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NOW Finance Car Loans

As the name suggests, NOW Finance is all about getting you what you want now, including that new ride you’ve been dreaming of. So compare NOW Finance car loans and calculate repayments now, to get help with buying your next set of wheels.

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Loan Amount



5 months

Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. Comparison rate can vary from 6.75% to 21.65% p.a.*
Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $8,000-$50,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. Comparison rate can vary from 6.75% to 26.95% p.a.* provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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What type of car loan are you looking for?

NOW Finance car loans – Get flexible vehicle finance online

NOW Finance offers a range of vehicle loans to keep you spoiled for choice. It all depends on whether you want a jet ski for a fun ride on the water, a motorcycle to cruise the highway, or just a car to get from here to there. Before making the final choice, check out what you need to know about NOW Finance car loans.

NOW Finance car loans at a glance

  • Loan amounts. Between $15,000 and $100,000
  • Loan terms. Range between 18 months and seven years
  • Pros. NOW Finance offers a no-fee loan. Therefore, there are no establishment fees, account keeping fees, or early repayment fees. Additionally, the fast online application only takes about 10 minutes, and there’ll be an Australian-based personal loan advisor to help you.
  • Cons. NOW Finance car loans don’t come with a redraw facility.

Types of vehicle loans offered by NOW Finance

  • Car finance. This includes unsecured loans (up to $50,000) and secured loans (up to $100,000).
  • Truck loans. This covers semi-trailers, flatbeds, tippers, road tankers, and other bigger vehicles.
  • Motorhome finance. Start an adventurous life by purchasing a caravan, motorhome, camper-van, or RV with this flexible option.
  • Motorcycle finance. A motorcycle or motor scooter provides an easy way to cruise the road, and you can do it sooner with this option.
  • Bike finance. You can purchase your bike quicker, whether it’s for commuting or recreation.
  • Boat finance. This option allows you to explore Australia’s waterways in your own leisure craft without worrying about expensive upfront costs.
  • Jet Ski finance. You can buy your own marine pleasure craft or water scooter instead of hiring.

Besides NOW Finance car loans, you can also choose a joint loan, which allows you to apply together with your partner to access exclusive benefits. Additionally, you can apply for secured and unsecured personal loans. Read about NOW Finance personal loans to find out more.

A closer look at NOW Finance car loan features

  • Personalised interest rate. NOW Finance uses your personal and financial information to offer you a fairer, personalised rate when you apply. Keep in mind NOW Finance only offers fixed interest rates, so your repayments will also be fixed.
  • Fewer fees and charges. NOW Finance doesn’t charge establishment fees, account keeping fees, or early repayment fees. However, default fees and other charges may apply if you don’t stick to your loan agreement.
  • Fast turnaround time. Once approved, getting the funds takes 24 to 48 business hours.
  • Weekly and fortnightly repayment options. Your repayment frequency can either be weekly or fortnightly. You can use our NOW Finance car loan calculator to get a quick estimate of how much you’ll pay per month.


  • Be at least 18 years old.
  • Be a permanent Australian resident.
  • Have no paid or unpaid defaults or active payday loans.
  • Have full-time or part-time employment or be self-employed for more than 24 months or casual employment for more than six months.
  • Must not have current bankruptcy or court judgement issues.
  • Must provide acceptable identification such as current Australian passport or driver’s licence or Medicare card

How to apply online

To apply for a NOW Finance car loan online, head up to our comparison table and click “Go to Site.” Keep in mind that NOW Finance allows you to include your Centrelink payments as a secondary source of income. Also, have the following documents and information handy before applying:

  • Front and back copies of your ID
  • Proof of employment and income, such as payslips or letter from your employer
  • Bank statements
  • Proof of address
  • Proof of rent and/or mortgage payments
  • Details of your other debts

Once you have applied, the approval process looks something like this:

  • NOW Finance confirms your eligibility
  • NOW Finance also checks your repayment capacity
  • Your ID is then checked to verify your identity
  • Last, you choose a bank account for receiving your money

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