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Bendigo Bank Personal Loans

Bendigo Bank offers an impressive range of personal loans of the secured and unsecured variety. Compare Bendigo Bank personal loans and estimate your repayments below – you can be sure to find something that works for your plans and budget.

Compare Bendigo Bank Personal Loans

Provider
Product Information
EST Monthly
Repayment
Advertised
Rate
Comparison
Rate
Sort loans by

Loan Amount

$10,000

Term

3 months

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Bendigo Bank

Green Secured Personal Loan

Green Secured Personal Loan
EST Monthly Repayment
$312.43 Inclusive of fees
EST Monthly Repayment
6.79%
Advert. Rate (p.a)
Comparison rate
7.21%
Comp. Rate (p.a.)
Go to site
A Green Personal Loan rewards you for your environmentally friendly purchases. With a secured personal loan option, suitable for ‘A' rated vehicles emitting less than 130g of CO2 per kilometre or an unsecured personal loan for solar, hot water, grey water treatment systems or top energy saving white goods.
Bendigo Bank

Secured Personal Loan

Secured Personal Loan
EST Monthly Repayment
$317.24 Inclusive of fees
EST Monthly Repayment
7.79%
Advert. Rate (p.a)
Comparison rate
8.64%
Comp. Rate (p.a.)
Go to site
Perfect for buying a new or used vehicle, or to refinance an existing car loan.
Bendigo Bank

Green Unsecured Personal Loan

Green Unsecured Personal Loan
EST Monthly Repayment
$336.11 Inclusive of fees
EST Monthly Repayment
11.79%
Advert. Rate (p.a)
Comparison rate
12.84%
Comp. Rate (p.a.)
Go to site
A Green Personal Loan rewards you for your environmentally friendly purchases. With a secured personal loan option, suitable for ‘A' rated vehicles emitting less than 130g of CO2 per kilometre or an unsecured personal loan for solar, hot water, grey water treatment systems or top energy saving white goods.
Bendigo Bank

Unsecured Personal Loan

Unsecured Personal Loan
EST Monthly Repayment
$341.14 Inclusive of fees
EST Monthly Repayment
12.79%
Advert. Rate (p.a)
Comparison rate
14.89%
Comp. Rate (p.a.)
Go to site
Perfect for your dream holiday or any number of needs where you don't offer security.
Featured
OurMoneyMarket

Low-Rate Personal Loan - Excellent Credit - Zero Fee

Low-Rate Personal Loan - Excellent Credit - Zero Fee
EST Monthly Repayment
$306.81 Inclusive of fees
EST Monthly Repayment
6.57%
Advert. Rate (p.a)
Comparison rate
6.57%
Comp. Rate (p.a.)
GO TO SITE
OurMoneyMarket are a multi-award winning Aussie finance provider offering simple, fixed, low-rate loans from $2,000 to $75,000, plus free extra repayments and free early exits. Apply online to get a quote in minutes and funds as soon as the next day.
Featured
Plenti

Unsecured Personal Loan - Exceptional Credit

Unsecured Personal Loan - Exceptional Credit
EST Monthly Repayment
$306.81 Inclusive of fees
EST Monthly Repayment
6.57%
Advert. Rate (p.a)
Comparison rate
6.57%
Comp. Rate (p.a.)
GO TO SITE
Borrow from $5,000 to $50,000 with a low interest personal loan. Choose a loan term between 3 - 7 years with $0 monthly fees. Get a rate estimate in as little as 60 seconds with no impact on your credit score.
Featured
Now Finance

NOW Finance Unsecured No Fee Personal Loan

NOW Finance Unsecured No Fee Personal Loan
EST Monthly Repayment
$307.63 Inclusive of fees
EST Monthly Repayment
6.75%
Advert. Rate (p.a)
Comparison rate
6.75%
Comp. Rate (p.a.)
GO TO SITE
Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $8,000-$50,000. What's more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. Comparison rate can vary from 6.75% to 26.95% p.a.*
Featured
Liberty

Unsecured Personal Loan - Excellent Credit

Unsecured Personal Loan - Excellent Credit
EST Monthly Repayment
$309.87 Inclusive of fees
EST Monthly Repayment
7.24%
Advert. Rate (p.a)
Comparison rate
7.24%
Comp. Rate (p.a.)
GO TO SITE
Loans for free thinkers. Starting out or starting over? Get fast access to the funds you need.
Featured
Harmoney

Unsecured Personal Loan - Excellent Credit

Unsecured Personal Loan - Excellent Credit
EST Monthly Repayment
$320.56 Inclusive of fees
EST Monthly Repayment
5.76%
Advert. Rate (p.a)
Comparison rate
6.65%
Comp. Rate (p.a.)
GO TO SITE
Get what you want, without breaking the bank. Fast, easy & 100% online. Borrow up to $70,000 unsecured. No hidden fees or early repayment penalties. Harmoney's unsecured interest rates range from 5.76% p.a. to 24.03% p.a.

