Important disclosure

Big Sky Building Society Personal Loans

Big Sky Building Society is Australia’s third largest bank. Big Sky Building Society has two personal loan products, Secured Personal Loan and Unsecured Personal Loan. The key features of Big Sky Building Society’s personal loans include no early exit fees, 7 year terms and no fees for additional repayments.

The negative of the Big Sky Building Society personal loans is the $199 application fee.

Big Sky Building Society Personal loan approval time vary; some applications will be approved on the same day. If they require additional information, it may take up to 5 business days

Compare Big Sky Building Society Personal Loans

Loan Amount



3 months

Big Sky Building Society

Secured Personal Loan

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Comparison rate
Borrow the funds you need with our great low rate. This loan can be used to fund something like renovations or if you’re looking to consolidate credit card debt and don’t want to secure it against an asset.
Big Sky Building Society

Unsecured Personal Loan

EST Monthly Repayment
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Advert. Rate (p.a)
Comparison rate
Take advantage of this great rate and borrow $5,000 or more to fund things like renovations or travel. A secured loan is provided against an asset (such as a car) that has a value greater than or equivalent to the amount borrowed. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 20.89% p.a. Total interest repayments vary between $1,387 and $4,165 over the life of the loan. *Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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Big Sky Building Society personal loan purposes

You can borrow for almost any worthwhile purpose, and no, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purposes Big Sky Building Society will lend for:

Big Sky Building Society personal loan approval time

If you’re an existing Big Sky Building Society customers and apply before noon Monday to Friday, you may have applications approved and funded on the same day. For more complex applications approval times vary between 48 hours and 5 working days.

Do you have an Big Sky Building Society personal loans calculator?

Yes. View the Big Sky Building Society Personal Loans calculator.

Big Sky Building Society personal loan application

If you’d like to apply for an Big Sky Building Society personal loan, you will have to fill in the application form and pop into a branch.

Big Sky Building Society’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Big Sky Building Society’s lending criteria. Below is high-level overview of Big Sky Building Society’s criteria:

Big Sky Building Society personal loan requirements

  • Be a member
  • Minimum age of 18
  • Earn a regular income
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Big Sky Building Society branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying with Big Sky Building Society

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Big Sky Building Society personal loan

There are many additional factors Big Sky Building Society consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Big Sky Building Society personal loan application status

If you have already applied for an Big Sky Building Society personal loan, you can check your application status by calling 1300 654 321, 8:30am – 5:30pm EST Monday to Friday.

Additional product information

Big Sky Building Society minimum and maximum personal loan amounts

You can borrow from $5,000.

Big Sky Building Society personal loan terms

Terms vary between 1 year and 5 years.

Big Sky Building Society repayment schedule

Big Sky Building Society allow weekly, fortnightly or monthly repayment.

Big Sky Building Society personal loan redraw facility

Big Sky Building Society’s Variable Rate Personal Loan gives you the option to make redraw additional payments you may have made.

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