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St. George Bank Personal Loans

Looking to borrow from the bank with the Little Dragon logo? Compare St. George Bank personal loans below and take advantage of our repayment calculator to see if this lender can fire up your plans and goals.

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Bring your next dream purchase a little closer with a Secured Personal Loan.

Overview

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)8.49%

Personal loan comparison rate9.60%

Monthly repayments (approx)$322

Total repayments (approx)$11,597

Total interest repayments (approx)$1,597

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$10

Application / establishment fee$195

GO TO St.George Bank

Other Fees & Information

Monthly fee$12

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of14/12/2018

GO TO St.George Bank

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Whether you're taking control of your finances, planning a special event, or making a large purchase, our Unsecured Personal Loan may be the right solution.

Overview

Minimum loan amount$2,000

Maximum loan amount$40,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)12.99%

Personal loan comparison rate14.06%

Monthly repayments (approx)$337

Total repayments (approx)$12,142

Total interest repayments (approx)$2,142

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$10

Application / establishment fee$0

GO TO St.George Bank

Other Fees & Information

Monthly fee$12

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of14/12/2018

GO TO St.George Bank

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Whether you're taking control of your finances, planning a special event, or making a large purchase, our Unsecured Personal Loan may be the right solution.

Overview

Minimum loan amount$2,000

Maximum loan amount$80,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)12.99%

Personal loan comparison rate14.06%

Monthly repayments (approx)$337

Total repayments (approx)$12,142

Total interest repayments (approx)$2,142

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$10

Application / establishment fee$0

GO TO St.George Bank

Other Fees & Information

Monthly fee$12

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of14/12/2018

GO TO St.George Bank

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Bring your next dream purchase a little closer with a Secured Personal Loan.

Overview

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)12.74%

Personal loan comparison rate13.81%

Monthly repayments (approx)$342

Total repayments (approx)$12,335

Total interest repayments (approx)$2,335

Rate typeVariable

Secured or unsecuredSecured

Encumberance/REVVS check fee$10

Application / establishment fee$195

GO TO St.George Bank

Other Fees & Information

Monthly fee$12

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of14/12/2018

GO TO St.George Bank

Hide info -

Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $8,000-$50,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. The comparison rate can vary from 5.95% to 17.95%

Overview

Minimum loan amount$8,000

Maximum loan amount$50,000

Minimum term (years)1.5 years

Maximum term (years)7 Years

Personal loan interest rates (base)5.95%

Personal loan comparison rate5.95%

Monthly repayments (approx)$303

Total repayments (approx)$10,943

Total interest repayments (approx)$943

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$0

GO TO Now Finance

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of23/02/2021

GO TO Now Finance

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OurMoneyMarket offer competitive low rates on loans up to $50,000, plus free extra repayments and fee-free redraw facility.

Overview

Minimum loan amount$2,001

Maximum loan amount$50,000

Minimum term (years)1 year

Maximum term (years)7 Years

Personal loan interest rates (base)5.45%

Personal loan comparison rate6.07%

Monthly repayments (approx)$309

Total repayments (approx)$11,134

Total interest repayments (approx)$1,134

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$250

GO TO OurMoneyMarket

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored Yes

Telephone1300 990 115

Data accurate as of30/06/2021

GO TO OurMoneyMarket

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Money can be available in your bank account in as little as 60 minutes. Easy online application with low rates, fast approvals, and no early exit fees. Thousands of 5-star customer reviews.

Overview

Minimum loan amount$2,100

Maximum loan amount$50,000

Minimum term (years)1 year

Maximum term (years)5 years

Personal loan interest rates (base)6.25%

Personal loan comparison rate7.64%

Monthly repayments (approx)$320

Total repayments (approx)$11,547

Total interest repayments (approx)$1,547

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$495

GO TO MoneyMe

Other Fees & Information

Monthly fee$10

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleFortnightly/Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$15

For debt consolidation?Yes

Sponsored Yes

Telephone1300 329 037

Data accurate as of03.03.2021

GO TO MoneyMe

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Consolidate your credit cards and other loans into one low monthly repayment with OneDebt. Low rates with approvals typically within 60 minutes. Flexible repayments with no early exit fees. Backed by thousands of 5-star reviews. Must be employed with decent credit history.

Overview

Minimum loan amount$15,001

Maximum loan amount$50,000

Minimum term (years)1 year

Maximum term (years)5 Years

Personal loan interest rates (base)6.25%

Personal loan comparison rate7.64%

Monthly repayments (approx)$320

Total repayments (approx)$11,547

Total interest repayments (approx)$1,547

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$495

GO TO OneDebt

Other Fees & Information

Monthly fee$10

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored Yes

Telephone1300 990 115

Data accurate as of29/09/2021

GO TO OneDebt

Hide info -

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Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 20.89% p.a. Total interest repayments vary between $1,387 and $4,165 over the life of the loan. *Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of loan are you looking for?

