Latitude Financial Services Car Loans, Interest Rates & Fees - Best Find
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Latitude Car Loans

BestFind is a free, Australian-owned platform that allows you to compare personal loans from trusted Australian lenders, to consolidate debt or to finance worthwhile purchases. You can use the filter to narrow the options to meet your needs.

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It’s time to get yourself into gear with a car loan from Latitude. Whether you’re upgrading your car to make room for the kids or adding to the toys in the garage, we’ll put you in the driver’s seat sooner.


Application / establishment fees$295

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)8.99%

Car loan comparison rate10.09%

Monthly repayments (approx)$622

Total repayments (approx)$37,356

Total interest repayments (approx)$7,356

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$10.0

Other fees$0

Missed payment fee$40

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$750

Encumberance/REVVS check fee$0

For used vehiclesYes


Telephone13 28 26

Data accurate as of13.09.2017

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Comparison rate warning

Comparison rate based on a loan of $30,000 over 5 years. WARNING: These comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. If approved, we will confirm your actual interest rate in your loan contract.

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review Latitude Financial Services car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing Latitude Financial Services car loans, there are other key facts to consider and understand, other than just Latitude Financial Services’s interest rates.

What car loan options are available?

Latitude Financial Services has 1 car loan product:

  • Latitude Financial Services Car loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Latitude Financial Services personal loans and Latitude Financial Services credit cards.

Do you have a Latitude Financial Services car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact Latitude Financial Services directly.

How to apply for a Latitude Financial Services car loan?

If you’d like to apply online for a Latitude Financial Services car loan, just scroll up and click on “Learn more” to be taken to Latitude Financial Services’s secure online application form. Before you apply, be sure to learn about Latitude Financial Services’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Latitude Financial Services’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the Latitude Financial Services’s lending criteria. Below is high-level overview of Latitude Financial Services’s criteria:

Latitude Financial Services’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $5,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Latitude Financial Services branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Latitude Financial Services car loan

There are many additional factors Latitude Financial Services consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Latitude Financial Services car loan for?

Examples of common loan purposes Latitude Financial Services will lend for:

Additional Latitude Financial Services car loan information

Latitude Financial Services’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $5,000 and $80,000, over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

Latitude Financial Services allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Latitude Financial Services allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.


Latitude Financial Services’s Car Loan requires an asset (typically, the vehicle) as security.