St. George Bank Personal Loan Rates & Fees, Review & Compare - Best Find

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St George Bank Personal Loans

Secured Personal Loan (Variable)

Bring your next dream purchase a little closer with a Secured Personal Loan.

Overview

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate12.74%

Comparison rate13.62%

Monthly repayments (approx)$342

Total repayments (approx)$12,331

Total interest repayments (approx)$2,331

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Encumberance/REVVS check fee$10

Application / establishment fee$195

Other Fees & Information

Monthly fee$9

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of11/04/2016

Comparison rate warning The comparison rate is based on a loan of $30,000 and 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Unsecured Personal Loan (Fixed)

Whether you're taking control of your finances, planning a special event, or making a large purchase, our Unsecured Personal Loan may be the right solution.

Overview

Minimum loan amount$3,000

Maximum loan amount$40,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Advertised rate12.99%

Comparison rate13.87%

Monthly repayments (approx)$343

Total repayments (approx)$12,375

Total interest repayments (approx)$2,375

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$10

Application / establishment fee$195

Other Fees & Information

Monthly fee$9

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of11/04/2016

Comparison rate warning The comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hide info ˄

Unsecured Personal Loan (Variable)

Whether you're taking control of your finances, planning a special event, or making a large purchase, our Unsecured Personal Loan may be the right solution.

Overview

Minimum loan amount$3,000

Maximum loan amount$40,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate12.99%

Comparison rate13.87%

Monthly repayments (approx)$343

Total repayments (approx)$12,375

Total interest repayments (approx)$2,375

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$10

Application / establishment fee$195

Other Fees & Information

Monthly fee$9

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of11/04/2016

Comparison rate warning The comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hide info ˄

Secured Personal Loan (Fixed)

Bring your next dream purchase a little closer with a Secured Personal Loan.

Overview

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Advertised rate8.49%

Comparison rate9.39%

Monthly repayments (approx)$322

Total repayments (approx)$11,594

Total interest repayments (approx)$1,594

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Encumberance/REVVS check fee$10

Application / establishment fee$195

Other Fees & Information

Monthly fee$9

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone13 33 30

Data accurate as of11/04/2016

Comparison rate warning The comparison rate is based on a loan of $30,000 and 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hide info ˄

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review St. George Bank personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing St. George Bank personal loans, there are other important things to consider and understand, other than just St. George Bank’s interest rates.

What personal loan options does St. George Bank offer?

St. George Bank has 4 personal loan products:

  • St. George Bank Secured Personal Loan (Variable)
  • St. George Bank Unsecured Personal Loan (Fixed)
  • St. George Bank Unsecured Personal Loan (Variable)
  • St. George Bank Secured Personal Loan (Fixed)

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare St. George Bank car loans, St. George Bank home loan and St. George Bank credit cards.

Do you have a St. George Bank personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a St. George Bank Personal Loan?

If you’d like to apply online for a St. George Bank personal loan, just scroll up and click on “Learn more” to be taken to St. George Bank’s secure online application form. Before you apply, be sure to learn about St. George Bank’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

St. George Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the St. George Bank’s lending criteria. Below is high-level overview of St. George Bank’s criteria:

St. George Bank’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the St. George Bank branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with St. George Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your St. George Bank personal loan

There are many additional factors St. George Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a St. George Bank personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose St. George Bank will lend for:

 

Additional product information

St. George Bank’s minimum and maximum personal loan amounts and terms

You can borrow between $3,000 and $40,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

St. George Bank’s repayment schedule

St. George Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

St. George Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

St. George Bank’s Variable Rate Personal Loan gives you the option of being able to make redraws.