Important disclosure

QBANK Car Loans

QBank says it’s there to help Queenslanders get a load of that new car feeling. Whether you’re buying a new or new-to-you car, getting an upgrade is always exciting. If you qualify as a member, you can make it happen sooner by comparing QBank car loans and calculating repayments before applying below.

Calculate repayments

Purchase of a motor vehicle. QBANK will also consider refinancing an existing debt where that debt was for the purpose of purchasing a vehicle which is used to secure the loan.

Overview

Application / establishment fees$150

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.99%

Car loan comparison rate7.24%

Monthly repayments (approx)$593

Total repayments (approx)$35,633

Total interest repayments (approx)$5,633

Rate typeVariable

Secured or unsecuredSecured

GO TO QBANK

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 77 28

Data accurate as of17.09.2017

GO TO QBANK

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Purchase of a motor vehicle. QBANK will also consider refinancing an existing debt where that debt was for the purpose of purchasing a vehicle which is used to secure the loan.

Overview

Application / establishment fees$150

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)8.49%

Car loan comparison rate8.75%

Monthly repayments (approx)$615

Total repayments (approx)$36,921

Total interest repayments (approx)$6,921

Rate typeVariable

Secured or unsecuredSecured

GO TO QBANK

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 77 28

Data accurate as of17.09.2017

GO TO QBANK

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Pay ZERO fees^ on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What’s more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. ^Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan.

Overview

Application / establishment fees$0

Minimum loan amount$15,000

Maximum loan amount$100,000

Minimum term1.5 years

Maximum term7 Years

Car loan interest rates (base)4.45%

Car loan comparison rate4.45%

Monthly repayments (approx)$558

Total repayments (approx)$33,516

Total interest repayments (approx)$3,516

Rate typeFixed

Secured or unsecuredYes

GO TO Now Finance

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of21/02/2021

GO TO Now Finance

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There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)4.99%

Car loan comparison rate5.69%

Monthly repayments (approx)$566

Total repayments (approx)$33,960

Total interest repayments (approx)$3,960

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

GO TO NRMA

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A quick and easy, 100% online application. No printing. No paper. No fuss. No monthly account keeping fees, no exit fees and no early repayment fees.

Overview

Application / establishment fees$250

Minimum loan amount$2,001

Maximum loan amount$75,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.35%

Car loan comparison rate5.65%

Monthly repayments (approx)$570

Total repayments (approx)$34,257

Total interest repayments (approx)$4,257

Rate typeFixed

Secured or unsecuredSecured

GO TO OurMoneyMarket

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$27

For used vehiclesYes

SponsoredYes

Telephone1300 990 115

Data accurate as of30/04/2021

GO TO OurMoneyMarket

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NRMA used car loans can help you get one step closer to owning your dream pre-loved car.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.24%

Car loan comparison rate6.94%

Monthly repayments (approx)$583

Total repayments (approx)$35,000

Total interest repayments (approx)$5,000

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

GO TO NRMA

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BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of car loan are you looking for?

QBank car loans – Upgrade your new wheels at a low rate

QBank typically features everyday heroes as its members. This includes people from the fire, health, justice, and public service departments of Queensland. QBank has financially assisted these “servers and protectors” as well as their families since 1964. Part of that service includes providing competitively priced car loans so qualifying members can get on the road sooner.

QBank car loans in a nutshell

QBank car loans are suitable for buying a new car not more than five years old or a used car not more than ten years old. You can borrow at least $1,000 up to $100,000, depending on the option you choose. Loan terms go up to 7 years, and interest rates are variable.

  • What’s good? – Fewer fees and flexible repayment options.
  • What’s bad? – QBank only has three branches, located in Brisbane.
  • Best for – Qualifying Queensland residents who need an affordable car loan from a local, friendly lender that understands their needs.

Types of loans offered by Qbank

  • New car loan. This option allows you to borrow at least $5,000 at a special low rate. However, you can only finance vehicles up to five years old.
  • Car loan. This option is suitable for cars not more than 10 years old. You can borrow a minimum of $1,000.

QBank personal loans are also available to help you cover all sorts of purposes, from debt consolidation to holidays and weddings.

Features of Qbank car loans

  • Secured loan. QBank car loans are secured car loans.
  • Early repayments. You can make extra repayments without penalty.
  • Free online redraw. This feature gives you access to your extra repayments for times when unexpected expenses crop up.
  • Discounts. You can tap into a discount rate for new car loans provided you have enough salary credit (at least $1,500 per month). You can also get 20% off a new car insurance policy taken through QBank.
  • Flexible repayment options. Your repayment frequency can be weekly, fortnightly, or monthly depending on your cash flow. For best results, you can also use our QBank car loan calculator to find a monthly repayment that suits your budget.
  • Rates, fees, and charges. QBank only offers variable interest rates, so your repayments may fluctuate. Fees include a funding fee of $195 and a $5 ongoing fee.

What you need

  • Driver’s licence number
  • Details about your income, assets, living expenses, and other loans
  • Your residential history for the last two years
  • Your employment history for the past two years
  • Details of the second applicant, if it’s a joint application

How to apply

You can apply for a QBank car loan online anytime via BestFind. Click through to the lender’s website using the “Go to Site” button in the table above. Keep in mind that to qualify, you must:

  • Be eligible to become a QBank member. You can qualify if you’re a government member or belong to Queensland’s police force, fire, health, emergency services, and correctional services department. Family members of eligible persons can also qualify.
  • Be at least 18 years old.
  • Earn a regular income of more than $20,000 per year

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