Latitude Financial Services Personal Loan Rates & Fees, Review & Compare - Best Find

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Latitude Financial Services Personal Loans

Latitude Personal Loan

Looking to finance something special? Want a better big day, a bigger better boat or braces for the kids? Make better happen sooner with a Latitude Personal Loan.


Minimum loan amount$3,000

Maximum loan amountNo maximum

Minimum term (years)2 Years

Maximum term (years)7 Years

Advertised rate12.99%

Comparison rate14.20%

Monthly repayments (approx)$345

Total repayments (approx)$12,447

Total interest repayments (approx)$2,447

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$250

Other Fees & Information

Monthly fee$13

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$0

For debt consolidation?No

Sponsored No

Telephone13 28 26

Data accurate as of6/04/2017

Comparison rate warning Comparison rates for all the above products are based on a loan of $30,000 over 5 years. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Latitude Financial Services personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Latitude Financial Services personal loans, there are other important things to consider and understand, other than just Latitude Financial Services’s interest rates.

What personal loan options does Latitude Financial Services offer?

Latitude Financial Services has 1  personal loan product:

  • Latitude Personal Loan


View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Latitude Financial Services car loans and Latitude Financial Services credit cards.

Do you have a Latitude Financial Services personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Latitude Financial Services Personal Loan?

If you’d like to apply online for a Latitude Financial Services personal loan, just scroll up and click on “Learn more” to be taken to Latitude Financial Services’s secure online application form. Before you apply, be sure to learn about Latitude Financial Services’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Latitude Financial Services’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Latitude Financial Services’s lending criteria. Below is high-level overview of Latitude Financial Services’s criteria:

Latitude Financial Services’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Latitude Financial Services branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Latitude Financial Services

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Latitude Financial Services personal loan

There are many additional factors Latitude Financial Services consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Latitude Financial Services personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Latitude Financial Services will lend for:


Additional product information

Latitude Financial Services’s minimum and maximum personal loan amounts and terms

You can borrow between $3,000 and $80,000. Over terms between 2 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Latitude Financial Services’s repayment schedule

Latitude Financial Services allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Latitude Financial Services allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Latitude Financial Services’s Variable Rate Personal Loan gives you the option of being able to make redraws.