Beyond Bank Personal Loans | Compare Rates, Fees & Reviews - Best Find

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Personal loan amount

Term of personal loan

Features

Loan type

Personal loan provider

Beyond Bank Personal Loans

for $10,000 over 3 years
Beyond Bank
7.99%
8.62%
$318.96

Low Rate Loan

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With a Low Rate Personal Loan, it’s easier to make your dreams come true. Offering a super-low interest rate and minimal fees, our low interest loan helps you get your plans into gear.

Overview

Minimum loan amount$5,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)7.99%

Personal loan comparison rate8.62%

Monthly repayments (approx)$318

Total repayments (approx)$11,482

Total interest repayments (approx)$1,482

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$25

Application / establishment fee$175

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Other Fees & Information

Monthly fee$5

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?No

Sponsored No

Telephone13 25 85

Data accurate as of5/04/2017

GO TO Beyond Bank

Comparison rate warning

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Beyond Bank
8.89%
8.89%
$317.49

No Fee Personal Loan

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A No Fee Personal Loan offers an attractive fixed interest rate, so your repayments stay the same for the life of the loan. Relax and budget with confidence.

Overview

Minimum loan amount$10,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)8.89%

Personal loan comparison rate8.89%

Monthly repayments (approx)$317

Total repayments (approx)$11,429

Total interest repayments (approx)$1,429

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$0

GO TO Beyond Bank

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?No

Sponsored No

Telephone13 25 85

Data accurate as of5/04/2017

GO TO Beyond Bank

Comparison rate warning

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO Beyond Bank

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Beyond Bank
13.45%
13.71%
$345.05

Flexi Personal Loan

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With the choice of fixed or variable interest rate, the Flexi Personal Loan gives you maximum flexibility.

Overview

Minimum loan amount$5,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)13.45%

Personal loan comparison rate13.71%

Monthly repayments (approx)$345

Total repayments (approx)$12,421

Total interest repayments (approx)$2,421

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

GO TO Beyond Bank

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?Yes

Sponsored No

Telephone13 25 85

Data accurate as of5/04/2017

GO TO Beyond Bank

Comparison rate warning

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO Beyond Bank

Hide info ˄

SocietyOne
7.50%
9.51%
$323.50

Personal Loan - 2 to 3 years - Tier 1

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We understand no two borrowers are the same. That's why our rates are personalised to your credit history. The better your credit history, the lower your interest rate.

Overview

Minimum loan amount$5,000

Maximum loan amount$50,000

Minimum term (years)2 Years

Maximum term (years)5 Years

Personal loan interest rates (base)7.50%

Personal loan comparison rate9.51%

Monthly repayments (approx)$323

Total repayments (approx)$11,646

Total interest repayments (approx)$1,646

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee3%-4%

GO TO SocietyOne

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone-

Data accurate as of18/01/2018

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Comparison rate warning

*Comparison based on a SocietyOne Tier 1 unsecured personal loan of $10,000 over 3 years. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

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Now Finance
8.95%
10.42%
$330.73

Unsecured Personal Loan- Excellent

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)18 months

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.42%

Monthly repayments (approx)$330

Total repayments (approx)$11,906

Total interest repayments (approx)$1,906

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $395

GO TO Now Finance

Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$175 (first 6 months), $120 (6-12 months), $0 after 12 months

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/02/2018

GO TO Now Finance

Comparison rate warning

Comparison rates for all the above products are based on a loan of $30,000 over 5 years. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

GO TO Now Finance

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Beyond Bank personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Beyond Bank personal loans, there are other important things to consider and understand, other than just Beyond Bank’s interest rates.

What personal loan options does Beyond Bank offer?

Beyond Bank has 2 personal loan products:

  • Beyond Bank No Fee Personal Loan
  • Beyond Bank Flexi Personal Loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Beyond Bank car loans, Beyond Bank home loan and Beyond Bank credit cards.

Do you have a Beyond Bank personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Beyond Bank Personal Loan?

If you’d like to apply online for a Beyond Bank personal loan, just scroll up and click on “Learn more” to be taken to Beyond Bank’s secure online application form. Before you apply, be sure to learn about Beyond Bank’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Beyond Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Beyond Bank’s lending criteria. Below is high-level overview of Beyond Bank’s criteria:

Beyond Bank’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Beyond Bank branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Beyond Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Beyond Bank personal loan

There are many additional factors Beyond Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Beyond Bank personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Beyond Bank will lend for:

Additional product information

Beyond Bank’s minimum and maximum personal loan amounts and terms

You can borrow between $10,000 and $80,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Beyond Bank’s repayment schedule

Beyond Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Beyond Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Beyond Bank’s Variable Rate Personal Loan gives you the option of being able to make redraws.