Compare Select Encompass Car Loans & Interest Rates - Best Find

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Term of car loan

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Type of vehicle loan

Car finance provider

Select Encompass Car Loans

New Car Loan < 2 years

Our new car loan offers fast approval and a great rate that offers the ability to get into your new car sooner.

Overview

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate6.45%

Comparison rate6.45%

Monthly repayments (approx)$306

Total repayments (approx)$11,025

Total interest repayments (approx)$1,025

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$0

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 13 14 20

Data accurate as of02.04.2017

Comparison warning Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Used Car Loan 2-5 years

If you are in the market for a used car between 2-5 years old, look no further then our Used Car Loan. It offers a very competitive interest rate with all the features of our new car loan.

Overview

Minimum loan amount$10,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term7 years

Advertised rate7.99%

Comparison rate7.99%

Monthly repayments (approx)$313

Total repayments (approx)$11,279

Total interest repayments (approx)$1,279

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$0

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 13 14 20

Data accurate as of02.04.2017

Comparison warning Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hide info ˄

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review Select Encompass car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing Select Encompass car loans, there are other key facts to consider and understand, other than just Select Encompass’s interest rates.

What car loan options are available?

Select Encompass has 2 car loan products:

  • Select Encompass New Car loan < 2 Years
  • Select Encompass New Car loan 2 to 5 Years

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Select Encompass personal loansSelect Encompass home loan and Select Encompass credit cards.

Do you have a Select Encompass car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact Select Encompass directly.

How to apply for a Select Encompass car loan?

If you’d like to apply online for a Select Encompass car loan, just scroll up and click on “Learn more” to be taken to Select Encompass’s secure online application form. Before you apply, be sure to learn about Select Encompass’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Select Encompass’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the Select Encompass’s lending criteria. Below is high-level overview of Select Encompass’s criteria:

Select Encompass’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $10,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Select Encompass branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Select Encompass car loan

There are many additional factors Select Encompass consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Select Encompass car loan for?

Examples of common loan purposes Select Encompass will lend for:

Additional Select Encompass car loan information

Select Encompass’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $10,000 and $100,000, over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

Select Encompass allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Select Encompass allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

Select Encompass’s Car Loans require an asset (typically, the vehicle) as security.