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Compare repayments on $38,500 car loans

Dennis Graham
Updated 30/10/2024
Fact checked

Looking for a $38,500 car loan? Compare loan offers from Australia’s top lenders with low-interest rates, flexible repayment plans, and fast approvals. Get the financing you need for your new or used vehicle purchase today.

Calculate car loan repayments

Loan Amount

$38,500

Term

5 months

Harmoney

Secured Personal Loan - Excellent Credit

EST Monthly Repayment
Advertised Rate
5.66%
Advert. Rate (p.a)
Comparison rate
Buy your car on your terms. Fast, easy & 100% online. Borrow up to $70,000. No hidden fees or early repayment penalties. Harmoney's secured interest rates range from 5.66% p.a. to 20.07% p.a.
Harmoney

Unsecured Personal Loan - Excellent Credit

EST Monthly Repayment
Advertised Rate
5.76%
Advert. Rate (p.a)
Comparison rate
Buy your car on your terms. Fast, easy & 100% online. Borrow up to $70,000 unsecured. No hidden fees or early repayment penalties. Harmoney's unsecured interest rates range from 5.76% p.a. to 24.03% p.a.
OurMoneyMarket

New Car Loan | No Fee, Excellent Credit

EST Monthly Repayment
Advertised Rate
6.57%
Advert. Rate (p.a)
Comparison rate
Simple, fast, low-rate secured car loans from $5,000 to $75,000 for any new motorised vehicle. No monthly account-keeping fees, no exit fees, and no early repayment fees. Weekly, fortnightly, or monthly repayments are available.
Can be used to buy any used cars without vehicle age limit. Borrow from $5,000 to $75,000 with this simple, fast, low-rate secured car loans with fixed rates. No monthly account-keeping fees, no exit fees, and no early repayment fees. Weekly, fortnightly, or monthly repayments are available.
Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. Comparison rate can vary from 6.75% to 21.65% p.a.*
Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $8,000-$50,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. Comparison rate can vary from 6.75% to 26.95% p.a.*
NRMA

NRMA New Car Loan (Credit Score +832)

EST Monthly Repayment
Advertised Rate
7.29%
Advert. Rate (p.a)
Comparison rate
There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.
Driva

Driva - Unsecured Car Loan

EST Monthly Repayment
Advertised Rate
7.65%
Advert. Rate (p.a)
Comparison rate
Use Driva's platform to compare rates and choose the best car loan option for you. Making car financing fast, simple & transparent with Jump Payments.
NRMA

NRMA Used Car Loan (Credit Score +832)

EST Monthly Repayment
Advertised Rate
8.49%
Advert. Rate (p.a)
Comparison rate
NRMA used car loans can help you get one step closer to owning your dream pre-loved car.
Arab Bank

Secured Personal Loan

EST Monthly Repayment
Advertised Rate
11.30%
Advert. Rate (p.a)
Comparison rate
An Arab Bank Australia Personal Loan is a great way to purchase the car you want or need now, if you currently don't have the savings or cash to make your purchase.
NAB

Variable Rate Personal Loan

EST Monthly Repayment
Advertised Rate
12.69%
Advert. Rate (p.a)
Comparison rate
Whether you're upgrading your ride or adding to your garage, a NAB Personal Loan gives you a great rate. If you are an existing customer and apply in- store by 2pm, you could walk away with your money that very same day
Bank of Melbourne

Unsecured Personal Loan

EST Monthly Repayment
Advertised Rate
12.74%
Advert. Rate (p.a)
Comparison rate
Buy the type of car or vehicle you want with interest rates from 12.99% p.a. (comparison rate 14.06% p.a.)
Commonwealth Bank

Fixed Rate Personal Loan

EST Monthly Repayment
Advertised Rate
12.99%
Advert. Rate (p.a)
Comparison rate
We have dropped the rate on our 5 and 6 year loan terms.
Beyond Bank

Flexi Car Loan

EST Monthly Repayment
Advertised Rate
13.45%
Advert. Rate (p.a)
Comparison rate
Make your dreams come true with a car loan that offers maximum flexibility. Our Flexi Car Loan is available for the purchase of new and used cars.
NAB

Fixed Rate Personal Loan

EST Monthly Repayment
Advertised Rate
13.49%
Advert. Rate (p.a)
Comparison rate
Whether you're upgrading your ride or adding to your garage, a NAB Personal Loan gives you a great rate. If you are an existing customer and apply in- store by 2pm, you could walk away with your money that very same day
Credit Union SA

Variable rate car loan

EST Monthly Repayment
Advertised Rate
13.60%
Advert. Rate (p.a)
Comparison rate
The variable rate personal loan is unsecured.
Macquarie Credit Union

Used Car Loan 5 years +

EST Monthly Repayment
Advertised Rate
13.90%
Advert. Rate (p.a)
Comparison rate
With all the great features of our new car loan, this loan is designed for used cars over 5 years old.
Arab Bank

Unsecured Personal Loan

EST Monthly Repayment
Advertised Rate
14.00%
Advert. Rate (p.a)
Comparison rate
An Arab Bank Australia Personal Loan is a great way to purchase the car you want or need now, if you currently don't have the savings or cash to make your purchase.

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Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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