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Now Finance Car Loans

As the name suggests, NOW Finance is all about getting you what you want now, including that new ride you’ve been dreaming of. So compare NOW Finance car loans and calculate repayments now, to get help with buying your next set of wheels.

Calculate repayments

Pay ZERO fees^ on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What’s more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. ^Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan.

Overview

Application / establishment fees$0

Minimum loan amount$15,000

Maximum loan amount$100,000

Minimum term1.5 years

Maximum term7 Years

Car loan interest rates (base)4.45%

Car loan comparison rate4.45%

Monthly repayments (approx)$558

Total repayments (approx)$33,516

Total interest repayments (approx)$3,516

Rate typeFixed

Secured or unsecuredYes

GO TO Now Finance

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of21/02/2021

GO TO Now Finance

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Pay ZERO fees^ on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $8,000-$50,000. What’s more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. ^Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Comparison rate can vary from 5.95% to 17.95%

Overview

Application / establishment fees$0

Minimum loan amount$8,000

Maximum loan amount$50,000

Minimum term1.5 years

Maximum term7 Years

Car loan interest rates (base)5.95%

Car loan comparison rate5.95%

Monthly repayments (approx)$579

Total repayments (approx)$34,757

Total interest repayments (approx)$4,757

Rate typeFixed

Secured or unsecuredUnsecured

GO TO Now Finance

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of21/02/2021

GO TO Now Finance

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Pay ZERO fees^ on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What’s more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. ^Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan.

Overview

Application / establishment fees$0

Minimum loan amount$15,000

Maximum loan amount$100,000

Minimum term1.5 years

Maximum term7 Years

Car loan interest rates (base)4.45%

Car loan comparison rate4.45%

Monthly repayments (approx)$558

Total repayments (approx)$33,516

Total interest repayments (approx)$3,516

Rate typeFixed

Secured or unsecuredYes

GO TO Now Finance

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of21/02/2021

GO TO Now Finance

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There's nothing quite like the thrill of buying a car, but one of the biggest challenges is finance. Ideally you'll want a car loan that offers flexibility and a low competitive rate, and is easy to apply for.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)4.99%

Car loan comparison rate5.69%

Monthly repayments (approx)$566

Total repayments (approx)$33,960

Total interest repayments (approx)$3,960

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

GO TO NRMA

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A quick and easy, 100% online application. No printing. No paper. No fuss. No monthly account keeping fees, no exit fees and no early repayment fees.

Overview

Application / establishment fees$250

Minimum loan amount$2,001

Maximum loan amount$75,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.35%

Car loan comparison rate5.65%

Monthly repayments (approx)$570

Total repayments (approx)$34,257

Total interest repayments (approx)$4,257

Rate typeFixed

Secured or unsecuredSecured

GO TO OurMoneyMarket

Other Fees & Information

Monthly fee$0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$27

For used vehiclesYes

SponsoredYes

Telephone1300 990 115

Data accurate as of30/04/2021

GO TO OurMoneyMarket

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NRMA used car loans can help you get one step closer to owning your dream pre-loved car.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.24%

Car loan comparison rate6.94%

Monthly repayments (approx)$583

Total repayments (approx)$35,000

Total interest repayments (approx)$5,000

Rate typeFixed

Secured or unsecuredSecured

GO TO NRMA

Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of12/08/2020

GO TO NRMA

Hide info -

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Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

What type of car loan are you looking for?

NOW Finance car loans – Get flexible vehicle finance online

NOW Finance offers a range of vehicle loans to keep you spoiled for choice. It all depends on whether you want a jet ski for a fun ride on the water, a motorcycle to cruise the highway, or just a car to get from here to there. Before making the final choice, check out what you need to know about NOW Finance car loans.

NOW Finance car loans at a glance

  • Loan amounts. Between $15,000 and $100,000
  • Loan terms. Range between 18 months and seven years
  • Interest rates. Range from 4.45 % p.a. to 15.45% p.a.
  • Pros. NOW Finance offers a no-fee loan. Therefore, there are no establishment fees, account keeping fees, or early repayment fees. Additionally, the fast online application only takes about 10 minutes, and there’ll be an Australian-based personal loan advisor to help you.
  • Cons. NOW Finance car loans don’t come with a redraw facility.

Types of vehicle loans offered by NOW Finance

  • Car finance. This includes unsecured loans (up to $50,000) and secured loans (up to $100,000).
  • Truck loans. This covers semi-trailers, flatbeds, tippers, road tankers, and other bigger vehicles.
  • Motorhome finance. Start an adventurous life by purchasing a caravan, motorhome, camper-van, or RV with this flexible option.
  • Motorcycle finance. A motorcycle or motor scooter provides an easy way to cruise the road, and you can do it sooner with this option.
  • Bike finance. You can purchase your bike quicker, whether it’s for commuting or recreation.
  • Boat finance. This option allows you to explore Australia’s waterways in your own leisure craft without worrying about expensive upfront costs.
  • Jet Ski finance. You can buy your own marine pleasure craft or water scooter instead of hiring.

Besides NOW Finance car loans, you can also choose a joint loan, which allows you to apply together with your partner to access exclusive benefits. Additionally, you can apply for secured and unsecured personal loans. Read about NOW Finance personal loans to find out more.

A closer look at NOW Finance car loan features

  • Personalised interest rate. NOW Finance uses your personal and financial information to offer you a fairer, personalised rate when you apply. Keep in mind NOW Finance only offers fixed interest rates, so your repayments will also be fixed.
  • Fewer fees and charges. NOW Finance doesn’t charge establishment fees, account keeping fees, or early repayment fees. However, default fees and other charges may apply if you don’t stick to your loan agreement.
  • Fast turnaround time. Once approved, getting the funds takes 24 to 48 business hours.
  • Weekly and fortnightly repayment options. Your repayment frequency can either be weekly or fortnightly. You can use our NOW Finance car loan calculator to get a quick estimate of how much you’ll pay per month.

Eligibility

  • Be at least 18 years old.
  • Be a permanent Australian resident.
  • Have no paid or unpaid defaults or active payday loans.
  • Have full-time or part-time employment or be self-employed for more than 24 months or casual employment for more than six months.
  • Must not have current bankruptcy or court judgement issues.
  • Must provide acceptable identification such as current Australian passport or driver’s licence or Medicare card

How to apply online

To apply for a NOW Finance car loan online, head up to our comparison table and click “Go to Site.” Keep in mind that NOW Finance allows you to include your Centrelink payments as a secondary source of income. Also, have the following documents and information handy before applying:

  • Front and back copies of your ID
  • Proof of employment and income, such as payslips or letter from your employer
  • Bank statements
  • Proof of address
  • Proof of rent and/or mortgage payments
  • Details of your other debts

Once you have applied, the approval process looks something like this:

  • NOW Finance confirms your eligibility
  • NOW Finance also checks your repayment capacity
  • Your ID is then checked to verify your identity
  • Last, you choose a bank account for receiving your money

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