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Bendigo Bank Car Loans

If you’re trying to scrape money for the car of your dreams some extra cash from Bendigo Bank will get you where you want to go in no time. Find out what we mean by comparing Bendigo Bank car loans and making some calculations below. Whether you’re going for a new or used ride, you’ll have enough flexibility to choose an option that works for your budget and needs.

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Perfect for buying a new or used vehicle, or to refinance an existing car loan.

Overview

Application / establishment fees$150

Minimum loan amount$2,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)7.79%

Car loan comparison rate8.64%

Monthly repayments (approx)$605

Total repayments (approx)$36,316

Total interest repayments (approx)$6,316

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$5.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$20

Encumberance/REVVS check fee$50

For used vehiclesYes

SponsoredNo

Telephone1300 236 344

Data accurate as of13.03.2017

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Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score.

Overview

Application / establishment fees$0

Minimum loan amount$15,000

Maximum loan amount$100,000

Minimum term1.5 years

Maximum term7 Years

Car loan interest rates (base)4.45%

Car loan comparison rate4.45%

Monthly repayments (approx)$558

Total repayments (approx)$33,516

Total interest repayments (approx)$3,516

Rate typeFixed

Secured or unsecuredYes

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Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of21/02/2021

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There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)4.99%

Car loan comparison rate5.69%

Monthly repayments (approx)$566

Total repayments (approx)$33,960

Total interest repayments (approx)$3,960

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

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A quick and easy, 100% online application. No printing. No paper. No fuss. No monthly account keeping fees, no exit fees and no early repayment fees.

Overview

Application / establishment fees$250

Minimum loan amount$2,001

Maximum loan amount$75,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.35%

Car loan comparison rate5.65%

Monthly repayments (approx)$570

Total repayments (approx)$34,257

Total interest repayments (approx)$4,257

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$27

For used vehiclesYes

SponsoredYes

Telephone1300 990 115

Data accurate as of30/04/2021

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NRMA used car loans can help you get one step closer to owning your dream pre-loved car.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.24%

Car loan comparison rate6.94%

Monthly repayments (approx)$583

Total repayments (approx)$35,000

Total interest repayments (approx)$5,000

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

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Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of car loan are you looking for?

Bendigo Bank car loans – Find flexible & affordable finance

Bendigo Bank personal loans are big on flexibility. For instance, they work for boat buys, holiday expenses, other purposes, and most importantly, car purchases. If you’re interested in Bendigo Bank car loans, keep reading to learn more about how they work so you can apply.

Bendigo Bank car loans at a glance

Here’s a quick snapshot of Bendigo secured car loans to give you an idea of what’s most important to know:

  • Loan amounts – From $2,000 to $50,000
  • Loan terms – Between 1 and 7 years
  • Interest rate – 7.79% p.a.
  • Interest rate type – Fixed
  • Comparison rate – 8.64% p.a.

How do Bendigo secured car loans work?

Besides a competitive rate and flexible terms and amounts, Bendigo Bank car loans also have other features you might consider as solid selling points:

  • Stable repayments. A fixed rate makes short work of your budgeting process. Since the interest rate is firmly set in place, you have peace of mind from knowing there won’t be any unexpected increases.
  • Flexible repayment options. This loan tailors the repayment frequency to your schedule rather than the other way round. If you favour monthly repayments, our Bendigo car loan calculator quickly lets you know your estimated repayment. Otherwise, you can also opt for weekly and fortnightly repayments.
  • Option for extra repayments. Once you have debt on hand, the journey to pay it off begins and can drag on for a long time. But with the ability to make extra repayments, you can fast forward the process and save on interest if you want.
  • Redraw facilities. You can also choose to take back your additional repayments via an online redraw facility. This option is handy for emergencies and urgent situations.

How do Bendigo unsecured personal loans work?

You can also use a Bendigo unsecured personal loan for your car purchase. With this option, the main difference you’ll observe is the slightly higher rates.

Because no security is required, you’ll get a fixed rate of 12.79% p.a. while the comparison rate is 14.89%. Otherwise, the loan is similar to what’s mentioned above for the secured personal loan.

How do Bendigo Green Personal Loans work?

This loan caters to environmentally friendly borrowers. It’s suitable if you’re purchasing an A-rated vehicle that emits less than 130g of CO2 per km. For your efforts to save the environment, you get a competitive rate of 6.79% p.a. (secured loan) or 11.79% p.a. (unsecured loan).

Again, the rest of the details are similar to what you’ll find with the regular secured car loans. For instance, you can make additional repayments and redraw as you please.

What are the fees and charges?

Since fees are subject to change, always read the fine print to ensure you have the full picture of what you’ll have to pay. Bendigo Bank car loans generally have the following fees and charges attached though some may not apply to you:

  • Application fee – $150
  • Documentation preparation fee – $100
  • Security processing fee – varies
  • Monthly service fee – $5
  • Early repayment fee – $20
  • Default fee – $35

What do I need to apply?

You’ll need to meet Bendigo Bank’s eligibility criteria before applying. That means you have to be a permanent Australian resident, over 18 years of age and employed or receiving a regular income. You’ll also need a clean credit history, and the loan must be for personal use only. When you apply, you’re expected to provide the following:

  • ID document – Medicare, driver’s licence, passport
  • Details about your income, employment, assets, and other financial commitments

Once you have everything in place, head up to the top of the page to our comparison table. Then click the right “Go to Site” button to kick-start your application.

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