BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au
attempts to make a wide range of products and providers available, it may not cover all the options available
to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or
inaccurate information obtained from a product provider. All product information comes from the product
provider or publicly available information and to the best of our knowledge is correct at time of publishing.
The information published on BestFind.com.au is general in nature only and does not consider your personal
objectives, financial situation or particular needs and is not recommending any particular product to you. If you
decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au.
BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any
financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.
Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.
Compare and review Coastline Credit Union personal loan rates
Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Coastline Credit Union personal loans, there are other important things to consider and understand, other than just Coastline Credit Union’s interest rates.
What personal loan options does Coastline Credit Union offer?
Coastline Credit Union has 3 personal loan products:
- Coastline Credit Union Personal Loan – Secured with Property Mortgage
- Coastline Credit Union Personal Loan – Secured with a Fixed Term Deposit
- Coastline Credit Union Personal Loan – Unsecured
View the above table for detailed product information and a comparison of the interest rates, fees and features.
You can also review and compare Coastline Credit Union car loans, Coastline Credit Union home loan and Coastline Credit Union credit cards.
Do you have a Coastline Credit Union personal loans calculator?
Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.
How to apply for a Coastline Credit Union Personal Loan?
If you’d like to apply online for a Coastline Credit Union personal loan, just scroll up and click on “Learn more” to be taken to Coastline Credit Union’s secure online application form. Before you apply, be sure to learn about Coastline Credit Union’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.
Coastline Credit Union’s personal loan eligibility criteria
Before you apply for a personal loan, be sure to understand and meet the Coastline Credit Union’s lending criteria. Below is high-level overview of Coastline Credit Union’s criteria:
Coastline Credit Union’s minimum requirements for a personal loan
- Minimum age of 18
- Earn a minimum of $15,000 per annum
- An Australian citizen, permanent resident or have a valid visa
Information you’ll need to provide
Whether at the Coastline Credit Union branch or online, make sure to have the following nearby:
- Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
- A list of your assets, expenses and liabilities
- Driver’s licence (if you have one) or other forms of ID
Are you self-employed?
If you’re self-employed, you will also need to provide:
- Financial statements for the last year
- Your most recent personal/business tax return
Other things to keeping mind when applying with Coastline Credit Union
- It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
- Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Coastline Credit Union personal loan
There are many additional factors Coastline Credit Union consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!
What can you use a Coastline Credit Union personal loan for?
You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.
Examples of common loan purpose Coastline Credit Union will lend for:
Additional product information
Coastline Credit Union’s minimum and maximum personal loan amounts and terms
You can borrow between $5,000 and $200,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.
Coastline Credit Union’s repayment schedule
Coastline Credit Union allow weekly, fortnightly or monthly repayment.
Extra repayment or early penalties
Coastline Credit Union allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.
Redraw facility
Coastline Credit Union’s Variable Rate Personal Loan gives you the option of being able to make redraws.