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Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 20.89% p.a. Total interest repayments vary between $1,387 and $4,165 over the life of the loan. *Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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What type of loan are you looking for?

Bendigo Bank personal loans – Pick & choose from many options

Bendigo Bank is part of the Bendigo and Adelaide Bank Group, which dates back more than 160 years. The story starts off with two building societies, Bendigo in Victoria and Adelaide in South Australia. Today, after a 2007 merger, their combined strengths have yielded some impressive results: 1,9 million Aussie customers in over 500 locations and more than 7,000 employees.

Besides financial products like credit cards and home loans, Bendigo Bank also offers a wide range of personal loans that you can sign up for online in under 20 minutes. Here’s what you need to know about Bendigo Bank personal loans before applying.

Types of loans offered by Bendigo Bank

Bendigo and Adelaide Bank offers the following types of secured and unsecured personal loans at the time of writing:

  • Secured personal loan. You can borrow to buy a new or used car or refinance an existing car loan at a rate of 7.79%.
  • Unsecured personal loan. This is a versatile option suitable for weddings, holidays, and other things. You get a rate of 12.79%.
  • Secured student personal loan. Higher education students and apprentices can finance their new or used ride or refinance an existing car loan at a low rate of 6.79%.
  • Unsecured student personal loan. Also designed for higher education students and apprentices, this option comes with a rate of 9.99%. It can be used to cover many needs, such as holidays and study expenses.
  • Secured green personal loan. For borrowers planning to hit the road while going green, Bendigo Bank offers a rate of 6.79%. You must be purchasing an “A” rated vehicle that emits less than 130g of CO2 per km.
  • Unsecured green personal loan. Bendigo Bank says this product is suitable for environmentally friendly products such as solar power systems, solar hot water, and energy saving white goods. The rate is set at 11.79%.

If you’re interested in financing your car purchase with Bendigo Bank you can find more details about the process in our Bendigo Bank car loan guide.

A closer look at Bendigo Bank personal loan features

  • Bendigo Bank only offers fixed rates for all their products. That means your repayments are also fixed, which allows you to budget for future instalments without the threat of interest rate rises.
  • You can make weekly, fortnightly, and monthly repayments, depending on your income flow. Our Bendigo Bank personal loan calculator is available if you wish to estimate your monthly repayments.
  • Loan terms range from 1-7 years, while loan amounts start from $2,000.
  • There’s no limit on additional repayments for borrowers looking to clear their debt ahead of schedule. Additionally, you can use the redraw facility to get back your extra repayments at any time.

Fees and charges

Lending fees may include the following:

  • Application fee -$150
  • Monthly service fee – $5
  • Early repayment fees – $20
  • Default fee – $35

Please note that while there’s no redraw fee or fixed break costs, other charges like document and security processing fees may also apply.

Pros

  • Simple online application. When you choose the product you want, completing the form only takes between 10 and 20 minutes.
  • Quick response. Once you submit your application, you get a response within 48 hours.
  • Flexible options. You can choose a repayment frequency that suits you, make unlimited extra repayments, use a redraw facility, or opt for unsecured or secured credit, plus more.

Cons

  • Rates are not as competitive. Compared with what other lenders offer, Bendigo Bank personal loan rates are not the lowest.
  • There are fees attached. Paying more fees means your loan will cost more.

How to qualify

Applying for a personal loan from Bendigo Bank requires the following:

  • Be at least 18 years of age.
  • Be an Australian citizen or permanent resident.
  • Have a regular income
  • You must not be bankrupt or facing financial hardship.
  • You must plan to use the money for personal use only.

Applying for a Bendigo and Adelaide Bank personal loan

Make sure you have the following ready before starting your online application:

  • Personal identification such as a driver’s licence or passport
  • Details about your income, employment, assets, living expenses, and debts

When you’re ready, click “Go to Site” in the table above. Once you hand in your application, Bendigo Bank will be in touch as soon as possible.

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Bestfind.com.au provides factual information in relation to financial products. While Bestfind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestfind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestfind.com.au. Bestfind.com.au recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestfind.com.au’s Terms of Use and Services Guide.

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