QT Mutual Bank Personal Loan Rates & Fees, Review & Compare - Best Find

Filter Results


Personal loan amount

Term of personal loan

Features

Loan purpose

Personal loan provider

Qt Mutual Bank Personal Loans

Personal Loan Variable

You can use a personal loan to buy just about anything; a new boat, renovations, a holiday, even to consolidate existing debt.

Overview

Minimum loan amount$3,000

Maximum loan amount$60,000

Minimum term (years)1 Year

Maximum term (years)5 Years

Advertised rate12.95%

Comparison rate13.54%

Monthly repayments (approx)$343

Total repayments (approx)$12,363

Total interest repayments (approx)$2,363

Rate typeVariable

Secured or unsecuredUnsecured

Security required No

Encumberance/REVVS check fee$0

Application / establishment fee$200

Other Fees & Information

Monthly fee$0

Quaterly fee$0

Annual fee$0

Other fees$0

Redraw facilityNo

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Early repayments fee$0

Missed payment fee$15

For debt consolidation?No

Sponsored No

Telephone13 29 30

Data accurate as of9/04/2016

Comparison rate warning Terms, conditions, fees, charges and lending policies apply. Comparison rate calculated on an unsecured or secured loan amount of $30,000 over 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hide info ˄

results per page

BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Did you know you can compare 100’s of personal loans? Browse, filter and on our main personal loans comparison page.

Compare and review QT Mutual Bank personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing QT Mutual Bank personal loans, there are other important things to consider and understand, other than just QT Mutual Bank’s interest rates.

What personal loan options does QT Mutual Bank offer?

QT Mutual Bank has 1 personal loan product:

  • QT Mutual Bank Variable Rate Personal Loan

 

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare QT Mutual Bank car loans, QT Mutual Bank home loan and QT Mutual Bank credit cards.

Do you have a QT Mutual Bank personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a QT Mutual Bank Personal Loan?

If you’d like to apply online for a QT Mutual Bank personal loan, just scroll up and click on “Learn more” to be taken to QT Mutual Bank’s secure online application form. Before you apply, be sure to learn about QT Mutual Bank’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

QT Mutual Bank’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the QT Mutual Bank’s lending criteria. Below is high-level overview of QT Mutual Bank’s criteria:

QT Mutual Bank’s minimum requirements for a personal loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the QT Mutual Bank branch or online, make sure to have the following nearby:

  • Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information
  • A list of your assets, expenses and liabilities
  • Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year
  • Your most recent personal/business tax return

Other things to keeping mind when applying with QT Mutual Bank

  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your QT Mutual Bank personal loan

There are many additional factors QT Mutual Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a QT Mutual Bank personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.

Examples of common loan purpose QT Mutual Bank will lend for:

 

Additional product information

QT Mutual Bank’s minimum and maximum personal loan amounts and terms

You can borrow between $3,000 and $60,000. Over terms between 1 year and 5 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

QT Mutual Bank’s repayment schedule

QT Mutual Bank allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

QT Mutual Bank allows you to make additional or early repayments. There are fees associated with completely repaying your loan off early.

Redraw facility

QT Mutual Bank’s Variable Rate Personal Loan gives you the option of being able to make redraws.