Unsecured Car Loans & Unsecured Car Finance Interest Rates - Best Find

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Car loan amount

Term of car loan

Features

Type of vehicle loan

Car finance provider

Unsecured Car Loans

for $30,000 over 5 years
Community First Credit Union
5.34%
6.10%
$910.49

New car loan

Expand info ˅

Our New Car Loan is a great secured variable rate loan available for brand new cars or brand new registrable motorbikes.

Overview

Application / establishment fees$195

Minimum loan amount$10,000

Maximum loan amount$60,000

Minimum term1 year

Maximum term7 years

Advertised rate5.34%

Comparison rate5.84%

Monthly repayments (approx)$910

Total repayments (approx)$32,777

Total interest repayments (approx)$2,777

Rate typeVariable

Secured or unsecuredSecured

GO TO Community First Credit Union

Other Fees & Information

Monthly fee$5.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$100

For used vehiclesNo

SponsoredYes

Telephone1300 13 22 77

Data accurate as of02.04.2017

GO TO Community First Credit Union

Comparison rate warning

Credit eligibility criteria, terms & conditions, fees & charges apply. The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO Community First Credit Union

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Credit Union SA
5.99%
6.26%
$918.45

Special fixed rate car loan

Expand info ˅

The special fixed rate personal loan is available when secured by a new or used vehicle less than 2 years of age.

Overview

Application / establishment fees$195

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate5.99%

Comparison rate6.43%

Monthly repayments (approx)$918

Total repayments (approx)$33,064

Total interest repayments (approx)$3,064

Rate typeFixed

Secured or unsecuredSecured

GO TO Credit Union SA

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$10

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check feeAt cost

For used vehiclesYes

SponsoredYes

Telephone08 8202 7777

Data accurate as of17.07.2017

GO TO Credit Union SA

Comparison rate warning

Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Credit Union SA

Hide info ˄

Australian Military Bank
5.71%
6.57%
$912.05

Car loan

Expand info ˅

Our Car and Personal Loans offer you tailored rates based on your credit history. We offer a range of benefits and features like the ability to make extra repayments or pay off your loan early without penalty and the option to make loan repayments straight from your salary.

Overview

Application / establishment fees$100

Minimum loan amount$1,000

Maximum loan amount$80,000

Minimum term1 years

Maximum term7 years

Advertised rate5.71%

Comparison rate5.96%

Monthly repayments (approx)$912

Total repayments (approx)$32,833

Total interest repayments (approx)$2,833

Rate typeFixed

Secured or unsecuredSecured

GO TO Australian Military Bank

Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$30

For used vehiclesYes

SponsoredYes

Telephone1300 13 23 28

Data accurate as of13.09.2017

GO TO Australian Military Bank

Comparison rate warning

Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

GO TO Australian Military Bank

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QBANK
8.49%
8.75%
$951.62

Car Loan (up to 8 years old)

Expand info ˅

Purchase of a motor vehicle. QBANK will also consider refinancing an existing debt where that debt was for the purpose of purchasing a vehicle which is used to secure the loan.

Overview

Application / establishment fees$150

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate8.49%

Comparison rate8.83%

Monthly repayments (approx)$951

Total repayments (approx)$34,258

Total interest repayments (approx)$4,258

Rate typeVariable

Secured or unsecuredSecured

GO TO QBANK

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone13 77 28

Data accurate as of17.09.2017

GO TO QBANK

Comparison rate warning

The comparison rate displayed is calculated based on a loan amount of $30,000 over a 5 year term. WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $25,000 over a 5 year term. Terms and conditions are available on request. Fees and charges are payable. Normal lending criteria applies.

GO TO QBANK

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MyState
7.99%
8.96%
$944.65

New up to 2 years

Expand info ˅

A Personal Loan from MyState is an easy way to finance your new or second-hand car, motorbike, boat or caravan.

Overview

Application / establishment fees$150

Minimum loan amount$3,000

Maximum loan amount$75,000

Minimum term1 year

Maximum term10 years

Advertised rate7.99%

Comparison rate8.33%

Monthly repayments (approx)$944

Total repayments (approx)$34,007

Total interest repayments (approx)$4,007

Rate typeVariable

Secured or unsecuredSecured

GO TO MyState

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 763 831

Data accurate as of23.09.2017

GO TO MyState

Comparison rate warning

Comparison rate is calculated on a loan amount of $30,000 for a term of 5 years based on monthly repayments. WARNING These comparison rates are applicable only to, and are calculated on, the basis that the loan is secured.