St George Bank personal loans – Apply online for the right loan

St. George Bank is a major operating division of Westpac that offers a wide array of personal loans. St George Bank personal loans are suitable for a range of personal purposes, and you can choose between secured and unsecured options as well as fixed and variable interest rates. Before you click the “Go to Site” button above, it helps to know more about what St.George Bank offers and how their personal loans work.

St.George personal loans at a glance

  • Loan amounts. From $2k to $80k depending on whether the loan is secured, unsecured or an overdraft.
  • Loan terms. 1-7 years (variable rate terms) or 1-5 years (fixed rate terms).
  • Pros. You can apply online and use the money for a wide range of purposes.
  • Cons. There’s an application and monthly fee to factor into your borrowing costs.
  • Best for: Borrowers looking for a wide range of options and flexible repayment terms.

Types of personal loans from St. George Bank

  • St. George unsecured personal loans. This option is great for general purposes, such as paying for a holiday, home makeovers, and debt consolidation. Borrowing limits are between $2,000 and $50,000. The best thing is this loan doesn’t require security, but on the flip side, you have to pay a higher interest rate than for the secured loan.
  • St. George secured personal loans. This option is great when buying a new or used car. Since the car acts as security for the loan, you get a lower interest rate and more borrowing power (loan amounts range from $3,000 to $80,000). Keep in mind that your car needs to be eligible as security – you can find out the details by reading about St. George car loans.
  • St. George unsecured personal overdraft. You’ll find this option handy if you like being prepared for emergencies and other unexpected financial demands. You can get a small personal loan of $500 or up to $20,000, although limits are subject to approval. Since it’s an ongoing line of credit, you only apply once but can access funds whenever you need to afterwards. St. George charges a variable interest rate on any amount you owe, and you make repayments on demand.

Features and benefits of St. George Bank personal loans

You can expect the following when you choose St. George Bank as your personal loan lender:

  • Personalised pricing: The interest rate you get depends on your credit history and other personal details.
  • Early repayments. It’s possible to pay more than the minimum repayment amount if you want to shorten the life of your loan.
  • Fixed or variable interest rates. With a fixed rate loan, you know your repayments ahead of time, and you don’t have to worry about paying more when rates rise. On the other hand, a variable rate loan has more flexibility since you can make as many additional repayments as you like without break costs applying.
  • Redraw facility. Additionally, a variable rate loan allows you to access any extra repayments you make. The money is transferred into your transactional account, which is a great option to have in case of unexpected expenses. However, each request is subject to approval, and there’s a fee.
  • Repayment frequency. You can pay off your loan weekly, fortnightly, or monthly.
  • Loan management via Internet Banking. You can stay on top of your loan by checking your balance, recent transactions, interest rate, and your next repayment due date. You can also make repayments in the comfort of your home.

Uses of St. George Bank personal loans

A personal loan from St. George can make life easier in many instances, such as:

  • Debt consolidation
  • Buying a car
  • Travelling and going on holiday
  • Renovating your home
  • Paying for your wedding

Generally, personal loans are suitable for many other purposes. However, you can read the terms and conditions for St. George financial products to make sure you’re borrowing for an approved purpose.

St. George Bank personal loan fees and charges

The cost of a personal loan from St. George Bank may include the following:

  • Establishment fee – $195
  • Monthly administration fee – $12
  • Early repayment fee when you pay off the loan within 12 months – $150
  • Early repayment fee when you pay off the loan after 12 months – $100
  • Redraw fee (variable rate loans) – $10
  • Overdraft monthly service fee – $5

Before you decide to apply, go through St. George Bank fees and charges so you have a good idea of all fees and rates that may apply to your loan.

Applying for a personal loan with St.George Bank

If you’re 18+ years old and have permanent Australian residency, you can apply for a St. George bank loan in 20 minutes by doing the following:

  • Review your loan options in the table above and decide which one fits you best.
  • Calculate your repayments using the St. George personal loan calculator.
  • Click “Go to Site.”
  • Provide the needed information: Identification, income and employment, as well as financial commitments.
  • Verify your financials online by uploading the required documents.
  • Sign your loan contract document.
  • Wait until St.George Bank transfers money into your account.

More about St. George Bank

Before it went under Westpac’s wing in 2008, St. George Bank started as a building society (1937) that then achieved full banking status (1992). Besides personal loans, St.George Bank offers credit cards, home loans, and transaction accounts. The bank also has a registered charity, the St.George Foundation, which has donated millions of dollars to Australian charities supporting children.

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