Important disclosure

Queensland Country Bank Personal Loans Calculator & Overview

If you’re a Queenslander, there are personal loan options designed to fit your goals, plans, or dreams. Whether that involves a holiday, a renovation, or a car, Queensland Country Bank personal loans are available to make it happen. So start comparing and calculating repayments now.

Who is Queensland Country Bank? The bank is a culmination of a merger between Queensland Country and Queenslanders Credit Union. They have been around since 1971 and service around 100,000 members.

Calculate repayments

Loan Amount



3 months

Queensland Country Bank

Green Reno Loan

EST Monthly Repayment
EST Monthly Repayment
Advert. Rate (p.a)
Comparison rate
Queensland Country Bank Green Reno Loan can provide you with up to $50,000 for all those eco home improvement goals without needing to extend your home loan. Projects can include solar, insulation, batteries, charging stations and double-glazed windows.
Queensland Country Bank

Reno Loan

EST Monthly Repayment
EST Monthly Repayment
Advert. Rate (p.a)
Comparison rate
If you are thinking about adding a deck, putting in a pool, giving the kitchen or bathroom a makeover or building a man shed, Queensland Country Bank Reno Loan can provide you with up to $50,000 for all those smaller home improvements projects without the need to extend your home loan.
Queensland Country Bank

Secured Personal Loan

EST Monthly Repayment
EST Monthly Repayment
Advert. Rate (p.a)
Comparison rate
If you're looking to buy a used car or another type of motor vehicle, like a car, boat, caravan or motorcycle, Queensland Country Bank offer a competitive secured personal loan option.
Queensland Country Bank

Unsecured Personal Loan

EST Monthly Repayment
EST Monthly Repayment
Advert. Rate (p.a)
Comparison rate
If you need some extra cash to make your dream a reality, consider an Unsecured Personal Loan. provides factual information in relation to financial products. While attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see's Terms of Use and Services Guide.

Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 20.89% p.a. Total interest repayments vary between $1,387 and $4,165 over the life of the loan. *Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

results per page
What type of loan are you looking for?

Queensland Country Bank personal loans – Explore your options

As a Queensland borrower, Queensland Country Bank may suit you for a couple of reasons. First, it’s a member-owned financial institution, so profits are reinvested to benefit members. Second, it’s a bank dedicated to serving the financial needs of Queenslanders specifically.

This translates to personalised service and competitive products for all members. The Queensland Country Bank has been up and running since 1971. First as Isa Mine Employees’ Credit Union and later on as Queensland Country Credit Union.

The bank offers financial products such as home loans, credit cards, and personal loans – the last of which BestFind now takes a closer look at.

Queensland Country Bank personal loans: Quick overview

  • Loan amounts – From $3,000 to $50,000 (depending on loan type)
  • Loan terms – From 1 to 10 years (depending on loan type)
  • Interest rate – Green Reno personal loans start at 5.74% p.a. and unsecured loans from 13.95% p.a.
  • Interest rate type – Variable rate and fixed (depending on loan type)
  • Pros – Both secured and unsecured options are available. If you’re a member, you can enjoy fast funding since you receive your money on the same day you accept your offer.
  • Cons – Branches are only available in Queensland. You also have to pay an establishment fee and ongoing monthly charges.
  • Best for – Queenslanders looking to join a member-owned bank that’s focused on the local community.

Types of loans offered by Queensland Country Bank

When applying with Queensland Country Bank, you may choose from the following options:

  • Unsecured personal loan. With no security, you can access a minimum small personal loan of $1,000 and up to $20,000. Loan terms range up to 5 years.
  • Secured personal loan. Queensland Country Bank says this product is perfect for borrowers looking to finance a used car, boat, caravan, motorcycle, or another type of vehicle. You can also use an existing vehicle as collateral if you want the funds for something else, like a holiday or debt consolidation. Repayment periods go up to 7 years.
  • New car loan. This option enables you to finance a car that’s not more than 3 years old. Your purchase will guarantee the debt, which explains the competitive rate. You can borrow up to $75,000 over a maximum of 7 years.
  • Reno loan. If you’ve got a home improvement project in the works, you can access between $3,000 and $50,000 without extending your mortgage. Terms are from 1 to 7 years.
  • Green Reno loan. If you’ve got a green home improvement project in the works, such as insulation, solar, double-glazed windows or battery storage, enjoy an even lower interest rate. Terms are from 1 to 10 years.
  • Personal line of credit. This is an overdraft facility, so you can use it continually for those times you need extra cash. It allows you to borrow up to 80% of your property’s value at a low rate.

Features of Queensland Bank personal loans

  • Pre-approval is available for secured credit to help boost your bargaining power when you set off to make your purchase.
  • You’re able to make additional repayments if you want to close your account early to save on borrowing costs. There’s no extra repayment fee.
  • However, there’s also no redraw facility, so you won’t be able to access any extra repayments you make.
  • Your options for repayment frequency include weekly, fortnightly, or monthly repayments. Our Queensland Country Bank personal loan calculator is available if you want to estimate your monthly repayments.
  • Fees and charges include a $120 establishment fee and a $10 monthly fee ($5 for new car loans). A document fee may also apply.

Application requirements

Here are the basic eligibility requirements:

  • Be at least 18 years of age
  • Be an Australian citizen or permanent Australian resident
  • Have a regular income or paid employment
  • Must not have been bankrupt

To apply online, you’ll also need details of your income from your latest payslips, assets, liabilities, and where applicable, details about the vehicle you’re purchasing.

How to apply

Applying for a Queensland Country Bank personal loan is as simple as clicking “Go to Site” in the table above. You can fill in the application form within 20 minutes on the lender’s website.

Once you’re approved and accept your loan contract, you’ll receive the funds on the same day. This is only if you’re a current member and choose a Queensland Country account as the recipient account.

Popular personal loans searches

View all search queries