GO TO MyState

Hide info ˄

DirectMoney
8.50%
9.36%
$965.81

Personal loan

Expand info ˅

For any worthwhile need, a DirectMoney Personal Loan gives you the flexibility you want at a very competitive rate

Overview

Application / establishment fees$595

Minimum loan amount$5,000

Maximum loan amount$35,000

Minimum term3 years

Maximum term5 years

Advertised rate8.50%

Comparison rate9.84%

Monthly repayments (approx)$965

Total repayments (approx)$34,769

Total interest repayments (approx)$4,769

Rate typeFixed

Secured or unsecuredUnsecured

GO TO DirectMoney

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$25

Repayment scheduleMonthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 992 007

Data accurate as of13.09.2017

GO TO DirectMoney

Comparison rate warning

Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan

GO TO DirectMoney

Hide info ˄

Latitude Financial Services
8.99%
10.09%
$963.55

Latitude Car Loan

Expand info ˅

It’s time to get yourself into gear with a car loan from Latitude. Whether you’re upgrading your car to make room for the kids or adding to the toys in the garage, we’ll put you in the driver’s seat sooner.

Overview

Application / establishment fees$295

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate8.99%

Comparison rate9.68%

Monthly repayments (approx)$963

Total repayments (approx)$34,687

Total interest repayments (approx)$4,687

Rate typeFixed

Secured or unsecuredSecured

GO TO Latitude Financial Services

Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$40

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$750

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone13 28 26

Data accurate as of13.09.2017

GO TO Latitude Financial Services

Comparison rate warning

Comparison rate based on a loan of $30,000 over 5 years. WARNING: These comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. If approved, we will confirm your actual interest rate in your loan contract.

GO TO Latitude Financial Services

Hide info ˄

RateSetter
8.60%
10.10%
$951.04

Personal Loan

Expand info ˅

Quick and easy car finance. Fast online application and friendly customer service. Secured and unsecured car loan terms from 6 months to 5 years.

Overview

Application / establishment fees$75

Minimum loan amount$2,001

Maximum loan amount$45,000

Minimum term0.5 years

Maximum term5 years

Advertised rate8.60%

Comparison rate8.79%

Monthly repayments (approx)$951

Total repayments (approx)$34,237

Total interest repayments (approx)$4,237

Rate typeFixed

Secured or unsecuredUnsecured

GO TO RateSetter

Other Fees & Information

Monthly fee$8.0

Other fees$0

Missed payment fee$0

Repayment scheduleMonthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 768 710

Data accurate as of17.09.2017

GO TO RateSetter

Comparison rate warning

RateSetter personal loan repayment terms range from 6 months to 5 years. Interest rates range from 3.7% (comparison rate 10.01%) to 9.6% (comparison rate 11.45%), subject to change depending on the rates offered by lenders in our Lending Markets. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO RateSetter

Hide info ˄

Now Finance
8.95%
10.42%
$966.26

Car Finance

Expand info ˅

Get a new car loan from 6.99%* (Comparison rate 7.54%^ p.a) with a quick application process and no monthly fees.

Overview

Application / establishment fees$395

Minimum loan amount$4,000

Maximum loan amount$40,000

Minimum term1.5 years

Maximum term7 years

Advertised rate8.95%

Comparison rate9.88%

Monthly repayments (approx)$966

Total repayments (approx)$34,785

Total interest repayments (approx)$4,785

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Now Finance

Other Fees & Information

Monthly fee$13.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment fee$120

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of17.09.2017

GO TO Now Finance

Comparison rate warning

Comparison rates are based on a loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Now Finance

Hide info ˄

Credit Union SA
13.60%
13.89%
$1,026.14

Variable rate car loan

Expand info ˅

The variable rate personal loan is unsecured.

Overview

Application / establishment fees$195

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate13.60%

Comparison rate14.06%

Monthly repayments (approx)$1,026

Total repayments (approx)$36,941

Total interest repayments (approx)$6,941

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Credit Union SA

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$10

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check feeAt cost

For used vehiclesYes

SponsoredYes

Telephone08 8202 7777

Data accurate as of17.07.2017

GO TO Credit Union SA

Comparison rate warning

Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Credit Union SA

Hide info ˄

Bank of Melbourne
12.99%
14.06%
$1,017.65

Unsecured Personal Loan

Expand info ˅

Buy the type of car or vehicle you want with interest rates from 12.99% p.a. (comparison rate 14.06% p.a.)

