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$27

For used vehiclesYes

SponsoredYes

Telephone1300 990 115

Data accurate as of13/05/2020

GO TO OurMoneyMarket

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NRMA used car loans can help you get one step closer to owning your dream pre-loved car.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.49%

Car loan comparison rate7.19%

Monthly repayments (approx)$586

Total repayments (approx)$35,210

Total interest repayments (approx)$5,210

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

GO TO NRMA

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Use Driva's platform to compare rates and choose the best car loan option for you. Making car financing fast, simple & transparent with Jump Payments.

Overview

Application / establishment fees$400

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term1 Year

Maximum term7 years

Car loan interest rates (base)4.47%

Car loan comparison rate5.28%

Monthly repayments (approx)$558

Total repayments (approx)$33,532

Total interest repayments (approx)$3,532

Rate typeFixed

Secured or unsecuredSecured

GO TO Driva

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 755 494

Data accurate as of15/06/2020

GO TO Driva

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Use Driva's platform to compare rates and choose the best car loan option for you. Making car financing fast, simple & transparent with Jump Payments.

Overview

Application / establishment fees$400

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term1 Year

Maximum term7 years

Car loan interest rates (base)5.45%

Car loan comparison rate7.85%

Monthly repayments (approx)$572

Total repayments (approx)$34,340

Total interest repayments (approx)$4,340

Rate typeFixed

Secured or unsecuredSecured

GO TO Driva

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 755 494

Data accurate as of15/06/2020

GO TO Driva

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A quick and easy, 100% online application. No printing. No paper. No fuss. No monthly account keeping fees, no exit fees and no early repayment fees.

Overview

Application / establishment fees$250

Minimum loan amount$2,001

Maximum loan amount$75,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.50%

Car loan comparison rate5.85%

Monthly repayments (approx)$573

Total repayments (approx)$34,381

Total interest repayments (approx)$4,381

Rate typeFixed

Secured or unsecuredSecured

GO TO OurMoneyMarket

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$27

For used vehiclesYes

SponsoredYes

Telephone1300 990 115

Data accurate as of13/05/2020

GO TO OurMoneyMarket

Hide info -

Use Driva's platform to compare rates and choose the best car loan option for you. Making car financing fast, simple & transparent with Jump Payments.

Overview

Application / establishment fees$400

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term1 Year

Maximum term7 years

Car loan interest rates (base)7.65%

Car loan comparison rate9.53%

Monthly repayments (approx)$603

Total repayments (approx)$36,196

Total interest repayments (approx)$6,196

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Driva

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 755 494

Data accurate as of15/06/2020

GO TO Driva

Hide info -

Use Driva's platform to compare rates and choose the best car loan option for you. Making car financing fast, simple & transparent with Jump Payments.

Overview

Application / establishment fees$400

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term1 Year

Maximum term7 years

Car loan interest rates (base)7.65%

Car loan comparison rate10.24%

Monthly repayments (approx)$603

Total repayments (approx)$36,196

Total interest repayments (approx)$6,196

Rate typeFixed

Secured or unsecuredSecured

GO TO Driva

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 755 494

Data accurate as of15/06/2020

GO TO Driva

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Looking to buy a caravan for your next family holiday? Start with NRMA car loans and enjoy the freedom and flexibility of owning your own caravan. Check out our NRMA car loan advantage and turn your dream into a reality.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)4.99%

Car loan comparison rate5.69%

Monthly repayments (approx)$566

Total repayments (approx)$33,960

Total interest repayments (approx)$3,960

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

GO TO NRMA

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An Arab Bank Australia Personal Loan is a great way to purchase the car you want or need now, if you currently don't have the savings or cash to make your purchase.

