Important disclosure

NRMA Car Loans

Compare car loans from NRMA, one of Australia’s largest motoring organisations. Explore the thrill of owning your car and hitting the road sooner than expected. With our NRMA car loan calculator, product table, and guide below, it’s easy to find a financial product that’s flexible and competitive in one go.

Calculate your repayments

Loan Amount



5 months


NRMA New Car Loan (Credit Score +832)

EST Monthly Repayment
Advertised Rate
Advert. Rate (p.a)
Comparison rate
There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.

NRMA Caravan Loan - New (Credit Score +832)

EST Monthly Repayment
Advertised Rate
Advert. Rate (p.a)
Comparison rate
Looking to buy a caravan for your next family holiday? Start with NRMA car loans and enjoy the freedom and flexibility of owning your own caravan. Check out our NRMA car loan advantage and turn your dream into a reality.

NRMA Used Car Loan (Credit Score +832)

EST Monthly Repayment
Advertised Rate
Advert. Rate (p.a)
Comparison rate
NRMA used car loans can help you get one step closer to owning your dream pre-loved car. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

results per page
What type of car loan are you looking for?

NRMA car loans – Compare finance for your new or used ride

The National Roads and Motorist’s Association (NRMA) might already have a landmark presence on the roadside assistance and insurance scene, having been around since 1920. But, NRMA also offers car loans that help spread the cost of a new or used set of wheels for Aussies from all walks of life. Are you also in the market for a new ride?

Here’s why you should consider NRMA car loans, what you get, and how to apply.

What are the features of NRMA car loans?

  • Loan amounts. These start from $5,000, or $15,000  for new vehicles, but borrowing capacity generally depends on your circumstances.
  • Loan terms. Repayment periods can last as long as seven years.
  • Security type. Generally, NRMA car loans are secured using your purchase or a vehicle that’s already in your ownership.
  • Interest rate type. NRMA car loans come with fixed rates. As a result, you’ll always have stable repayments for the duration of the loan.
  • Fees and charges. You’ll need to pay establishment fees and early termination fees.
  • Monthly repayments. You can use our NRMA car loan repayment calculator to find a monthly repayment best suited to your budget and needs.

Benefits of NRMA car loans

  • Fast funding – Pre-approval in just five business hours, and once approval happens, you receive cash on the next working day.
  • No monthly fees – This keeps your loan affordable and cost-effective.
  • Flexible loan terms and competitive rates – These ensure you always have affordable repayment options.
  • Excellent customer service – You get all the help you need to fast-track your application.
  • Repayment flexibility – Choose fortnightly or monthly repayments to match your schedule. You can also put up some extra repayments if you want to exit the loan early.
  • NRMA car loan member discount – You can get a discount of up to 1%. However, you don’t have to be a member to enjoy the benefits of NRMA car finance.
  • Refinancing options available – Applies when you need to replace an existing car loan with a better one.
  • Credit Protection Insurance – if you choose this option, you’re still covered when you fall ill, lose your job or meet with an accident.

What type of vehicle can you buy with NRMA vehicle finance?

With an NRMA car loan, you can easily slide behind the wheel or claim the driver’s seat of the following vehicle types:

  • New or used cars
  • Motorbikes
  • Caravans
  • Motorhomes

How do I apply for a car loan with NRMA?

Use our comparison table to apply for a product you want by clicking “Go to Site.” The application process is generally easy and fast and can take as little as ten minutes. As per standard lending criteria, you’ll need to be at least 18 years old and an Australian resident or permanent resident. In addition, you’ll be required to provide the following application details:

  • Income
  • Address
  • Identity
  • Financial statements if you’re self-employed

Popular car loan searches

View all popular car loans searches