Bendigo Bank Personal Loans | Bendigo Bank Personal Interest Rates - BestFind
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Bendigo Bank Personal Loans

Bendigo Bank (also known as Bendigo and Adelaide Bank) was founded in 1858 as building society during the Victorian gold rush. Bendigo Bank has over 500 branches Australia wide.

There are 6 Bendigo Bank personal loan products, Secured and Unsecured Personal Loans, Green Loans and Student Loans. Bendigo Bank Personal Loans comes with terms between 1 and 7 years, a free redraw facility and the option to repay weekly, fortnight and monthly.

Negatives of the Bendigo Bank personal loans include the $5 monthly fee and $150 application fee.

Bendigo Bank Personal loan approval time vary, some application may be approved instantly whilst more complex application take between 2 and 5 business days.

Compare Bendigo Bank Personal Loans

A Green Personal Loan rewards you for your environmentally friendly purchases. With a secured personal loan option, suitable for ‘A’ rated vehicles emitting less than 130g of CO2 per kilometre or an unsecured personal loan for solar, hot water, grey water treatment systems or top energy saving white goods.

Overview

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)6.79%

Personal loan comparison rate7.21%

Monthly repayments (approx)$312

Total repayments (approx)$11,247

Total interest repayments (approx)$1,247

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$16

Application / establishment fee$150

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Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$20

Missed payment fee$30

For debt consolidation?No

Sponsored No

Telephone1300 236 344

Data accurate as of4/04/2017

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Perfect for buying a new or used vehicle, or to refinance an existing car loan.

Overview

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)7.79%

Personal loan comparison rate8.64%

Monthly repayments (approx)$317

Total repayments (approx)$11,420

Total interest repayments (approx)$1,420

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$16

Application / establishment fee$150

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Other Fees & Information

Monthly fee$5

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$20

Missed payment fee$30

For debt consolidation?Yes

Sponsored No

Telephone1300 236 344

Data accurate as of4/04/2017

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Perfect for your dream holiday or any number of needs where you don't offer security.

Overview

Minimum loan amount$2,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)12.79%

Personal loan comparison rate13.34%

Monthly repayments (approx)$341

Total repayments (approx)$12,281

Total interest repayments (approx)$2,281

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$150

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Other Fees & Information

Monthly fee$5

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$20

Missed payment fee$30

For debt consolidation?Yes

Sponsored No

Telephone1300 236 344

Data accurate as of4/04/2017

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)18 months

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/06/2018

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Did you know you can compare 100’s of personal loans? Browse, filter and save on our main personal loans comparison page.

Compare and review Bendigo Bank personal loan rates

Bendigo Bank personal loan purposes

You can borrow for almost any worthwhile purpose, and no, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purposes Bendigo Bank will lend for:

Bendigo Bank personal loan approval time

Bendigo Bank personal loan approval times vary. Some existing customer may have their application approved and funded on the same day, while other applications take between 2 and 5 working days.

Do you have an Bendigo Bank personal loans calculator?

Yes. View the Bendigo Bank Personal Loans calculator.

Bendigo Bank personal loan application

If you’d like to apply for an Bendigo Bank personal loan you can do some by clicking here.

Bendigo Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Bendigo Bank’s lending criteria. Below is high-level overview of Bendigo Bank’s criteria:

Bendigo Bank personal loan requirements

  • Minimum age of 18
  • Earn a regular income
  • An Australian citizen or permanent resident
  • Have a good credit history

Information you’ll need to provide

Wen applying at an Bendigo Bank branch, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying with Bendigo Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Bendigo Bank personal loan

There are many additional factors Bendigo Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Bendigo Bank personal loan application status

If you have already applied for an Bendigo Bank personal loan, you can check your application status by calling 1300 236 344, 8.30am to 5.00pm Victorian time, Monday to Friday.

Additional product information

Bendigo Bank minimum and maximum personal loan amounts

You can borrow between $2,000 and $100,000.

Bendigo Bank personal loan terms

Terms vary between 1 year and 7 years.

Bendigo Bank repayment schedule

Bendigo Bank allow weekly, fortnightly or monthly repayment.

Bendigo Bank personal loan redraw facility

Bendigo Bank’s does have a redraw facility.

Bendigo Bank video

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