Overview

Application / establishment fees$200

Minimum loan amount$2,000

Maximum loan amount$500,000

Minimum term0 years

Maximum term5 years

Car loan interest rates (base)11.30%

Car loan comparison rate12.32%

Monthly repayments (approx)$656

Total repayments (approx)$39,406

Total interest repayments (approx)$9,406

Rate typeFixed

Secured or unsecuredSecured

GO TO Arab Bank

Other Fees & Information

Monthly fee$8.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$250

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1800 64 64 84

Data accurate as of13.03.2017

GO TO Arab Bank

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Whether you're upgrading your ride or adding to your garage, a NAB Personal Loan gives you a great rate. If you are an existing customer and apply in- store by 2pm, you could walk away with your money that very same day

Overview

Application / establishment fees$150

Minimum loan amount$5,000

Maximum loan amount$55,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)12.69%

Car loan comparison rate13.56%

Monthly repayments (approx)$677

Total repayments (approx)$40,670

Total interest repayments (approx)$10,670

Rate typeVariable

Secured or unsecuredUnsecured

GO TO NAB

Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 13 12

Data accurate as of17.09.2017

GO TO NAB

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Buy the type of car or vehicle you want with interest rates from 12.99% p.a. (comparison rate 14.06% p.a.)

Overview

Application / establishment fees$195

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)12.74%

Car loan comparison rate13.81%

Monthly repayments (approx)$678

Total repayments (approx)$40,716

Total interest repayments (approx)$10,716

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Bank of Melbourne

Other Fees & Information

Monthly fee$12.0

Other fees$0

Missed payment fee$9

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$100

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 100 266

Data accurate as of13.09.2017

GO TO Bank of Melbourne

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We have dropped the rate on our 5 and 6 year loan terms.

Overview

Application / establishment fees$150

Minimum loan amount$4,000

Maximum loan amount$50,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)12.99%

Car loan comparison rate13.86%

Monthly repayments (approx)$682

Total repayments (approx)$40,946

Total interest repayments (approx)$10,946

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Commonwealth Bank

Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 14 31

Data accurate as of02.04.2017

GO TO Commonwealth Bank

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Make your dreams come true with a car loan that offers maximum flexibility. Our Flexi Car Loan is available for the purchase of new and used cars.

Overview

Application / establishment fees$175

Minimum loan amount$5,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)13.45%

Car loan comparison rate13.71%

Monthly repayments (approx)$689

Total repayments (approx)$41,371

Total interest repayments (approx)$11,371

Rate typeVariable

Secured or unsecuredSecured

GO TO Beyond Bank

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 236 344

Data accurate as of02.04.2017

GO TO Beyond Bank

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Whether you're upgrading your ride or adding to your garage, a NAB Personal Loan gives you a great rate. If you are an existing customer and apply in- store by 2pm, you could walk away with your money that very same day

Overview

Application / establishment fees$150

Minimum loan amount$5,000

Maximum loan amount$55,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)13.49%

Car loan comparison rate14.36%

Monthly repayments (approx)$690

Total repayments (approx)$41,408

Total interest repayments (approx)$11,408

Rate typeVariable

Secured or unsecuredUnsecured

GO TO NAB

Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 13 12

Data accurate as of17.09.2017

GO TO NAB

Hide info -

The variable rate personal loan is unsecured.

Overview

Application / establishment fees$195

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)13.60%

Car loan comparison rate13.89%

Monthly repayments (approx)$691

Total repayments (approx)$41,510

Total interest repayments (approx)$11,510

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Credit Union SA

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$10

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check feeAt cost

For used vehiclesYes

SponsoredNo

Telephone08 8202 7777

Data accurate as of17.07.2017

GO TO Credit Union SA

Hide info -

An Arab Bank Australia Personal Loan is a great way to purchase the car you want or need now, if you currently don't have the savings or cash to make your purchase.

Overview

Application / establishment fees$200

Minimum loan amount$2,000

Maximum loan amount$500,000

Minimum term0 years

Maximum term5 years

Car loan interest rates (base)14.00%

Car loan comparison rate14.99%

Monthly repayments (approx)$698

Total repayments (approx)$41,883

Total interest repayments (approx)$11,883

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Arab Bank

Other Fees & Information

Monthly fee$8.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1800 64 64 84

Data accurate as of13.03.2017

GO TO Arab Bank

Hide info -

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BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of car loan are you looking for?

road with cloudy horizon

Caravan loans – Hit the road in your perfect mobile home

Got your eye on a new caravan? You’re probably geared up to hit the road and every Australian travel hotspot along the way. But, if you need some extra cash to make the purchase, you’ll first need to check out this caravan loans guide.

