Important disclosure

Peoples Choice Credit Union Car Loans

Our Discounted Personal Loan (New Cars) could let you drive away with a better deal, with lower interest rates starting on loans from $20,000, no monthly fees and a fixed rate for the first five years.


Application / establishment fees$250

Minimum loan amount$20,000

Maximum loan amount$100,000

Minimum term1 year

Maximum term10 years

Car loan interest rates (base)5.64%

Car loan comparison rate5.99%

Monthly repayments (approx)$574

Total repayments (approx)$34,498

Total interest repayments (approx)$4,498

Rate typeFixed

Secured or unsecuredSecured

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Other Fees & Information

Monthly fee$0.0

Other fees$0

Missed payment fee$0

Repayment scheduleWeekly, Fortnightly, Monthly

Early repayments allowedYes

Exit / early repayment fee$0

Encumberance/REVVS check fee$0

For used vehiclesNo


Telephone13 11 82

Data accurate as of17.09.2017

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Minimum and maximum loan periods vary between 6 months and 10 years. Comparison interest rates vary between 6.55% and 19.07% p.a. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. *Comparison rate is based on an unsecured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

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