Compare CUA Car Loans & Interest Rates - Best Find

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Car loan amount

Term of car loan

Features

Type of vehicle loan

Car finance provider

Cua Car Loans

Secured Fixed Car Loan

For new and used vehicles up to 7 years old you can enjoy the freedom of a new car with comparison rates from a low 6.92% per annum

Overview

Minimum loan amount$5,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate6.79%

Comparison rate6.79%

Monthly repayments (approx)$307

Total repayments (approx)$11,081

Total interest repayments (approx)$1,081

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$0

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$90

For used vehiclesNo

SponsoredNo

Telephone133 282

Data accurate as of13.09.2017

Comparison warning Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review CUA car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing CUA car loans, there are other key facts to consider and understand, other than just CUA’s interest rates.

What car loan options are available?

CUA has 1 car loan product:

  • CUA Fixed Rate Car loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare CUA personal loans and CUA home loans.

Do you have a CUA car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact CUA directly.

How to apply for a CUA car loan?

If you’d like to apply online for a CUA car loan, just scroll up and click on “Learn more” to be taken to CUA’s secure online application form. Before you apply, be sure to learn about CUA’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

CUA’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the CUA’s lending criteria. Below is high-level overview of CUA’s criteria:

CUA’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $10,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the CUA branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your CUA car loan

There are many additional factors CUA consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a CUA car loan for?

Examples of common loan purposes CUA will lend for:

Additional CUA car loan information

CUA’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $10,000 and $100,000, over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

CUA allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

CUA allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

CUA’s Fixed Rate Car loan requires an asset (typically, the vehicle) as security.