Compare QBANK Car Loans & Interest Rates - Best Find

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Term of car loan

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Type of vehicle loan

Car finance provider

Qbank Car Loans

New car Loan (up to 2 years old)

Purchase of a motor vehicle. QBANK will also consider refinancing an existing debt where that debt was for the purpose of purchasing a vehicle which is used to secure the loan.

Overview

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate6.99%

Comparison rate8.00%

Monthly repayments (approx)$313

Total repayments (approx)$11,280

Total interest repayments (approx)$1,280

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$150

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 77 28

Data accurate as of17.09.2017

Comparison warning The comparison rate displayed is calculated based on a loan amount of $30,000 over a 5 year term. WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $25,000 over a 5 year term. Terms and conditions are available on request. Fees and charges are payable. Normal lending criteria applies.

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Car Loan (up to 8 years old)

Purchase of a motor vehicle. QBANK will also consider refinancing an existing debt where that debt was for the purpose of purchasing a vehicle which is used to secure the loan.

Overview

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate8.49%

Comparison rate9.51%

Monthly repayments (approx)$320

Total repayments (approx)$11,532

Total interest repayments (approx)$1,532

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$150

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone13 77 28

Data accurate as of17.09.2017

Comparison warning The comparison rate displayed is calculated based on a loan amount of $30,000 over a 5 year term. WARNING: This comparison rate applies only to the example above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is calculated based on a loan amount of $25,000 over a 5 year term. Terms and conditions are available on request. Fees and charges are payable. Normal lending criteria applies.

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review QBANK car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing QBANK car loans, there are other key facts to consider and understand, other than just QBANK’s interest rates.

What car loan options are available?

QBANK has 1 car loan product:

  • QBANK Car loan (up to 8 years old)

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare QBANK personal loans and QBANK home loans.

Do you have a QBANK car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact QBANK directly.

How to apply for a QBANK car loan?

If you’d like to apply online for a QBANK car loan, just scroll up and click on “Learn more” to be taken to QBANK’s secure online application form. Before you apply, be sure to learn about QBANK’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

QBANK’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the QBANK’s lending criteria. Below is high-level overview of QBANK’s criteria:

QBANK’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $1,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the QBANK branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your QBANK car loan

There are many additional factors QBANK consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a QBANK car loan for?

Examples of common loan purposes QBANK will lend for:

Additional QBANK car loan information

QBANK’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $1,000 and $100,000, over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

QBANK allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

QBANK allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

QBANK’s Car Loan requires an asset (typically, the vehicle) as security.