Queenslanders CU Personal Loans, Interest Rates & Fees - Best Find
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Queenslanders Credit Union Personal Loans

The Unsecured Personal Loan can be used for all types of purposes including holidays, bills, dental work, uni fees, plastic surgery, or to consolidate a few debts into one easy loan.


Minimum loan amount$2,000

Maximum loan amount$70,000

Minimum term (years)1 Year

Maximum term (years)7 Years

Personal loan interest rates (base)10.69%

Personal loan comparison rate10.91%

Monthly repayments (approx)$330

Total repayments (approx)$11,909

Total interest repayments (approx)$1,909

Rate typeVariable

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee$150

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Other Fees & Information

Monthly fee$0

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityYes

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$20

For debt consolidation?Yes

Sponsored No

Telephone1800 753 377

Data accurate as of9/04/2016

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We provide a range of flexible personal loans designed to suit your needs.


Minimum loan amount$5,000

Maximum loan amount$40,000

Minimum term (years)2 years

Maximum term (years)7 Years

Personal loan interest rates (base)8.95%

Personal loan comparison rate10.56%

Monthly repayments (approx)$333

Total repayments (approx)$12,020

Total interest repayments (approx)$2,020

Rate typeFixed

Secured or unsecuredUnsecured

Encumberance/REVVS check fee$0

Application / establishment fee4%, maximum $495

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Other Fees & Information

Monthly fee$13

Quarterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$35

For debt consolidation?Yes

Sponsored Yes

Telephone1300 275 669

Data accurate as of26/10/2018

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Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review Queenslanders CU personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Queenslanders CU personal loans, there are other important things to consider and understand, other than just Queenslanders CU’s interest rates.

What personal loan options does Queenslanders CU offer?

Queenslanders CU has 1 personal loan product:

  • Queenslanders CU Unsecured Personal Loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Queenslanders CU home loan and Queenslanders CU credit cards.

Do you have a Queenslanders CU personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Queenslanders CU Personal Loan?

If you’d like to apply online for a Queenslanders CU personal loan, just scroll up and click on “Learn more” to be taken to Queenslanders CU’s secure online application form. Before you apply, be sure to learn about Queenslanders CU’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Queenslanders CU’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Queenslanders CU’s lending criteria. Below is high-level overview of Queenslanders CU’s criteria:

Queenslanders CU’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Queenslanders CU branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with Queenslanders CU

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Queenslanders CU personal loan

There are many additional factors Queenslanders CU consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Queenslanders CU personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose Queenslanders CU will lend for:

Additional product information

Queenslanders CU’s minimum and maximum personal loan amounts and terms

You can borrow between $2,000 and $70,000. Over terms between 1 year and 7 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Queenslanders CU’s repayment schedule

Queenslanders CU allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Queenslanders CU allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

Queenslanders CU’s Variable Rate Personal Loan gives you the option of being able to make redraws.