Compare B&E Personal Banking Car Loans | Interest Rates & Fees - BestFind

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Type of vehicle loan

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Be Personal Banking Car Loans

New Car loan

If you're buying a car, whether it is new or used, take advantage of a B&E car personal loan.

Overview

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term6 months

Maximum term7 years

Advertised rate7.95%

Comparison rate9.37%

Monthly repayments (approx)$319

Total repayments (approx)$11,509

Total interest repayments (approx)$1,509

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$200

Other Fees & Information

Monthly fee$10.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo

SponsoredNo

Telephone1300 306 716

Data accurate as of13.03.2017

Comparison warning Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

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Used Car loan

If you're buying a car, whether it is new or used, take advantage of a B&E car personal loan.

Overview

Minimum loan amount$3,000

Maximum loan amount$80,000

Minimum term6 months

Maximum term7 years

Advertised rate9.99%

Comparison rate11.42%

Monthly repayments (approx)$329

Total repayments (approx)$11,858

Total interest repayments (approx)$1,858

Rate typeFixed

Secured or unsecuredSecured

Security required Yes

Application / establishment fees$200

Other Fees & Information

Monthly fee$10.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes

SponsoredNo

Telephone1300 306 716

Data accurate as of13.03.2017

Comparison warning Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review B&E Personal Banking car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing B&E Personal Banking car loans, there are other key facts to consider and understand, other than just B&E Personal Banking’s interest rates.

What car loan options are available?

B&E Personal Banking has 2 car loan products:

  • B&E Personal Banking New Car loan
  • B&E Personal Banking Used Car loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare B&E Personal Banking personal loansB&E Personal Banking home loan and B&E Personal Banking credit cards.

Do you have a B&E Personal Banking car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact B&E Personal Banking directly.

How to apply for a B&E Personal Banking car loan?

If you’d like to apply online for a B&E Personal Banking car loan, just scroll up and click on “Learn more” to be taken to B&E Personal Banking’s secure online application form. Before you apply, be sure to learn about B&E Personal Banking’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

B&E Personal Banking’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the B&E Personal Banking’s lending criteria. Below is high-level overview of B&E Personal Banking’s criteria:

B&E Personal Banking’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of 3,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the B&E Personal Banking branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your B&E Personal Banking car loan

There are many additional factors B&E Personal Banking consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a B&E Personal Banking car loan for?

Examples of common loan purposes B&E Personal Banking will lend for:

Additional B&E Personal Banking car loan information

B&E Personal Banking’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $3,000 and $80,000, over terms between 6 months and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

B&E Personal Banking allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

B&E Personal Banking allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.

Security

B&E Personal Banking’s New Car Loan and Used Car Loan require an asset (typically, the vehicle) as security.