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Ways to repay your home loan earlier

29.07.2018 The realities of repaying your mortgage If you’re reading this, you’re probably familiar with the dream of owning and living comfortably in your own home. Ideally, without the hassle of rent or mortgage repayments. In reality though, we live in a country with the highest housing price-to-income ratio, and ever-rising property prices. Which means, most […] Read more

What can I use a personal loan for?

11.07.2018 It’s always a good idea to know a little more about the credit options available on the market, so you can make informed decisions when you need to. Whatever you plan to use your personal loan for, there are smart ways and not-so-smart ways to go about spending your borrowed funds. What’s in a personal […] Read more

How to pay off multiple credit cards

27.06.2018 Most people only need one credit card, two at a maximum. If you have got into a tricky situation where you have multiple credit cards and you owe money on each one, then you may need financial help. It’s not a bad idea to talk to a financial expert and get advice on how to […] Read more

Pros and cons of a term deposit

26.06.2018 Is a term deposit right for you? Chances are you’ve heard about term deposits as a way to make your money work for you. These uncomplicated financial products are deposits that can be made with a lender for a predetermined period of time. Usually spanning from 1 months to upwards of 5 years, term deposits offer […] Read more

9 credit cards mistakes to avoid

24.06.2018 Having a credit card can be incredibly convenient. It’s unbelievably easy to make payments without money in your account and you can earn frequent flyer points while doing it. So what’s the catch? We’ve put together a list of 9 common mistakes, traps and general fails so you can use your card in a smarter way. […] Read more