Coastline Credit Union Personal Loan Rates & Fees, Review & Compare - Best Find

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Coastline Credit Union Personal Loans

Personal Loan - Secured with Property Mortgage

Whether you are looking to go on a holiday or purchase a boat, we can help you access the funds you need now without the worry of high interest rates and fees.

Overview

Minimum loan amount$5,000

Maximum loan amount$200,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate5.29%

Comparison rate12.06%

Monthly repayments (approx)$307

Total repayments (approx)$11,053

Total interest repayments (approx)$1,053

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Encumberance/REVVS check fee$0

Application / establishment fee$200

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 36 1066

Data accurate as of5/04/2017

Comparison rate warning Comparison rate is calculated on an secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply.

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Personal Loan - Unsecured

Coastline's Unsecured Personal Loan is a competitive personal loan for those who don't want to secure their personal loan against a personal asset.

Overview

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate11.29%

Comparison rate12.69%

Monthly repayments (approx)$335

Total repayments (approx)$12,072

Total interest repayments (approx)$2,072

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$200

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 36 1066

Data accurate as of5/04/2017

Comparison rate warning Comparison rate is calculated on an unsecured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply.

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Personal Loan - Secured with a Fixed Term Deposit

Whether you are looking to go on a holiday or purchase a boat, we can help you access the funds you need now without the worry of high interest rates and fees

Overview

Minimum loan amount$5,000

Maximum loan amount$200,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate5.29%

Comparison rate6.65%

Monthly repayments (approx)$307

Total repayments (approx)$11,053

Total interest repayments (approx)$1,053

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Encumberance/REVVS check fee$0

Application / establishment fee$200

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 36 1066

Data accurate as of5/04/2017

Comparison rate warning Comparison rate is calculated on an secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply.

Hide info ˄

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Coastline Credit Union personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Coastline Credit Union personal loans, there are other important things to consider and understand, other than just Coastline Credit Union’s interest rates.

What personal loan options does Coastline Credit Union offer?

Coastline Credit Union has 3 personal loan products:

  • Coastline Credit Union Personal Loan – Secured with Property Mortgage
  • Coastline Credit Union Personal Loan – Secured with a Fixed Term Deposit
  • Coastline Credit Union Personal Loan – Unsecured

 

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Coastline Credit Union car loans, Coastline Credit Union home loan and Coastline Credit Union credit cards.

Do you have a Coastline Credit Union personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Coastline Credit Union Personal Loan?

If you’d like to apply online for a Coastline Credit Union personal loan, just scroll up and click on “Learn more” to be taken to Coastline Credit Union’s secure online application form. Before you apply, be sure to learn about Coastline Credit Union’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Coastline Credit Union’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Coastline Credit Union’s lending criteria. Below is high-level overview of Coastline Credit Union’s criteria:

Coastline Credit Union’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Coastline Credit Union branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Coastline Credit Union

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Coastline Credit Union personal loan

There are many additional factors Coastline Credit Union consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Coastline Credit Union personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Coastline Credit Union will lend for:

 

Additional product information

Coastline Credit Union’s minimum and maximum personal loan amounts and terms

You can borrow between $5,000 and $200,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Coastline Credit Union’s repayment schedule

Coastline Credit Union allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Coastline Credit Union allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Coastline Credit Union’s Variable Rate Personal Loan gives you the option of being able to make redraws.