Police Bank Personal Loan Rates & Fees, Review & Compare - Best Find

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Police Bank Personal Loans

Personal Loan Fixed Rate

You can borrow for any worthwhile purpose from the latest in big ticket electronics, white goods and household items to holidays, cars, boats and bikes.

Overview

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate9.99%

Comparison rate10.13%

Monthly repayments (approx)$325

Total repayments (approx)$11,728

Total interest repayments (approx)$1,728

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$98

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone131 728

Data accurate as of9/04/2016

Comparison rate warning The comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Personal Loan Variable Rate

You can borrow for any worthwhile purpose from the latest in big ticket electronics, white goods and household items to holidays, cars, boats and bikes.

Overview

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate12.76%

Comparison rate12.90%

Monthly repayments (approx)$339

Total repayments (approx)$12,206

Total interest repayments (approx)$2,206

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$98

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone131 728

Data accurate as of9/04/2016

Comparison rate warning The comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hide info ˄

Green Loan

You can borrow for any worthwhile purpose from the latest in big ticket electronics, white goods and household items to holidays, cars, boats and bikes.

Overview

Minimum loan amount$1,000

Maximum loan amount$100,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Advertised rate6.49%

Comparison rate6.63%

Monthly repayments (approx)$309

Total repayments (approx)$11,140

Total interest repayments (approx)$1,140

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$98

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$9

For debt consolidation?No

Sponsored No

Telephone131 728

Data accurate as of9/04/2016

Comparison rate warning The comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hide info ˄

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Police Bank personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Police Bank personal loans, there are other important things to consider and understand, other than just Police Bank’s interest rates.

What personal loan options does Police Bank offer?

Police Bank has 3 personal loan products:

  • Police Bank Fixed Rate Personal Loan
  • Police Bank Variable Rate Personal Loan
  • Police Bank Green Loan

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Police Bank car loans, Police Bank home loan and Police Bank credit cards.

Do you have a Police Bank personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Police Bank Personal Loan?

If you’d like to apply online for a Police Bank personal loan, just scroll up and click on “Learn more” to be taken to Police Bank’s secure online application form. Before you apply, be sure to learn about Police Bank’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Police Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Police Bank’s lending criteria. Below is high-level overview of Police Bank’s criteria:

Police Bank’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Police Bank branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Police Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Police Bank personal loan

There are many additional factors Police Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Police Bank personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Police Bank will lend for:

 

Additional product information

Police Bank’s minimum and maximum personal loan amounts and terms

You can borrow between $1,000 and $100,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Police Bank’s repayment schedule

Police Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Police Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Police Bank’s Variable Rate Personal Loan gives you the option of being able to make redraws.