Compare Auswide Bank Car Loans | Interest Rates & Fees - BestFind

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Auswide Bank Car Loans

Used Car loan

With competitive interest rates, an Auswide Bank Car Loan can help to turn your dream into a reality!

Overview

Minimum loan amount$5,000

Maximum loan amount$75,000

Minimum term0 years

Maximum term7 years

Advertised rate6.99%

Comparison rate8.20%

Monthly repayments (approx)$314

Total repayments (approx)$11,314

Total interest repayments (approx)$1,314

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$175

Other Fees & Information

Monthly fee$5.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 138 831

Data accurate as of13.03.2017

Comparison warning Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

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New Car loan

With competitive interest rates, an Auswide Bank Car Loan can help to turn your dream into a reality!

Overview

Minimum loan amount$5,000

Maximum loan amount$75,000

Minimum term0 years

Maximum term7 years

Advertised rate9.45%

Comparison rate10.68%

Monthly repayments (approx)$325

Total repayments (approx)$11,730

Total interest repayments (approx)$1,730

Rate typeFixed

Secured or unsecuredUnsecured

Security required Yes

Application / establishment fees$175

Other Fees & Information

Monthly fee$5.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 138 831

Data accurate as of13.03.2017

Comparison warning Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review Auswide Bank car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing Auswide Bank car loans, there are other key facts to consider and understand, other than just Auswide Bank’s interest rates.

What car loan options are available?

Auswide Bank has 2 car loan products:

  • Auswide Bank New Car loan
  • Auswide Bank Used Car loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Auswide Bank home loan and Auswide Bank credit cards.

Do you have an Auswide Bank car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact Auswide Bank directly.

How to apply for an Auswide Bank car loan?

If you’d like to apply online for an Auswide Bank car loan, just scroll up and click on “Learn more” to be taken to Auswide Bank’s secure online application form. Before you apply, be sure to learn about Auswide Bank’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Auswide Bank’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the Auswide Bank’s lending criteria. Below is high-level overview of Auswide Bank’s criteria:

Auswide Bank’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $5,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Auswide Bank branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Auswide Bank car loan

There are many additional factors Auswide Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use an Auswide Bank car loan for?

Examples of common loan purposes Auswide Bank will lend for:

Additional Auswide Bank car loan information

Auswide Bank’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $5,000 and $75,000, over terms between 0 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

Auswide Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Auswide Bank allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

Auswide Bank’s Used Car Loan requires an asset (typically, the vehicle) as security. For an unsecured car loan, consider Auswide Bank’s New Car Loan.