Compare Regional Australia Bank Car Loans & Rates - Best Find

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Car loan amount

Term of car loan

Features

Type of vehicle loan

Car finance provider

Regional Australia Bank Car Loans

Accelerator Car Loan

Get into your new wheels faster and easier- with a great interest rate and no hidden costs!

Overview

Minimum loan amount$10,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term5 years

Advertised rate7.49%

Comparison rate8.80%

Monthly repayments (approx)$317

Total repayments (approx)$11,414

Total interest repayments (approx)$1,414

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$195

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$26

For used vehiclesYes

SponsoredNo

Telephone132 067

Data accurate as of02.04.2017

Comparison warning This comparison rate is for a secured variable rate “Accelerator Car Loan” based on $25,000 over 5 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

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Regional Australia Bank
11.49%
11.88%
$336.14

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Car Loan

No catches, no complexity- just fast, easy loans to finance almost any motor vehicle1 and get you moving sooner

Overview

Minimum loan amount$5,000

Maximum loan amount$500,000

Minimum term1 year

Maximum term5 years

Advertised rate11.49%

Comparison rate12.83%

Monthly repayments (approx)$336

Total repayments (approx)$12,101

Total interest repayments (approx)$2,101

Rate typeVariable

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$195

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$26

For used vehiclesYes

SponsoredNo

Telephone132 067

Data accurate as of02.04.2017

Comparison warning This comparison rate is for a secured variable rate “Car Loan” based on $25,000 over 5 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review Regional Australia Bank car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing Regional Australia Bank car loans, there are other key facts to consider and understand, other than just Regional Australia Bank’s interest rates.

What car loan options are available?

Regional Australia Bank has 2 car loan products:

  • Regional Australia Bank Accelerator Car loan
  • Regional Australia Bank Car loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Regional Australia Bank personal loans and Regional Australia Bank home loans

Do you have a Regional Australia Bank car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact Regional Australia Bank directly.

How to apply for a Regional Australia Bank car loan?

If you’d like to apply online for a Regional Australia Bank car loan, just scroll up and click on “Learn more” to be taken to Regional Australia Bank’s secure online application form. Before you apply, be sure to learn about Regional Australia Bank’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Regional Australia Bank’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the Regional Australia Bank’s lending criteria. Below is high-level overview of Regional Australia Bank’s criteria:

Regional Australia Bank’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $10,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Regional Australia Bank branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Regional Australia Bank car loan

There are many additional factors Regional Australia Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Regional Australia Bank car loan for?

Examples of common loan purposes Regional Australia Bank will lend for:

Additional Regional Australia Bank car loan information

Regional Australia Bank’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $10,000 and $80,000, over terms between 1 year and 5 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

Regional Australia Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Regional Australia Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

Regional Australia Bank’s Car Loans require an asset (typically, the vehicle) as security.