B&E Personal Banking Personal Loan Rates & Fees, Review - Best Find

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Be Personal Banking Personal Loans

Unsecured Personal Loan

A B&E personal loan can help you achieve your dreams - home renovations, furniture, school fees or any other worthwhile purpose. With a competitive interest rate, fast approval and flexible repayment options, it doesen't get much better than that.

Overview

Minimum loan amount$3,000

Maximum loan amount$30,000

Minimum term (years)6 months

Maximum term (years)7 Years

Advertised rate12.99%

Comparison rate13.86%

Monthly repayments (approx)$342

Total repayments (approx)$12,322

Total interest repayments (approx)$2,322

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$150

Other Fees & Information

Monthly fee$10

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment feen/a

For debt consolidation?Yes

Sponsored No

Telephone1300 306 716

Data accurate as of4/04/2017

Comparison rate warning Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review B&E Personal Banking personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing B&E Personal Banking personal loans, there are other important things to consider and understand, other than just B&E Personal Banking’s interest rates.

What personal loan options does B&E Personal Banking offer?

B&E Personal Banking has 1 personal loan products:

  • B&E Personal Banking Unsecured Personal Loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare B&E Personal Banking car loans, B&E Personal Banking home loan and B&E Personal Banking credit cards.

Do you have an B&E Personal Banking personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a B&E Personal Banking Personal Loan?

If you’d like to apply online for a B&E Personal Banking personal loan, just scroll up and click on “Learn more” to be taken to B&E Personal Banking’s secure online application form. Before you apply, be sure to learn about B&E Personal Banking’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

B&E Personal Banking’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the B&E Personal Banking’s lending criteria. Below is high-level overview of B&E Personal Banking’s criteria:

B&E Personal Banking’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the B&E Personal Banking branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with B&E Personal Banking

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your B&E Personal Banking personal loan

There are many additional factors B&E Personal Banking consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a B&E Personal Banking personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose B&E Personal Banking will lend for:

Additional product information

B&E Personal Banking’s minimum and maximum personal loan amounts and terms

You can borrow between $3,000 and $30,000. Over terms between 6 months and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

B&E Personal Banking’s repayment schedule

B&E Personal Banking allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

B&E Personal Banking allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

B&E Personal Banking’s Variable Rate Personal Loan gives you the option of being able to make redraws.