Northern Beaches CU Personal Loan Interest Rates & Fees - Best Find

Filter Results


Personal loan amount

Term of personal loan

Features

Loan purpose

Personal loan provider

Northern Beaches Credit Union Personal Loans

for $10,000 over 3 years

Fixed Personal Loan

Northern Beaches Credit Union offers fixed rate personal loans between $5,000 and $35,000 for any worthwhile purpose. And with fixed rates you can be sure your repayments won't change.

Overview

Minimum loan amount$5,000

Maximum loan amount$35,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Advertised rate13.49%

Comparison rate13.78%

Monthly repayments (approx)$345

Total repayments (approx)$12,453

Total interest repayments (approx)$2,453

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$195

GO TO Northern Beaches Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored No

Telephone1300 13 19 64

Data accurate as of9/04/2016

GO TO Northern Beaches Credit Union

Comparison rate warning

The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO Northern Beaches Credit Union

Hide info ˄

Variable Personal Loan

Need money for a holiday, a boat, or simply to consolidate some debt? Our Northern Beaches Credit Union variable personal loans may be for you.

Overview

Minimum loan amount$5,000

Maximum loan amount$35,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Advertised rate13.49%

Comparison rate13.78%

Monthly repayments (approx)$345

Total repayments (approx)$12,453

Total interest repayments (approx)$2,453

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$195

GO TO Northern Beaches Credit Union

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$25

For debt consolidation?Yes

Sponsored No

Telephone1300 13 19 64

Data accurate as of9/04/2016

GO TO Northern Beaches Credit Union

Comparison rate warning

The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

GO TO Northern Beaches Credit Union

Hide info ˄

results per page

BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Northern Beaches CU personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Northern Beaches CU personal loans, there are other important things to consider and understand, other than just Northern Beaches CU’s interest rates.

What personal loan options does Northern Beaches CU offer?

Northern Beaches CU has 2 personal loan products:

  • Northern Beaches CU Fixed Rate Personal Loan
  • Northern Beaches CU Variable Rate Personal Loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Northern Beaches CU car loans and Northern Beaches CU home loan.

Do you have a Northern Beaches CU personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Northern Beaches CU Personal Loan?

If you’d like to apply online for a Northern Beaches CU personal loan, just scroll up and click on “Learn more” to be taken to Northern Beaches CU’s secure online application form. Before you apply, be sure to learn about Northern Beaches CU’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Northern Beaches CU’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Northern Beaches CU’s lending criteria. Below is high-level overview of Northern Beaches CU’s criteria:

Northern Beaches CU’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Northern Beaches CU branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Northern Beaches CU

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Northern Beaches CU personal loan

There are many additional factors Northern Beaches CU consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Northern Beaches CU personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Northern Beaches CU will lend for:

Additional product information

Northern Beaches CU’s minimum and maximum personal loan amounts and terms

You can borrow between $1,000 and $35,000. Over terms between 1 year and 5 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Northern Beaches CU’s repayment schedule

Northern Beaches CU allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Northern Beaches CU allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Northern Beaches CU’s Variable Rate Personal Loan gives you the option of being able to make redraws.