CUA Personal Loan Rates & Fees, Review & Compare - Best Find

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Cua Personal Loans

CUA Discount Variable Personal Loan

With a CUA Variable Rate Personal Loan you can seize the moment with a competitive interest rate and flexible repayment options.

Overview

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate10.89%

Comparison rate10.89%

Monthly repayments (approx)$326

Total repayments (approx)$11,767

Total interest repayments (approx)$1,767

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$0

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone133 282

Data accurate as of5/04/2017

Comparison rate warning Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates are for unsecured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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CUA Discount Fixed Personal Loan

A CUA Fixed Rate Personal Loan offers peace of mind knowing your repayments won’t change over the life of your loan.

Overview

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate10.99%

Comparison rate10.99%

Monthly repayments (approx)$327

Total repayments (approx)$11,784

Total interest repayments (approx)$1,784

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$0

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone133 282

Data accurate as of5/04/2017

Comparison rate warning Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates are for unsecured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review CUA personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing CUA personal loans, there are other important things to consider and understand, other than just CUA’s interest rates.

What personal loan options does CUA offer?

CUA has 2 personal loan products:

  • CUA Discount Fixed Rate Personal Loan
  • CUA Discount Variable Rate Personal Loan

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare CUA car loans and CUA home loan.

Do you have a CUA personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a CUA Personal Loan?

If you’d like to apply online for a CUA personal loan, just scroll up and click on “Learn more” to be taken to CUA’s secure online application form. Before you apply, be sure to learn about CUA’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

CUA’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the CUA’s lending criteria. Below is high-level overview of CUA’s criteria:

CUA’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the CUA branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with CUA

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your CUA personal loan

There are many additional factors CUA consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a CUA personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose CUA will lend for:

 

Additional product information

CUA’s minimum and maximum personal loan amounts and terms

You can borrow between $1,000 and $100,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

CUA’s repayment schedule

CUA allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

CUA allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

CUA’s Variable Rate Personal Loan gives you the option of being able to make redraws.