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Community First Credit Union Car Loan

Compare CFCU car loan repayments for

Company
Advertised
Rate
Comparison
Rate
Monthly
Repayment

Car loan - Fixed

Community First Credit Union
Car loan - Fixed
5.34% Advertised Rate (p.a)
6.10% Comparison Rate (p.a.)
$570.82 Monthly Repayment
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An award winning Car Loan is a great secured loan available for registrable vehicles that are brand new or up to 5 years old including cars (demonstrator vehicles eligible), motorbikes, caravans, boats and jet skis. There is an ERF on the fixed interest rate ($10 per month for the remaining term).

Overview

Application / establishment fees$195

Minimum loan amount$10,000

Maximum loan amount$60,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.34%

Car loan comparison rate6.10%

Monthly repayments (approx)$570

Total repayments (approx)$34,249

Total interest repayments (approx)$4,249

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$5.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$100

For used vehiclesYes

SponsoredNo

Telephone1300 13 22 77

Data accurate as of07.09.2021

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Car loan - Variable

Community First Credit Union
Car loan - Variable
5.34% Advertised Rate (p.a)
6.10% Comparison Rate (p.a.)
$570.82 Monthly Repayment
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View fees & additional info +

An award winning Car Loan is a great secured loan available for registrable vehicles that are brand new or up to 5 years old including cars (demonstrator vehicles eligible), motorbikes, caravans, boats and jet skis.

Overview

Application / establishment fees$195

Minimum loan amount$10,000

Maximum loan amount$60,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)5.34%

Car loan comparison rate6.10%

Monthly repayments (approx)$570

Total repayments (approx)$34,249

Total interest repayments (approx)$4,249

Rate typeVariable

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$5.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$100

For used vehiclesNo

SponsoredNo

Telephone1300 13 22 77

Data accurate as of07.09.2021

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Featured car loans

NOW Finance Secured No Fee Personal Loan - Excellent

Now Finance
NOW Finance Secured No Fee Personal Loan - Excellent
4.45% Advertised Rate (p.a)
4.45% Comparison Rate (p.a.)
$558.61 Monthly Repayment
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Pay ZERO fees on all loans with NOW Finance. That's right - no establishment fee, no monthly fees, no early payout fee on all loans between $15,000-$100,000. What’s more, get your guaranteed, tailored interest rate in two minutes without impacting your credit score. Comparison rate can vary from 4.45% to 17.45% p.a.*

Overview

Application / establishment fees$0

Minimum loan amount$15,000

Maximum loan amount$100,000

Minimum term1.5 years

Maximum term7 Years

Car loan interest rates (base)4.45%

Car loan comparison rate4.45%

Monthly repayments (approx)$558

Total repayments (approx)$33,516

Total interest repayments (approx)$3,516

Rate typeFixed

Secured or unsecuredYes

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Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$35

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Exit / early repayment feeYes

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 275 669

Data accurate as of13.05.2022

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NRMA Used Car Loan

NRMA
NRMA Used Car Loan
6.99% Advertised Rate (p.a)
7.68% Comparison Rate (p.a.)
$593.89 Monthly Repayment
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NRMA used car loans can help you get one step closer to owning your dream pre-loved car.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Car loan interest rates (base)6.99%

Car loan comparison rate7.68%

Monthly repayments (approx)$593

Total repayments (approx)$35,633

Total interest repayments (approx)$5,633

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleFortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$205 or 2% of outstanding balance (whichever the greater) at the time the final payout is made. Applies in the first three quarters of the original loan term only.

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 732 398

Data accurate as of20.06.2022

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Plenti Car Loans - Excellent Credit

Plenti
Plenti Car Loans - Excellent Credit
6.99% Advertised Rate (p.a)
7.55% Comparison Rate (p.a.)
$593.89 Monthly Repayment
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An award-winning, low interest car loan with no ongoing fees. Get your rate in 60 seconds and shop for your new ride with confidence.

Overview

Application / establishment fees$399

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term3 years

Maximum term7 years

Car loan interest rates (base)6.99%

Car loan comparison rate7.55%

Monthly repayments (approx)$593

Total repayments (approx)$35,633

Total interest repayments (approx)$5,633

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$25

Repayment scheduleMonthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredYes

Telephone1300 768 710

Data accurate as of01.07.2022

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BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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Compare and review Community First Credit Union car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing Community First Credit Union car loans, there are other key facts to consider and understand, other than just Community First Credit Union’s interest rates.

What car loan options are available?

Community First Credit Union has 2 car loan products:

  • Community First Credit Union Car loan – Fixed interest rate
  • Community First Credit Union Car loan – Variable interest rate

View the above table for detailed product information and a comparison of the interest rates, fees and features.

Do you have a Community First Credit Union car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact Community First Credit Union directly.

How to apply for a Community First Credit Union car loan?

If you’d like to apply online for a Community First Credit Union car loan, just scroll up and click on “Learn more” to be taken to Community First Credit Union’s secure online application form. Before you apply, be sure to learn about Community First Credit Union’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Community First Credit Union’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the Community First Credit Union’s lending criteria. Below is high-level overview of Community First Credit Union’s criteria:

Community First Credit Union’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $10,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Community First Credit Union branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Community First Credit Union car loan

There are many additional factors Community First Credit Union consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Community First Credit Union car loan for?

Examples of common loan purposes Community First Credit Union will lend for:

Additional Community First Credit Union car loan information

Community First Credit Union’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $10,000 and $60,000, over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

Community First Credit Union allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Community First Credit Union allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

Community First Credit Union’s Car Loans require an asset (typically, the vehicle) as security.

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Bestfind.com.au provides factual information in relation to financial products. While Bestfind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the produc provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Bestfind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Bestfind.com.au. Bestfind.com.au recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Bestfind.com.au’s Terms of Use and Services Guide.

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