Suncorp Bank Personal Loan Rates & Fees, Review & Compare - Best Find

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Suncorp Bank Personal Loans

Fixed Rate Personal Loan

Whether you are borrowing for a boat, a caravan, holidays, something for your home, or just something for you, our Fixed Rate Personal Loan can make it possible.

Overview

Minimum loan amount$5,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate10.99%

Comparison rate11.58%

Monthly repayments (approx)$333

Total repayments (approx)$11,996

Total interest repayments (approx)$1,996

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$175

Other Fees & Information

Monthly fee$5

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$300

Missed payment fee$20

For debt consolidation?Yes

Sponsored No

Telephone13 11 55

Data accurate as of11/04/2016

Comparison rate warning The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rate is based on a $30,000 loan over 5 years.

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Variable Rate Personal Loan

Our Variable Rate Personal Loan helps you get what you need now and allows you to repay the loan within the first 12 months without penalty.

Overview

Minimum loan amount$5,000

Maximum loan amountNo maximum

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate11.19%

Comparison rate11.78%

Monthly repayments (approx)$334

Total repayments (approx)$12,031

Total interest repayments (approx)$2,031

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$175

Other Fees & Information

Monthly fee$5

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?Yes

Sponsored No

Telephone13 11 55

Data accurate as of11/04/2016

Comparison rate warning The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rate is based on a $30,000 loan over 5 years.

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Suncorp Bank personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Suncorp Bank personal loans, there are other important things to consider and understand, other than just Suncorp Bank’s interest rates.

What personal loan options does Suncorp Bank offer?

Suncorp Bank has 2 personal loan products:

  • Suncorp Bank Fixed Rate Personal Loan
  • Suncorp Bank Variable Rate Personal Loan

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Suncorp Bank car loans, Suncorp Bank home loan and Suncorp Bank credit cards.

Do you have a Suncorp Bank personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Suncorp Bank Personal Loan?

If you’d like to apply online for a Suncorp Bank personal loan, just scroll up and click on “Learn more” to be taken to Suncorp Bank’s secure online application form. Before you apply, be sure to learn about Suncorp Bank’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Suncorp Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Suncorp Bank’s lending criteria. Below is high-level overview of Suncorp Bank’s criteria:

Suncorp Bank’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Suncorp Bank branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Suncorp Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Suncorp Bank personal loan

There are many additional factors Suncorp Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Suncorp Bank personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Suncorp Bank will lend for:

 

Additional product information

Suncorp Bank’s minimum and maximum personal loan amounts and terms

You can borrow between $5,000 and $80,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Suncorp Bank’s repayment schedule

Suncorp Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Suncorp Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Suncorp Bank’s Variable Rate Personal Loan gives you the option of being able to make redraws.