Qudos Bank Personal Loans, Interest Rates, Fees & Reviews - Best Find
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Qudos Bank Personal Loans

BestFind is a free, Australian-owned platform that allows you to compare personal loans from trusted Australian lenders, to consolidate debt or to finance worthwhile purchases. You can use the filter to narrow the options to meet your needs.

Compare Personal Loans

Got big plans? Our Unsecured Personal Loan can help you make those plans a reality.


Minimum loan amount$5,000

Maximum loan amount$25,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)11.64%

Personal loan comparison rate12.69%

Monthly repayments (approx)$335

Total repayments (approx)$12,073

Total interest repayments (approx)$2,073

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$150

GO TO Qudos Bank

Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$0

For debt consolidation?Yes

Sponsored No

Telephone1300 747 747

Data accurate as of9/04/2016

GO TO Qudos Bank

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We provide a range of flexible personal loans designed to suit your needs.


Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)18 months

Maximum term (years)7 Years

Personal loan interest rates (base)7.95%

Personal loan comparison rate9.56%

Monthly repayments (approx)$329

Total repayments (approx)$11,845

Total interest repayments (approx)$1,845

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/06/2018

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Qudos Bank personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Qudos Bank personal loans, there are other important things to consider and understand, other than just Qudos Bank’s interest rates.

What personal loan options does Qudos Bank offer?

Qudos Bank has 1 personal loan product:

  • Qudos Bank Personal Loan Unsecured

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Qudos Bank car loans, Qudos Bank home loan and Qudos Bank credit cards.

Do you have a Qudos Bank personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Qudos Bank Personal Loan?

If you’d like to apply online for a Qudos Bank personal loan, just scroll up and click on “Learn more” to be taken to Qudos Bank’s secure online application form. Before you apply, be sure to learn about Qudos Bank’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Qudos Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Qudos Bank’s lending criteria. Below is high-level overview of Qudos Bank’s criteria:

Qudos Bank’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Qudos Bank branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Qudos Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Qudos Bank personal loan

There are many additional factors Qudos Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Qudos Bank personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Qudos Bank will lend for:

Additional product information

Qudos Bank’s minimum and maximum personal loan amounts and terms

You can borrow between $5,000 and $25,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Qudos Bank’s repayment schedule

Qudos Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Qudos Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Qudos Bank’s Variable Rate Personal Loan gives you the option of being able to make redraws.