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Holiday Coast Credit Union Personal Loans

Loan Amount



3 months

Holiday Coast Credit Union

New to you Personal Loan (1-5 Years old vehicle)

EST Monthly Repayment
EST Monthly Repayment
Advert. Rate (p.a)
Comparison rate
A personal, Personal Loan to help you buy a pre owned (1-5 year old) car, motorbike, caravan or boat. 100% transparent, no hidden fees, no surprises.
Holiday Coast Credit Union

Great Day (Secured Personal Loan)

EST Monthly Repayment
EST Monthly Repayment
Advert. Rate (p.a)
Comparison rate
With flexibility to use your loan for any expense - from holidays, to education, to special family events with flexible terms and competitive interest rates designed to fit your needs and budget. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 20.89% p.a. Total interest repayments vary between $1,387 and $4,165 over the life of the loan. *Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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What type of loan are you looking for?

Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Holiday Coast CU personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Holiday Coast CU personal loans, there are other important things to consider and understand, other than just Holiday Coast CU’s interest rates.

What personal loan options does Holiday Coast CU offer?

Holiday Coast CU has 2 personal loan products:

  • Holiday Coast CU Great Day Plus
  • Holiday Coast CU Live Life Home Equity

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Holiday Coast CU car loans, Holiday Coast CU home loan and Holiday Coast CU credit cards.

Do you have a Holiday Coast CU personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Holiday Coast CU Personal Loan?

If you’d like to apply online for a Holiday Coast CU personal loan, just scroll up and click on “Learn more” to be taken to Holiday Coast CU’s secure online application form. Before you apply, be sure to learn about Holiday Coast CU’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Holiday Coast CU’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Holiday Coast CU’s lending criteria. Below is high-level overview of Holiday Coast CU’s criteria:

Holiday Coast CU’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Holiday Coast CU branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Holiday Coast CU

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Holiday Coast CU personal loan

There are many additional factors Holiday Coast CU consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Holiday Coast CU personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Holiday Coast CU will lend for:

Additional product information

Holiday Coast CU’s minimum and maximum personal loan amounts and terms

You can borrow between $1,000 and $80,000. Over terms between 1 year and 5 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Holiday Coast CU’s repayment schedule

Holiday Coast CU allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Holiday Coast CU allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Holiday Coast CU’s Variable Rate Personal Loan gives you the option of being able to make redraws.

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