BCU Personal Loans | Interest Rates & Fees - BestFind
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bcu personal loans

Compare bcu personal loans

A bcu Freedom personal loan makes getting your finances in order this year, easy

Overview

Minimum loan amount$4,000

Maximum loan amount$75,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)8.94%

Personal loan comparison rate9.85%

Monthly repayments (approx)$324

Total repayments (approx)$11,675

Total interest repayments (approx)$1,675

Rate typeVariable

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$200

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Other Fees & Information

Monthly fee$8

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored No

Telephone1300 228 228

Data accurate as of4/04/2017

GO TO bcu

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A bcu Freedom personal loan makes getting your finances in order this year, easy

Overview

Minimum loan amount$4,000

Maximum loan amount$75,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)8.94%

Personal loan comparison rate10.00%

Monthly repayments (approx)$325

Total repayments (approx)$11,733

Total interest repayments (approx)$1,733

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$250

GO TO bcu

Other Fees & Information

Monthly fee$8

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored No

Telephone1300 228 228

Data accurate as of4/04/2017

GO TO bcu

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)2 years

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/10/2018

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Did you know you can compare 100’s of personal loans? Browse, filter and save on our main personal loans comparison page.

Compare and review bcu personal loan rates

bcu personal loan purposes

You can borrow for almost any worthwhile purpose, and no, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purposes bcu will lend for:

bcu personal loan approval time

If you’re an existing bcu member you may have applications approved in 30 minutes. For more complex applications approval times vary between 2 and 5 working days.

Do you have an bcu personal loans calculator?

Yes. View the bcu Personal Loans calculator.

bcu personal loan application

If you’d like to apply online for an bcu personal loan, visit bcu’s website by clicking here.

bcu’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the bcu’s lending criteria. Below is high-level overview of bcu’s criteria:

bcu personal loan requirements

  • Minimum age of 18
  • Earn a regular income
  • An Australian citizen or permanent resident
  • You not have any outstanding defaults, judgements or are not an un-discharged bankruptee

Information you’ll need to provide

Whether at the bcu branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID, and a medicare card or passport (for new customers)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with bcu

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your bcu personal loan

There are many additional factors bcu consider when assessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

bcu personal loan application status

If you have already applied for an bcu personal loan, you can check your application status by calling 1300 653 555, during regular business hours.

Additional product information

bcu minimum and maximum personal loan amounts

You can borrow between $4,000 and $74,000.

bcu personal loan terms

Terms vary between 1 year and 5 years.

bcu repayment schedule

bcu allow weekly, fortnightly or monthly repayment.

bcu personal loan redraw facility

Yes. bcu’s personal loans give you the option to redraw additional payments you may have made.

Video about bcu banking

Faster. Simpler. Convenient. (We’re yet to meet a bank that would admit they’re: Slower. Complex. Inconvenient)

Other bcu products

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