Hume Bank Personal Loans, Interest Rates & Fees - Best Find

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Hume Bank Personal Loans

for $10,000 over 3 years
Hume Bank
5.50%
5.67%
$305.73

Secured by Term Deposit

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Whether you want a new set of wheels, make some home improvements or finally take that trip around the world, we have personal loans with no monthly fees starting at just $2,000.

Overview

Minimum loan amount$2,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)5.50%

Personal loan comparison rate5.67%

Monthly repayments (approx)$305

Total repayments (approx)$11,006

Total interest repayments (approx)$1,006

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$125

GO TO Hume Bank

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?No

Sponsored No

Telephone1300 004 863

Data accurate as of6/04/2017

GO TO Hume Bank

Comparison rate warning

Comparison rates based on secured loan of $30,000 over 5 years with monthly repayments. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees, charges and lending criteria apply.

GO TO Hume Bank

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Hume Bank
6.95%
7.13%
$312.40

Secured Vehicle < 5 years

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Whether you want a new set of wheels, make some home improvements or finally take that trip around the world, we have personal loans with no monthly fees starting at just $2,000.

Overview

Minimum loan amount$2,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)6.95%

Personal loan comparison rate7.13%

Monthly repayments (approx)$312

Total repayments (approx)$11,246

Total interest repayments (approx)$1,246

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$125

GO TO Hume Bank

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?No

Sponsored No

Telephone1300 004 863

Data accurate as of6/04/2017

GO TO Hume Bank

Comparison rate warning

Comparison rates based on secured loan of $30,000 over 5 years with monthly repayments. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees, charges and lending criteria apply.

GO TO Hume Bank

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Hume Bank
7.95%
8.13%
$317.05

Secured Personal Loan

Expand info ˅

Whether you want a new set of wheels, make some home improvements or finally take that trip around the world, we have personal loans with no monthly fees starting at just $2,000.

Overview

Minimum loan amount$2,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)7.95%

Personal loan comparison rate8.13%

Monthly repayments (approx)$317

Total repayments (approx)$11,413

Total interest repayments (approx)$1,413

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$125

GO TO Hume Bank

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?Yes

Sponsored Yes

Telephone1300 004 863

Data accurate as of10/01/2018

GO TO Hume Bank

Comparison rate warning

*WARNING This comparison rate applies only to the example or examples given and is based on a loan amount of $30,000 over 5 years. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO Hume Bank

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Hume Bank
12.95%
13.14%
$340.91

Unsecured Personal Loan

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Whether you want a new set of wheels, make some home improvements or finally take that trip around the world, we have personal loans with no monthly fees starting at just $2,000.

Overview

Minimum loan amount$2,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)12.95%

Personal loan comparison rate13.14%

Monthly repayments (approx)$340

Total repayments (approx)$12,272

Total interest repayments (approx)$2,272

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$125

GO TO Hume Bank

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?Yes

Sponsored Yes

Telephone1300 004 863

Data accurate as of10/01/2018

GO TO Hume Bank

Comparison rate warning

*WARNING This comparison rate applies only to the example or examples given and is based on a loan amount of $30,000 over 5 years. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO Hume Bank

Hide info ˄

Now Finance
7.95%
9.42%
$325.91

Unsecured Personal Loan- Excellent

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)18 months

Maximum term (years)7 Years

Personal loan interest rates (base)7.95%

Personal loan comparison rate9.42%

Monthly repayments (approx)$325

Total repayments (approx)$11,732

Total interest repayments (approx)$1,732

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $395

GO TO Now Finance

Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$175 (first 6 months), $120 (6-12 months), $0 after 12 months

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/02/2018

GO TO Now Finance

Comparison rate warning

Comparison rates for all the above products are based on a loan of $30,000 over 5 years. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Now Finance

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SocietyOne
7.50%
9.51%
$323.50

Personal Loan - 2 to 3 years - Tier 1

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We understand no two borrowers are the same. That's why our rates are personalised to your credit history. The better your credit history, the lower your interest rate.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)2 Years

Maximum term (years)5 Years

Personal loan interest rates (base)7.50%

Personal loan comparison rate9.51%

Monthly repayments (approx)$323

Total repayments (approx)$11,646

Total interest repayments (approx)$1,646

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee3%-4%

GO TO SocietyOne

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone-

Data accurate as of18/01/2018

GO TO SocietyOne

Comparison rate warning

*Comparison based on a SocietyOne Tier 1 unsecured personal loan of $10,000 over 3 years. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

GO TO SocietyOne

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Hume Bank personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Hume Bank personal loans, there are other important things to consider and understand, other than just Hume Bank’s interest rates.

What personal loan options does Hume Bank offer?

Hume Bank has 4 personal loan products:

  • Hume Bank Unsecured Personal Loan
  • Hume Bank Secured By Term Deposit
  • Hume Bank Secured Vehicle < 5 Years
  • Hume Bank Secured Vehicle > 5 Years

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Hume Bank car loans, Hume Bank home loan and Hume Bank credit cards.

Do you have a Hume Bank personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Hume Bank Personal Loan?

If you’d like to apply online for a Hume Bank personal loan, just scroll up and click on “Learn more” to be taken to Hume Bank’s secure online application form. Before you apply, be sure to learn about Hume Bank’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Hume Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Hume Bank’s lending criteria. Below is high-level overview of Hume Bank’s criteria:

Hume Bank’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Hume Bank branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Hume Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Hume Bank personal loan

There are many additional factors Hume Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Hume Bank personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Hume Bank will lend for:

Additional product information

Hume Bank’s minimum and maximum personal loan amounts and terms

You can borrow between $2,000 and $80,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Hume Bank’s repayment schedule

Hume Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Hume Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Hume Bank’s Variable Rate Personal Loan gives you the option of being able to make redraws.