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First Option Credit Union Personal Loan Calculator

Use the personal loan calculator below, to view an estimate of your potential loan repayments for a First Option Credit Union personal loan. Adjust your loan amount and term to calculate a close approximation of your monthly repayments.When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid. The results do not constitute an offer credit from First Option Credit Union.

Calculate First Option Credit Union Personal Loan Repayments

Your savings will earn interest in a Term Deposit and provide 100% security for your loan. Whatever your needs may be, get there faster by securing your loan with a First Option Term Deposit.

Overview

Minimum loan amount$2,000

Maximum loan amount$40,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)4.99%

Personal loan comparison rate5.23%

Monthly repayments (approx)$304

Total repayments (approx)$10,976

Total interest repayments (approx)$976

Rate typeVariable

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

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Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?No

Sponsored No

Telephone1300 855 675

Data accurate as of21/12/2018

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To reward First Option's valued mortgage borrowers, First Option has developed this tailored personal loan. You get a low variable rate and fast approval. Use the funds for home improvements, a new car, a holiday or wedding expenses.

Overview

Minimum loan amount$2,000

Maximum loan amount$40,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)6.44%

Personal loan comparison rate6.68%

Monthly repayments (approx)$311

Total repayments (approx)$11,216

Total interest repayments (approx)$1,216

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

GO TO First Option Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 855 675

Data accurate as of21/12/2018

GO TO First Option Credit Union

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If you would like to be greener by improving the insulation at home, buying a water tank or installing a solar energy unit, First Option can provide you the funds you need to make that step towards a cleaner and greener home

Overview

Minimum loan amount$2,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)6.99%

Personal loan comparison rate7.23%

Monthly repayments (approx)$314

Total repayments (approx)$11,308

Total interest repayments (approx)$1,308

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

GO TO First Option Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?No

Sponsored No

Telephone1300 855 675

Data accurate as of21/12/2018

GO TO First Option Credit Union

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Provides you with the peace of mind that comes from knowing that your rates and repayments remain the same for a fixed period of up to 3 years.

Overview

Minimum loan amount$2,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)3 Years

Personal loan interest rates (base)7.99%

Personal loan comparison rate8.24%

Monthly repayments (approx)$318

Total repayments (approx)$11,476

Total interest repayments (approx)$1,476

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

GO TO First Option Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?No

Sponsored No

Telephone1300 855 675

Data accurate as of21/12/2018

GO TO First Option Credit Union

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Whatever it is you want, a big screen TV, a holiday or even home renovations - we can help you get it.

Overview

Minimum loan amount$2,000

Maximum loan amount$40,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)13.99%

Personal loan comparison rate14.25%

Monthly repayments (approx)$347

Total repayments (approx)$12,517

Total interest repayments (approx)$2,517

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

GO TO First Option Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 855 675

Data accurate as of21/12/2018

GO TO First Option Credit Union

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)2 years

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/10/2018

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