BankVic Personal Loan Rates & Fees, Review & Compare - Best Find

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Personal loan amount

Term of personal loan

Features

Loan purpose

Personal loan provider

BankVic Personal Loans

for $10,000 over 3 years

Personal Loan Variable Unsecured

Whether it’s that home theatre, boat, furniture or computer that you’ve been thinking of, our personal loan can help make your dreams come true.

Overview

Minimum loan amount$3,000

Maximum loan amount$60,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate12.95%

Comparison rate13.58%

Monthly repayments (approx)$339

Total repayments (approx)$12,230

Total interest repayments (approx)$2,230

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$90

GO TO BankVic

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone13 63 73

Data accurate as of4/04/2017

GO TO BankVic

Comparison rate warning

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for the personal loan (unsecured) has been calculated on an unsecured loan amount of $10,000 over a term of 3 years. Comparison rate for the personal loan (secured) has been calculated on a secured loan amount of $10,000 over a term of 3 years.

GO TO BankVic

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Personal Loan Variable Secured

Whether it’s that home theatre, boat, furniture or computer that you’ve been thinking of, our personal loan can help make your dreams come true.

Overview

Minimum loan amount$3,000

Maximum loan amount$60,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate12.95%

Comparison rate13.58%

Monthly repayments (approx)$339

Total repayments (approx)$12,230

Total interest repayments (approx)$2,230

Rate typeVariable

Secured or unsecuredSecured

Encumberance/REVVS check fee$20

Application / establishment fee$90

GO TO BankVic

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone13 63 73

Data accurate as of4/04/2017

GO TO BankVic

Comparison rate warning

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for the personal loan (unsecured) has been calculated on an unsecured loan amount of $10,000 over a term of 3 years. Comparison rate for the personal loan (secured) has been calculated on a secured loan amount of $10,000 over a term of 3 years.

GO TO BankVic

Hide info ˄

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review BankVic personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing BankVic personal loans, there are other important things to consider and understand, other than just BankVic’s interest rates.

What personal loan options does BankVic offer?

BankVic has 2 personal loan products:

  • BankVic Personal Loan Variable Secured
  • BankVic Personal Loan Variable Unsecured

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare BankVic car loans, BankVic home loan and BankVic credit cards.

Do you have a BankVic personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a BankVic Personal Loan?

If you’d like to apply online for a BankVic personal loan, just scroll up and click on “Learn more” to be taken to BankVic’s secure online application form. Before you apply, be sure to learn about BankVic’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

BankVic’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the BankVic’s lending criteria. Below is high-level overview of BankVic’s criteria:

BankVic’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the BankVic branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with BankVic

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your BankVic personal loan

There are many additional factors BankVic consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a BankVic personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose BankVic will lend for:

Additional product information

BankVic’s minimum and maximum personal loan amounts and terms

You can borrow between $3,000 and $60,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

BankVic’s repayment schedule

BankVic allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

BankVic allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

BankVic’s Variable Rate Personal Loan gives you the option of being able to make redraws.