Transport Mutual Credit Union Car Loans, Interest Rates & Fees - BestFind
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Transport Mutual Credit Union Car Loans

BestFind is a free, Australian-owned platform that allows you to compare personal loans from trusted Australian lenders, to consolidate debt or to finance worthwhile purchases. You can use the filter to narrow the options to meet your needs.

Compare Car Loans

With a Transport Mutual Car Loan you can be driving away in no time.


Application / establishment fees$0

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.54%

Car loan comparison rate6.54%

Monthly repayments (approx)$587

Total repayments (approx)$35,253

Total interest repayments (approx)$5,253

Rate typeVariable

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes


Telephone(02) 8202 8555

Data accurate as of02.04.2017

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Comparison rate warning

This comparison rate is based on a secured loan of $30,000 loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

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Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review Transport Mutual Credit Union car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing Transport Mutual Credit Union car loans, there are other key facts to consider and understand, other than just Transport Mutual Credit Union’s interest rates.

What car loan options are available?

Transport Mutual Credit Union has 1 car loan product:

  • Transport Mutual Credit Union New Car loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Transport Mutual Credit Union home loans.

Do you have a Transport Mutual Credit Union car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact Transport Mutual Credit Union directly.

How to apply for a Transport Mutual Credit Union car loan?

If you’d like to apply online for a Transport Mutual Credit Union car loan, just scroll up and click on “Learn more” to be taken to Transport Mutual Credit Union’s secure online application form. Before you apply, be sure to learn about Transport Mutual Credit Union’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Transport Mutual Credit Union’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the Transport Mutual Credit Union’s lending criteria. Below is high-level overview of Transport Mutual Credit Union’s criteria:

Transport Mutual Credit Union’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $5,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Transport Mutual Credit Union branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Transport Mutual Credit Union car loan

There are many additional factors Transport Mutual Credit Union consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Transport Mutual Credit Union car loan for?

Examples of common loan purposes Transport Mutual Credit Union will lend for:

Additional Transport Mutual Credit Union car loan information

Transport Mutual Credit Union’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $5,000 and $50,000, over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

Transport Mutual Credit Union allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Transport Mutual Credit Union allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.


Transport Mutual Credit Union’s New Car Loan requires an asset (typically, the vehicle) as security.