Auswide Personal Loans | Interest Rates & Fees - BestFind
Important disclosure

Auswide Personal Loans

Auswide Bank (formerly Wide Bay Australia) has over 50 years of history serving the sunshine state. Auswide has over 20 branches up and down the Queensland coast.

Auswide has 8 personal loan products catering to all types of loan purposes.

Auswide personal loan products include, secured and unsecured personal loans, fixed and variable rate personal loans, loans for home improvement, wedding, cars and general purpose.

Negatives include the $10 monthly fee and the $175 application fee.

Auswide Personal loan approval time vary; some applications will be approved on the same day. If they require additional information, it may take 2 to 5 business days.

An Auswide Bank Personal Loan could help you finance home renovations, a new boat, a holiday, a wedding, a motor home, caravan or trailer – or any other worthwhile purpose.

Overview

Minimum loan amount$5,000

Maximum loan amount$75,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)9.99%

Personal loan comparison rate10.58%

Monthly repayments (approx)$328

Total repayments (approx)$11,823

Total interest repayments (approx)$1,823

Rate typeFixed

Secured or unsecuredSecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

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Other Fees & Information

Monthly fee$5

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$10

For debt consolidation?Yes

Sponsored No

Telephone1300 138 831

Data accurate as of25/12/2017

GO TO Auswide Bank

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An Auswide Bank Personal Loan could help you finance home renovations, a new boat, a holiday, a wedding, a motor home, caravan or trailer – or any other worthwhile purpose.

Overview

Minimum loan amount$3,000

Maximum loan amount$50,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Personal loan interest rates (base)9.99%

Personal loan comparison rate10.58%

Monthly repayments (approx)$328

Total repayments (approx)$11,823

Total interest repayments (approx)$1,823

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$175

GO TO Auswide Bank

Other Fees & Information

Monthly fee$5

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$150

Missed payment fee$10

For debt consolidation?Yes

Sponsored No

Telephone1300 138 831

Data accurate as of25/12/2017

GO TO Auswide Bank

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We provide a range of flexible personal loans designed to suit your needs.

Overview

Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)2 years

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/10/2018

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Loan purposes

You can borrow for almost any worthwhile purpose, and no, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purposes Auswide will lend for:

Auswide personal loan approval time

If you’re an existing Auswide customer, you may have your application approved and funded on the same day. For more complex applications approval times vary between 2 and 5 working days.

Do you have an Auswide personal loans calculator?

Yes. View the Auswide Personal Loans calculator.

Auswide personal loan application

If you’d like to apply online for an Auswide personal loan, visit Auswide’s website by clicking here. Be sure to read the terms and conditions as well as the Product Disclosure Statement.

Eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Auswide’s lending criteria. Below is high-level overview of Auswide’s criteria:

Auswide personal loan requirements

  • Minimum age of 18
  • Earning a regular income
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Auswide branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying with Auswide

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Auswide loan

There are many additional factors Auswide consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Auswide personal loan application status

If you have already applied for an Auswide personal loan, you can check your application status by calling 1300 138 831, 7.00am to 7.00pm EST, Monday to Friday.

Additional product information

Minimum and maximum loan amounts

You can borrow between $3,000 and $75,000.

Personal loan terms

Terms vary between 1 year and 5 years.

Repayment schedule

Auswide allow weekly, fortnightly or monthly repayment.

Redraw facility

Auswide does not have a redraw facility.

Auswide personal loan information video

Other Auswide Bank products

You can also review and compare: