Beyond Bank Personal Loans | Beyond Bank Personal Interest Rates - BestFind
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Beyond Bank Personal Loans

Beyond Bank is customer owned bank based in SA, the ACT, WA and NSW. Beyond Bank has over 40 branches Australia wide, is part of the RediATM network and services over 240,000 members.

There are 5 Beyond Bank personal loan products, catering to all sorts of needs. Beyond Bank has a No Fee personal loan, for personal loans over $10,000. They offer two types of line of credit, a standard line of credit where principal and interest need to be repaid monthly and an interest only line of credit called Wealth Accumulation Account. There’s also a Low Rate (fixed interest) and a Flexible personal loan.

So loans have application fees while other do not, each loan is unique, so be sure to review the products in the table below.

Beyond Bank Personal loan approval time vary, some application may be approved instantly whilst more complex application take between 2 and 5 business days.

Compare Beyond Bank Personal Loans

A No Fee Personal Loan offers an attractive fixed interest rate, so your repayments stay the same for the life of the loan. Relax and budget with confidence.

Overview

Minimum loan amount$10,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)8.89%

Personal loan comparison rate8.89%

Monthly repayments (approx)$317

Total repayments (approx)$11,429

Total interest repayments (approx)$1,429

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$0

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Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?No

Sponsored No

Telephone13 25 85

Data accurate as of5/04/2017

GO TO Beyond Bank

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With a Low Rate Personal Loan, it’s easier to make your dreams come true. Offering a super-low interest rate and minimal fees, our low interest loan helps you get your plans into gear.

Overview

Minimum loan amount$5,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)7.99%

Personal loan comparison rate8.62%

Monthly repayments (approx)$318

Total repayments (approx)$11,482

Total interest repayments (approx)$1,482

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$25

Application / establishment fee$175

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Other Fees & Information

Monthly fee$5

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?No

Sponsored No

Telephone13 25 85

Data accurate as of5/04/2017

GO TO Beyond Bank

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With the choice of fixed or variable interest rate, the Flexi Personal Loan gives you maximum flexibility.

Overview

Minimum loan amount$5,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)13.45%

Personal loan comparison rate13.71%

Monthly repayments (approx)$345

Total repayments (approx)$12,421

Total interest repayments (approx)$2,421

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

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Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?Yes

Sponsored No

Telephone13 25 85

Data accurate as of5/04/2017

GO TO Beyond Bank

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)18 months

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/06/2018

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Did you know you can compare 100’s of personal loans? Browse, filter and save on our main personal loans comparison page.

Compare and review Beyond Bank personal loan rates

Beyond Bank personal loan purposes

You can borrow for almost any worthwhile purpose, and no, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purposes Beyond Bank will lend for:

Beyond Bank personal loan approval time

Beyond Bank personal loan approval times vary. Some existing customer may have their application approved and funded on the same day, while other applications take between 2 and 5 working days.

Do you have an Beyond Bank personal loans calculator?

Yes. View the Beyond Bank Personal Loans calculator.

Beyond Bank personal loan application

If you’d like to apply for an Beyond Bank personal loan you can do some by clicking here.

Beyond Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Beyond Bank’s lending criteria. Below is high-level overview of Beyond Bank’s criteria:

Beyond Bank personal loan requirements

  • Minimum age of 18
  • Earn a regular income
  • An Australian citizen or permanent resident
  • Have a good credit history

Information you’ll need to provide

Wen applying at an Beyond Bank branch, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Beyond Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Beyond Bank personal loan

There are many additional factors Beyond Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Beyond Bank personal loan application status

If you have already applied for an Beyond Bank personal loan, you can check your application status by calling 13 25 85, Monday to Friday 8.00am – 8.00pm, Saturday 9.00 – 3.00pm ACST..

Additional product information

Beyond Bank minimum and maximum personal loan amounts

You can borrow between $5,000 and $100,000. Amounts vary between different personal loans.

Beyond Bank personal loan terms

Terms vary between 1 year and 7 years.

Beyond Bank repayment schedule

Beyond Bank allow weekly, fortnightly or monthly repayment.

Beyond Bank personal loan redraw facility

Beyond Bank’s does have a redraw facility.

Beyond Bank video

What does it mean to go beyond? There’s only one way to find out.

Other Beyond Bank products

You can also review and compare: