Important disclosure

QBANK Car Loans

QBank says it’s there to help Queenslanders get a load of that new car feeling. Whether you’re buying a new or new-to-you car, getting an upgrade is always exciting. If you qualify as a member, you can make it happen sooner by comparing QBank car loans and calculating repayments before applying below.

Calculate repayments

Loan Amount



5 months


New car Loan (up to 2 years old)

EST Monthly Repayment
Advertised Rate
Advert. Rate (p.a)
Comparison rate
Purchase of a motor vehicle. QBANK will also consider refinancing an existing debt where that debt was for the purpose of purchasing a vehicle which is used to secure the loan.

Car Loan (up to 8 years old)

EST Monthly Repayment
Advertised Rate
Advert. Rate (p.a)
Comparison rate
Purchase of a motor vehicle. QBANK will also consider refinancing an existing debt where that debt was for the purpose of purchasing a vehicle which is used to secure the loan. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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What type of car loan are you looking for?

QBank car loans – Upgrade your new wheels at a low rate

QBank typically features everyday heroes as its members. This includes people from the fire, health, justice, and public service departments of Queensland. QBank has financially assisted these “servers and protectors” as well as their families since 1964. Part of that service includes providing competitively priced car loans so qualifying members can get on the road sooner.

QBank car loans in a nutshell

QBank car loans are suitable for buying a new car not more than five years old or a used car not more than ten years old. You can borrow at least $1,000 up to $100,000, depending on the option you choose. Loan terms go up to 7 years, and interest rates are variable.

  • What’s good? – Fewer fees and flexible repayment options.
  • What’s bad? – QBank only has three branches, located in Brisbane.
  • Best for – Qualifying Queensland residents who need an affordable car loan from a local, friendly lender that understands their needs.

Types of loans offered by Qbank

  • New car loan. This option allows you to borrow at least $5,000 at a special low rate. However, you can only finance vehicles up to five years old.
  • Car loan. This option is suitable for cars not more than 10 years old. You can borrow a minimum of $1,000.

QBank personal loans are also available to help you cover all sorts of purposes, from debt consolidation to holidays and weddings.

Features of Qbank car loans

  • Secured loan. QBank car loans are secured car loans.
  • Early repayments. You can make extra repayments without penalty.
  • Free online redraw. This feature gives you access to your extra repayments for times when unexpected expenses crop up.
  • Discounts. You can tap into a discount rate for new car loans provided you have enough salary credit (at least $1,500 per month). You can also get 20% off a new car insurance policy taken through QBank.
  • Flexible repayment options. Your repayment frequency can be weekly, fortnightly, or monthly depending on your cash flow. For best results, you can also use our QBank car loan calculator to find a monthly repayment that suits your budget.
  • Rates, fees, and charges. QBank only offers variable interest rates, so your repayments may fluctuate. Fees include a funding fee of $195 and a $5 ongoing fee.

What you need

  • Driver’s licence number
  • Details about your income, assets, living expenses, and other loans
  • Your residential history for the last two years
  • Your employment history for the past two years
  • Details of the second applicant, if it’s a joint application

How to apply

You can apply for a QBank car loan online anytime via BestFind. Click through to the lender’s website using the “Go to Site” button in the table above. Keep in mind that to qualify, you must:

  • Be eligible to become a QBank member. You can qualify if you’re a government member or belong to Queensland’s police force, fire, health, emergency services, and correctional services department. Family members of eligible persons can also qualify.
  • Be at least 18 years old.
  • Earn a regular income of more than $20,000 per year

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