Overview

Application / establishment fees$195

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term1 year

Maximum term7 years

Advertised rate12.99%

Comparison rate13.47%

Monthly repayments (approx)$1,017

Total repayments (approx)$36,635

Total interest repayments (approx)$6,635

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Bank of Melbourne

Other Fees & Information

Monthly fee$12.0

Other fees$0

Missed payment fee$9

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$100

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 100 266

Data accurate as of13.09.2017

GO TO Bank of Melbourne

Comparison rate warning

The above comparison rates are based on an unsecured personal loan of $30,000 over 5 years and are only true for this example. Interest rate ranges and representative examples are: Based on an unsecured loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (11.88% p.a. comparison rate)

GO TO Bank of Melbourne

Hide info ˄

Coastline Credit Union
8.49%
8.78%
$953.20

$10K to $30K < 2 years Unsecured Variable

Expand info ˅

We offer competitive loans for new and used motor vehicle purchases. If the car you are buying is less than three years old, you benefit from an even lower interest rate.

Overview

Application / establishment fees$200

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate8.49%

Comparison rate8.94%

Monthly repayments (approx)$953

Total repayments (approx)$34,315

Total interest repayments (approx)$4,315

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Coastline Credit Union

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$25

For used vehiclesYes

SponsoredNo

Telephone1300 36 1066

Data accurate as of02.04.2017

GO TO Coastline Credit Union

Comparison rate warning

The comparison rate is based on a loan of $30,000 and 5 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Coastline Credit Union

Hide info ˄

Summerland Credit Union
8.49%
9.10%
$952.57

Car Loans Unprotected

Expand info ˅

With the option of pre-approval, no early repayment fee, and flexible repayment options, this loan will put you behind the wheel of your new car sooner!

Overview

Application / establishment fees$175

Minimum loan amount$3,000

Maximum loan amount$50,000

Minimum term1 year

Maximum term5 years

Advertised rate8.49%

Comparison rate8.90%

Monthly repayments (approx)$952

Total repayments (approx)$34,292

Total interest repayments (approx)$4,292

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Summerland Credit Union

Other Fees & Information

Monthly fee$5.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 802 222

Data accurate as of02.04.2017

GO TO Summerland Credit Union

Comparison rate warning

The comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Summerland Credit Union

Hide info ˄

Coastline Credit Union
9.29%
9.58%
$964.43

$10K to $30K 2-4 years Unsecured Variable

Expand info ˅

We offer competitive loans for new and used motor vehicle purchases. If the car you are buying is less than three years old, you benefit from an even lower interest rate.

Overview

Application / establishment fees$200

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate9.29%

Comparison rate9.75%

Monthly repayments (approx)$964

Total repayments (approx)$34,719

Total interest repayments (approx)$4,719

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Coastline Credit Union

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$25

For used vehiclesYes

SponsoredNo

Telephone1300 36 1066

Data accurate as of02.04.2017

GO TO Coastline Credit Union

Comparison rate warning

The comparison rate is based on a loan of $30,000 and 5 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Coastline Credit Union

Hide info ˄

HSBC
9.50%
9.72%
$965.79

Premier Personal Loan

Expand info ˅

Renovate your home, get a new car or plan a dream holiday. Whatever you have in mind, you could make it happen with an HSBC Premier Personal Loan.

Overview

Application / establishment fees$150

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term1 year

Maximum term5 years

Advertised rate9.50%

Comparison rate9.84%

Monthly repayments (approx)$965

Total repayments (approx)$34,768

Total interest repayments (approx)$4,768

Rate typeFixed

Secured or unsecuredUnsecured

GO TO HSBC

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleMonthly

Early repayments allowedYes

Exit / early repayment fee$199

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 131 605

Data accurate as of02.04.2017

GO TO HSBC

Comparison rate warning

The comparison rate is based on a unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

GO TO HSBC

Hide info ˄

Auswide Bank
9.45%
10.04%
$966.05

New Car loan

Expand info ˅

With competitive interest rates, an Auswide Bank Car Loan can help to turn your dream into a reality!