What is caravan financing?

When you need to go caravanning sooner rather than later, caravan financing gives you a cash flow boost that covers full or part payment for your chosen vehicle. You then repay the borrowed amount in instalments, over a fixed period and between bouts of open-road tours.

Typically, this flexible arrangement is based on the following loan types:

  • Secured. Like car loans, personal loans for caravans can also be secured. That means the lender keeps an eye on your vehicle until repayments are complete. If you default at some point, the lender may repossess the vehicle and sell it to recover the funds you borrowed. But, if you stick to the repayment plan, you’ll be able to capitalise on the low interest rate that’s a direct result of low risk to the lender.
  • Unsecured. You can also use an unsecured personal loan if you want to own a caravan without tapping into your personal pool of funds. The good news is the lender won’t be able to take you off the road with a repossession when you miss payments. However, they may level down the risk of financial loss by charging higher rates.
  • Fixed. With a fixed-rate personal loan, your interest rate is locked in. It, therefore, doesn’t have the freedom to move up or down. While you miss out on potential savings if market rates go down, it’s simpler to keep your budget on track throughout the repayment period.
  • Variable. A variable interest rate has more room to fluctuate depending on the Reserve Bank cash rate. On the one hand, you get the benefit of paying less each time the lender implements a rate cut. But, they can also inflate your repayments and your budget along the way.

Other types of caravan loans

  • Self-employed. You’ll still need some time off even if you’re your own boss. If a caravan represents much-needed downtime, you can use our comparison website to find an offer with the right lending criteria. This also applies if you’re a pensioner or casual worker searching for a finance provider with more inclusive requirements.
  • Joint applicant. Since a caravan has more than enough room to allow travel with your best mate or partner, you might want a personal loan that also takes a co-borrower on board. Ideally, that means you both share in the fun while keeping each other accountable for the repayments.
  • Bad credit. Finding a personal loan when you have bad credit may seem like a tough assignment. However, that doesn’t mean you have to leave your dreams parked by the side of the road. If you’re willing to subscribe to higher rates, it’s easier to come across lenders who will consider your application.
  • Specialised caravan loans. Some specialist lenders offer loans with a few tweaks to match the needs of caravan buyers. Usually, this includes products with built-in insurance, extended warranties, and credit protection plans.

How do caravan loans work?

These few key steps will keep you clued in when choosing an option that squares with your budget and needs:

Find out how much you need to borrow for the purchase

Typically, caravan loan amounts have a minimum cap of $1,000 and a maximum cap of $100, 000. However, your borrowing capacity tends to narrow or expand based on your credit history, your monthly earnings and expenses, plus the lender’s terms. If you’re going for pricier motor options, you’ll ultimately need to dedicate a bigger slice of your budget to the repayments.

Pick a loan term

Personal loan terms have a range that sweeps between 1 and 10 years. A shorter term allows you to wipe out your debt more quickly, though you’ll have to deal with larger repayments. However, in the interest of affordable repayments, a longer term will be more considerate on your budget.

Compare caravan loans

Before financing a caravan, you’ll want to scout for different loan products with better features. During your quest for the best finance option, it pays to use the right caravan personal loan comparison tools.

BestFind’s comparison table delivers authorised offers from the Australian caravan loan marketplace right to your doorstep. By applying the right filter, you can quickly sift through the showcased loan options. Here’s what to consider when comparing financing solutions:

  • Interest and comparison rate. The interest or advertised rate is a big-name factor that can potentially save you thousands of dollars if you manage to single out a competitive figure. However, you should also be able to spot offers that masquerade as low-interest and cheap while carrying steep fees and charges on the side. Looking at the comparison rate helps since it usually includes all fees (standard) plus the interest rate. Common fees to watch out for include upfront fees, ongoing monthly fees as well as late payment or early termination fees.
  • Flexible repayment options. Can your repayments be arranged according to your cash flow? Depending on your circumstances that might mean opting for weekly, fortnightly, or monthly repayments. In addition, you should also be able to choose a convenient repayment method. This can be through BPAY, direct debit, or manual transfer.

Use the caravan loan calculator

Enter your selected amount and term into our caravan loan repayment calculator. This is another crucial tool that helps you to work out the dos and don’ts of your budget. With caravans costing up to hundreds of thousands of dollars, it’s crucial to confirm what your budget can handle before settling for your dream pick. Using the caravan finance calculator in this way also boosts your chances of approval since lenders only agree to a deal when they know you can afford it.

Make your application

Another advantage of using our product table as your marketplace is the quick application process. Once you find a caravan loan that parallels your financial needs, click the ‘Go to Site’ button. This immediately links you through to the lender’s website. From this point, you’ll have to complete and submit an online personal loan application form.

Generally, to be eligible for a caravan loan, you must meet the following requirements:

  • Be at least 18 years of age
  • Be an Australian citizen or permanent resident
  • Have a driver’s licence
  • Give proof of income or bank statements and payslips
  • Give proof of address or a utility bill
  • Provide details about your other debts, expenses, and liabilities
  • Have a good credit rating

If you’re successful and your loan contract comes through, be sure to give it a thorough once-over. The goal is to ensure you see eye to eye with the terms and conditions.

What’s in a caravan buyer’s guide?

Even if your home is out on the road with you, modelling the perfect environment is just as essential. Fortunately, caravan finance covers a wide range of vehicle types. That means you can easily control the comfort of your mobile home, starting with the purchase.

  • Conventional. This basic type comes with a full-height roof and solid protection from the elements. They can be single-axle or double-axle. Either way, they’re trendy because of their spacious dimensions, multi-room plan, and built-in furniture.
  • Poptop caravans. Unlike conventional caravans, poptops are on the smaller side. However, you’re able to lift the roof if you want to create more headroom or air out your living space.
  • Popout caravans. These caravans take it up a notch as you can not only lift the roof, but you can also pop-out certain sections on the ends of the van. It’s perfect for large families who want to travel light while utilising on-demand storage space.
  • Recreational vehicles (RVs). Also called motor homes, RVs are 2-in-1 vehicles in that they also function as your home. In terms of comfort and convenience, they generally offer little set-up, fold-out sections for extra space, plus all basic amenities.
  • Fifth wheelers. These large vehicles could be your ideal mobile home. They usually surpass even conventional caravans when it comes to storage space and comfort level. Typically, you tow them behind a truck as you move from campsite to campsite. However, there may be some movement restrictions due to size.
  • Teardrop trailers. Camper trailers are small and easy to tow, without sacrificing basic amenities like bedding and kitchenettes.

4 tips to help you shop for that perfect caravan

  • If you’re planning on going off-road with heavier loads, go for a vehicle with a robust chassis and suspension to avoid getting stranded.
  • Besides the purchase price, make sure you also budget for other extra costs. These include modifications, servicing, repairs, insurance, and storage.
  • Make sure you’re familiar with towing requirements in Australia, so you can drive legally wherever you go.
  • When it comes to bedding ensure there’s enough space for large-family trips or weekend drives with friends. It’s also important to make sure the available trailer space is not cramped. After all, quality rest is just as important while on the move.

Frequently asked questions about caravan loans in Australia

Can I get financing to buy a used caravan?

Yes, personal loans are generally flexible enough to let you purchase a used vehicle. However, if the loan is secured, the lender might place a few restrictions to ensure the vehicle is in good condition.

How long does approval take if I apply?

It depends on the credit provider, but loosely speaking, it can take anywhere from 24 hours to a few weeks.

Can I get pre-approval if I apply for a caravan personal loan?

Yes, it’s easier to get pre-approval on a personal loan. This, in turn, gives you more negotiating power when caravan shopping.

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