SocietyOne Personal Loans, Interest Rates & Fees - Best Find

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Personal loan amount

Term of personal loan

Features

Loan type

Personal loan provider

SocietyOne Personal Loans

for $10,000 over 3 years
SocietyOne
7.50%
9.51%
$323.50

Personal Loan - 2 to 3 years - Tier 1

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We understand no two borrowers are the same. That’s why our rates are personalised to your credit history. The better your credit history, the lower your interest rate.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)2 Years

Maximum term (years)3 Years

Advertised rate7.50%

Comparison rate9.51%

Monthly repayments (approx)$323

Total repayments (approx)$11,646

Total interest repayments (approx)$1,646

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee3%-4%

GO TO SocietyOne

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored No

Telephone-

Data accurate as of18/01/2018

GO TO SocietyOne

Comparison rate warning

*Comparison based on a SocietyOne Tier 1 unsecured personal loan of $10,000 over 3 years. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

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SocietyOne
10.55%
13.44%
$339.08

Personal Loan - 2 to 3 years - Tier 2

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We understand no two borrowers are the same. That’s why our rates are personalised to your credit history. The better your credit history, the lower your interest rate.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)2 Years

Maximum term (years)3 Years

Advertised rate10.55%

Comparison rate13.44%

Monthly repayments (approx)$339

Total repayments (approx)$12,206

Total interest repayments (approx)$2,206

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4.25%

GO TO SocietyOne

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored No

Telephone-

Data accurate as of18/01/2018

GO TO SocietyOne

Comparison rate warning

*Comparison based on a SocietyOne Tier 2 unsecured personal loan of $10,000 over 3 years. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

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SocietyOne
11.50%
14.58%
$344.60

Personal Loan - 2 to 3 years - Tier 3

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We understand no two borrowers are the same. That’s why our rates are personalised to your credit history. The better your credit history, the lower your interest rate.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)2 Years

Maximum term (years)3 Years

Advertised rate11.50%

Comparison rate14.58%

Monthly repayments (approx)$344

Total repayments (approx)$12,405

Total interest repayments (approx)$2,405

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4.50%

GO TO SocietyOne

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored No

Telephone-

Data accurate as of18/01/2018

GO TO SocietyOne

Comparison rate warning

*Comparison based on a SocietyOne Tier 3 unsecured personal loan of $10,000 over 3 years. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

GO TO SocietyOne

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SocietyOne
13.96%
17.43%
$358.66

Personal Loan - 2 to 3 years - Tier 4

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We understand no two borrowers are the same. That’s why our rates are personalised to your credit history. The better your credit history, the lower your interest rate.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)2 Years

Maximum term (years)3 Years

Advertised rate13.96%

Comparison rate17.43%

Monthly repayments (approx)$358

Total repayments (approx)$12,911

Total interest repayments (approx)$2,911

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee5.00%

GO TO SocietyOne

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored No

Telephone-

Data accurate as of18/01/2018

GO TO SocietyOne

Comparison rate warning

*Comparison based on a SocietyOne Tier 4 unsecured personal loan of $10,000 over 3 years. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

GO TO SocietyOne

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RateSetter
8.16%
9.70%
$318.97

Personal Loan - 3 years

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Borrow from $2,001 up to $45,000. Terms from 6 months to 5 years, no early repayment fees.

Overview

Minimum loan amount$2,001

Maximum loan amount$45,000

Minimum term (years)6 months

Maximum term (years)5 Years

Advertised rate8.16%

Comparison rate9.70%

Monthly repayments (approx)$318

Total repayments (approx)$11,482

Total interest repayments (approx)$1,482

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee0.7%

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Other Fees & Information

Monthly fee$5

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$30

For debt consolidation?No

Sponsored Yes

Telephone1300 768 710

Data accurate as of1/02/2017

GO TO RateSetter

Comparison rate warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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RACV
9.95%
10.48%
$334.30

Unsecured Personal Loans

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From a big backyard patio extension or a brand new swimming pool, to a long-awaited retreat, to a tropical island and everything else in between, RACV secured personal loans can make your dreams happen sooner than you imagine.

Overview

Minimum loan amount$5,000

Maximum loan amount$35,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate9.95%

Comparison rate10.48%

Monthly repayments (approx)$334

Total repayments (approx)$12,034

Total interest repayments (approx)$2,034

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$368

GO TO RACV

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Early repayments fee$205

Missed payment fee$10

For debt consolidation?No

Sponsored Yes

Telephone13 15 60

Data accurate as of24/10/2017

GO TO RACV

Comparison rate warning

Comparison Rate calculated on a secured loan of $30,000 over a five year term based on monthly repayments. 

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ANZ
10.99%
11.87%
$332.58

ANZ Fixed Rate Personal Loan

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Our Fixed Rate Personal Loan gives you the certainty of knowing you’re protected from interest rate movements. You’ll always know how much your repayments are and how many repayments remain, which will help you budget.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate10.99%

Comparison rate11.87%

Monthly repayments (approx)$332

Total repayments (approx)$11,972

Total interest repayments (approx)$1,972

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$150

GO TO ANZ

Other Fees & Information

Monthly fee$10

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$680 pro-rata

Missed payment fee$20

For debt consolidation?Yes

Sponsored Yes

Telephone1800 801 485

Data accurate as of20/10/2017

GO TO ANZ

Comparison rate warning

This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO ANZ

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Compare 100s of personal loans

Did you know you can compare 100s of personal loans? Review, calculate interest rate repayments, apply online and save by visiting our main personal loans comparison page.

Compare and review SocietyOne personal loans

Looking to finance a new or used personal, van, truck or motorcycle? When comparing SocietyOne personal loans, there are other key facts to consider and understand, other than just SocietyOne’s interest rates.

What personal loan options are available?

SocietyOne has 1 personal loan product:

  • SocietyOne Low Interest Personal loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare SocietyOne personal loans.

Do you have a SocietyOne personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact SocietyOne directly.

How to apply for a SocietyOne personal loan?

If you’d like to apply online for a SocietyOne personal loan, just scroll up and click on “Learn more” to be taken to SocietyOne’s secure online application form. Before you apply, be sure to learn about SocietyOne’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the personal loan application.

SocietyOne’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the SocietyOne’s lending criteria. Below is high-level overview of SocietyOne’s criteria:

SocietyOne’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a personal or motorcycle for personal use
  • Minimum loan amount of $5,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the SocietyOne branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit personalds)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit personalds with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your SocietyOne personal loan

There are many additional factors SocietyOne consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a SocietyOne personal loan for?

Examples of common loan purposes SocietyOne will lend for:

Additional SocietyOne personal loan information

SocietyOne’s minimum and maximum personal loan amounts and terms

How much can you borrow? Between $5,000 and $50,000, over terms between 2 years and 5 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

SocietyOne allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

SocietyOne allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

SocietyOne’s Low Interest Personal Loan does not require an asset (typically, the vehicle) as security.