Overview

Application / establishment fees$175

Minimum loan amount$5,000

Maximum loan amount$75,000

Minimum term0 years

Maximum term7 years

Advertised rate9.45%

Comparison rate9.86%

Monthly repayments (approx)$966

Total repayments (approx)$34,777

Total interest repayments (approx)$4,777

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Auswide Bank

Other Fees & Information

Monthly fee$5.0

Other fees$0

Missed payment fee$0

Repayment scheduleMonthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 138 831

Data accurate as of13.03.2017

GO TO Auswide Bank

Comparison rate warning

Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

GO TO Auswide Bank

Hide info ˄

SocietyOne
8.60%
10.05%
$953.32

Low interest car loans

Expand info ˅

If you're in the market for a new car, our personal loans can get you in the driver's seat sooner.

Overview

Application / establishment fees$150

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term2 years

Maximum term5 years

Advertised rate8.60%

Comparison rate8.95%

Monthly repayments (approx)$953

Total repayments (approx)$34,319

Total interest repayments (approx)$4,319

Rate typeFixed

Secured or unsecuredUnsecured

GO TO SocietyOne

Other Fees & Information

Monthly fee$5.0

Other fees$0

Missed payment fee$35

Repayment scheduleMonthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 144 221

Data accurate as of02.04.2017

GO TO SocietyOne

Comparison rate warning

Comparison rate based on a Tier 1 unsecured $30,000 personal loan for a 5 year term. The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

GO TO SocietyOne

Hide info ˄

Easy Street Financial Services
9.99%
10.27%
$974.17

Fixed Rate Personal Loan

Expand info ˅

Our fixed rate Personal Loan gives you certainty that your repayments won't change if interest rates go up, giving you some peace of mind when it comes to your budget.

Overview

Application / establishment fees$195

Minimum loan amount$5,000

Maximum loan amount$35,000

Minimum term1 year

Maximum term5 years

Advertised rate9.99%

Comparison rate10.44%

Monthly repayments (approx)$974

Total repayments (approx)$35,070

Total interest repayments (approx)$5,070

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Easy Street Financial Services

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleMonthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 13 14 65

Data accurate as of02.04.2017

GO TO Easy Street Financial Services

Comparison rate warning

Comparison rate is calculated on an unsecured loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Easy Street Financial Services

Hide info ˄

Coastline Credit Union
11.29%
11.58%
$992.86

$10K to $30K Car > 4 years Unsecured Variable

Expand info ˅

We offer competitive loans for new and used motor vehicle purchases. If the car you are buying is less than three years old, you benefit from an even lower interest rate.

Overview

Application / establishment fees$200

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate11.29%

Comparison rate11.75%

Monthly repayments (approx)$992

Total repayments (approx)$35,742

Total interest repayments (approx)$5,742

Rate typeVariable

Secured or unsecuredUnsecured

GO TO Coastline Credit Union

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$25

For used vehiclesYes

SponsoredNo

Telephone1300 36 1066

Data accurate as of02.04.2017

GO TO Coastline Credit Union

Comparison rate warning

The comparison rate is based on a loan of $30,000 and 5 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Coastline Credit Union

Hide info ˄

The Capricornian
11.95%
12.33%
$1,004.01

Unprotected Car Loan < 3 years

Expand info ˅

With flexible options and competitive interest rates you could be driving your dream car sooner than you think.

Overview

Application / establishment fees$250

Minimum loan amount$5,000

Maximum loan amount$75,000

Minimum term1 year

Maximum term5 years

Advertised rate11.95%

Comparison rate12.53%

Monthly repayments (approx)$1,004

Total repayments (approx)$36,144

Total interest repayments (approx)$6,144

Rate typeFixed

Secured or unsecuredUnsecured

GO TO The Capricornian

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 314 900

Data accurate as of02.04.2017

GO TO The Capricornian

Comparison rate warning

This comparison rate is based on a secured loan of $30,000 loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

GO TO The Capricornian

Hide info ˄

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review unsecured car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing unsecured car loans, there are other key facts to consider and understand, other than just unsecured car loans interest rates.

Do you have an unsecured car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for an unsecured car loan?

If you’d like to apply online for an unsecured car loans car loan, just scroll up and click on “GO TO SITE” to be taken to a secure online application form. Before you apply, be sure to learn about the loan product’s, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Unsecured car loans eligibility criteria

Before you apply for a car loan, be sure to understand and meet the lending criteria. Below is high-level overview of typical criteria:

Minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $5,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s licence (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 hour and several business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your unsecured car loans

There are many additional factors lenders consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use an unsecured car loans?

Examples of common loan purposes unsecured car loans: