Big Sky Building Society Personal Loan Rates & Fees, Review & Compare - Best Find

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Big Sky Building Society Personal Loans

Fully Secured Loan

Whether you’re wanting to borrow for a big overseas trip, a new extension on the beach house or a family wedding, you can choose from a fully, partially or unsecured loan option.

Overview

Minimum loan amount$2,500

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate11.96%

Comparison rate11.99%

Monthly repayments (approx)$331

Total repayments (approx)$11,950

Total interest repayments (approx)$1,950

Rate typeVariable

Secured or unsecuredSecured

Security required No

Encumberance/REVVS check fee$13

Application / establishment fee$0

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 654 321

Data accurate as of5/04/2017

Comparison rate warning Comparison rate calculation is based on a loan of $10,000 over 3 years with fortnightly repayments unless otherwise stated. WARNING: The comparison rates apply only to the example or examples given. Normal lending criteria apply, interest rate is per annum and is variable. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All interest rates are subject to change.

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Partly Secured Loan

A partially secured loan is provided against an asset that has value lower than or at least 50% of the amount borrowed.

Overview

Minimum loan amount$1,500

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate13.14%

Comparison rate13.18%

Monthly repayments (approx)$337

Total repayments (approx)$12,153

Total interest repayments (approx)$2,153

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Encumberance/REVVS check fee$13

Application / establishment fee$0

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 654 321

Data accurate as of5/04/2017

Comparison rate warning Comparison rate calculation is based on a loan of $10,000 over 3 years with fortnightly repayments unless otherwise stated. WARNING: The comparison rates apply only to the example or examples given. Normal lending criteria apply, interest rate is per annum and is variable. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All interest rates are subject to change.

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Personal Loan Unsecured

An unsecured loan is provided when there is no asset presented as security against the amount borrowed.

Overview

Minimum loan amount$2,500

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate13.45%

Comparison rate13.49%

Monthly repayments (approx)$339

Total repayments (approx)$12,207

Total interest repayments (approx)$2,207

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$13

Application / establishment fee$0

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 654 321

Data accurate as of5/04/2017

Comparison rate warning Comparison rate calculation is based on a loan of $10,000 over 3 years with fortnightly repayments unless otherwise stated. WARNING: The comparison rates apply only to the example or examples given. Normal lending criteria apply, interest rate is per annum and is variable. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All interest rates are subject to change.

Hide info ˄

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Big Sky Building Society personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Big Sky Building Society personal loans, there are other important things to consider and understand, other than just Big Sky Building Society’s interest rates.

What personal loan options does Big Sky Building Society offer?

Big Sky Building Society has 3 personal loan products:

  • Big Sky Building Society Fully Secured Loan
  • Big Sky Building Society Partly Secured Loan
  • Big Sky Building Society Personal Loan Unsecured

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Big Sky Building Society car loans, Big Sky Building Society home loan and Big Sky Building Society credit cards.

Do you have a Big Sky Building Society personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Big Sky Building Society Personal Loan?

If you’d like to apply online for a Big Sky Building Society personal loan, just scroll up and click on “Learn more” to be taken to Big Sky Building Society’s secure online application form. Before you apply, be sure to learn about Big Sky Building Society’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Big Sky Building Society’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Big Sky Building Society’s lending criteria. Below is high-level overview of Big Sky Building Society’s criteria:

Big Sky Building Society’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Big Sky Building Society branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Big Sky Building Society

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Big Sky Building Society personal loan

There are many additional factors Big Sky Building Society consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Big Sky Building Society personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Big Sky Building Society will lend for:

 

Additional product information

Big Sky Building Society’s minimum and maximum personal loan amounts and terms

You can borrow between $2,500 and $80,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Big Sky Building Society’s repayment schedule

Big Sky Building Society allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Big Sky Building Society allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Big Sky Building Society’s Variable Rate Personal Loan gives you the option of being able to make redraws.