Bankwest Personal Loans | Bankwest Personal Loan Interest Rates - BestFind
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Bankwest Personal Loans

Bankwest opened their doors over 120 years as Agricultural Bank of Western Australia. In 2008 Bankwest joined the Commonwealth Bank Group. Bankwest more than 10 branches Australia wide, with a branch in many major capital cities.

Bankwest has two personal loan products and a car loan. Bankwest Unsecured Personal Loan and Flexible Personal Loan. The key features of Bankwest’s Unsecured Personal Loans include the option to borrow up to $50,000, option to make additional repayment and a competitive interest rate.

Bankwest’s negative an $8 monthly fee, the $195 application fee and a fee for early repayment.

Bankwest Personal loan approval time vary; some applications will be approved on the same day. If they require additional information, it anywhere between 2 and 5 business days.

Compare Bankwest Personal Loans

Looking to do home improvements, take a well-earned holiday or simply consolidate your outstanding debt? Whatever it is you’re dreaming about, make it happen sooner with our low rate Unsecured Personal Loan.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)3 Years

Maximum term (years)7 Years

Personal loan interest rates (base)11.99%

Personal loan comparison rate12.80%

Monthly repayments (approx)$338

Total repayments (approx)$12,198

Total interest repayments (approx)$2,198

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$195

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Other Fees & Information

Monthly fee$8

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$250

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone13 17 19

Data accurate as of4/04/2017

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Whatever it is you’re dreaming about, a Bankwest Flexible Personal Loan puts you in control. Pay it off early, make additional repayments and redraw additional repayments you’ve made all at no extra cost!

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)14.49%

Personal loan comparison rate15.51%

Monthly repayments (approx)$353

Total repayments (approx)$12,710

Total interest repayments (approx)$2,710

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$249

GO TO Bankwest

Other Fees & Information

Monthly fee$10

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone13 17 19

Data accurate as of4/04/2017

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)18 months

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/06/2018

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Did you know you can compare 100’s of personal loans? Browse, filter and save on our main personal loans comparison page.

Compare and review Bankwest personal loan rates

Bankwest personal loan purposes

You can borrow for almost any worthwhile purpose, and no, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purposes Bankwest will lend for:

Bankwest personal loan approval time

If you’re an existing Bankwest member you may have applications approved and funded on the same day. For more complex applications approval times vary between 2 and 5 working days.

Do you have an Bankwest personal loans calculator?

Yes. View the Bankwest Personal Loans calculator.

Bankwest personal loan application

If you’d like to apply online for an Bankwest personal loan, visit Bankwest’s website by clicking here.

Bankwest’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Bankwest’s lending criteria. Below is high-level overview of Bankwest’s criteria:

Bankwest personal loan requirements

  • Minimum age of 18
  • Earn a regular income
  • An Australian citizen or permanent resident

Information you’ll need to provide

Whether at the Bankwest branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • 2 forms of ID. Driver’s licence (if you have one) or other forms of ID, and a medicare card or passport (for new customers)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Bankwest

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Bankwest personal loan

There are many additional factors Bankwest consider when assessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Bankwest personal loan application status

If you have already applied for an Bankwest personal loan, you can check your application status by calling 13 17 19, 24/7.

Additional product information

Bankwest minimum and maximum personal loan amounts

You can borrow between $5,000 and $50,000.

Bankwest personal loan terms

Terms vary between 1 year and 7 years.

Bankwest repayment schedule

Bankwest allow weekly, fortnightly or monthly repayment.

Bankwest personal loan redraw facility

Bankwest’s Flexible Personal Loan gives you the option to redraw additional payments you may have made.

Bankwest Commercial

Bank less with Bankwest.

Other Bankwest products

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