Filter Results


Features

Personal loan provider

Important disclosure

Horizon Credit Union Personal Loans

Need help choosing the right loan?
Get a multi award-winning personal loans broker, to help select the right loan for you.

Looking for a loan to fund environmentally friendly initiatives such as water tanks, solar power or windmills? Horizon's Environmental Loan helps you do just that.

Overview

Minimum loan amount$1,500

Maximum loan amount$30,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)10.50%

Personal loan comparison rate10.50%

Monthly repayments (approx)$328

Total repayments (approx)$11,822

Total interest repayments (approx)$1,822

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$100

GO TO Horizon Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$50

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$30

For debt consolidation?Yes

Sponsored No

Telephone1300 366 565

Data accurate as of18/02/2019

GO TO Horizon Credit Union

Hide info -

Whatever it is you want, a big screen TV, a holiday or even home renovations - we can help you get it.

Overview

Minimum loan amount$1,500

Maximum loan amount$35,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)11.00%

Personal loan comparison rate11.15%

Monthly repayments (approx)$330

Total repayments (approx)$11,903

Total interest repayments (approx)$1,903

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$100

GO TO Horizon Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$30

For debt consolidation?Yes

Sponsored No

Telephone1300 366 565

Data accurate as of18/02/2019

GO TO Horizon Credit Union

Hide info -

Smarter, fairer, Wisr personal loans.
- Personalised low rates based on your strong credit.
- Borrow between $5,000 - $50,000
- Quick rate estimate that won’t impact your credit score.
- No early repayment, hidden or exit fees.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)3 Year

Maximum term (years)5 Years

Personal loan interest rates (base)7.95%

Personal loan comparison rate8.78%

Monthly repayments (approx)$331

Total repayments (approx)$11,943

Total interest repayments (approx)$1,943

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$595

GO TO Wisr

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored Yes

Telephone1300 992 007

Data accurate as of9/10/2019

GO TO Wisr

Hide info -

We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)2 years

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

GO TO Now Finance

Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/10/2018

GO TO Now Finance

Hide info -

results per page

BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 20.89% p.a. Total interest repayments vary between $1,387 and $4,165 over the life of the loan. *Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

Need help choosing the right loan?

Get a multi award-winning personal loans broker, to help select the right loan for you.

Australia-wide personal loans completed online or via the telephone (no need for any face-to-face meetings).

Monday to Friday, 9am – 6pm AESTs

An account manager will contact you within 3 hours of your enquiry.

Call 1300 884 355
What type of loan are you looking for?

Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Horizon Credit Union personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Horizon Credit Union personal loans, there are other important things to consider and understand, other than just Horizon Credit Union’s interest rates.

What personal loan options does Horizon Credit Union offer?

Horizon Credit Union has 1 personal loan product:

  • Horizon Credit Union Great Day Secured

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Horizon Credit Union car loans and Horizon Credit Union home loan.

Do you have a Horizon Credit Union personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Horizon Credit Union Personal Loan?

If you’d like to apply online for a Horizon Credit Union personal loan, just scroll up and click on “Learn more” to be taken to Horizon Credit Union’s secure online application form. Before you apply, be sure to learn about Horizon Credit Union’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Horizon Credit Union’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Horizon Credit Union’s lending criteria. Below is high-level overview of Horizon Credit Union’s criteria:

Horizon Credit Union’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Horizon Credit Union branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Horizon Credit Union

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Horizon Credit Union personal loan

There are many additional factors Horizon Credit Union consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Horizon Credit Union personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Horizon Credit Union will lend for:

Additional product information

Horizon Credit Union’s minimum and maximum personal loan amounts and terms

You can borrow between $1,000 and $100,000. Over terms between 1 year and 10 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Horizon Credit Union’s repayment schedule

Horizon Credit Union allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Horizon Credit Union allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Horizon Credit Union’s Variable Rate Personal Loan gives you the option of being able to make redraws.

Popular personal loans searches

View all search queries